Financial concepts and habits can be learned with help from Heather Wagenhals, host and personal finance expert of the Keys To Riches™ Financial Wellness Series.
I know that I am vulnerable when managing my money if I allow seasonal events and special occasions disrupt my savings and spending plan. I acknowledge that to become truly successful with my money, I must be more mindful during holidays and on special occasions because going overboard serves no one, especially not me nor my family.
I am a gracious recipient and thoughtful giver.
I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.
Key Action Item:
When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.
These are just some examples of things you can expect and work into your plans. Be creative with you strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.
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