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“A lot of people have economic stress and are thinking they can’t do anything this holiday season,” says Hannah “The Five Minute Mom” Keeley. “I tell them to drop the doom and gloom and get a little creative. Take, for example, the tradition of maxing out your credit cards every year while shopping. Instead of that, I recommend people have an envelople system. That’s where they take the cash they expect to spend on each family member or friend, and put each amount in a separate envelope,” the host of the UAN reality TV series Hannah, Help Me! tells In the Kitchen’s Jackie Plant. “That’s a physical reminder to stay within your budget. So when the cash is gone, the spending is done. This system often makes you wiser. You make much better choices.”
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