We work hard for our money, to provide for our family and most of us have 401K, 403B and term life insurnce set up through our employers and we feel we are set for our retirement and that our family will be taken care of in the event of our death, but sadly many Americans are not as financilaly set for retirement and their own death as they think they are, as many Americans have thier retirement (401K, 403B, Pension Plan) tied directly to Stocks, Bonds and Mutual Funds and their live insurance is a term policy and while I will give those Americans my respect for having taken it upon themselves to at least set some form of protection for their retirement and the family they love in the event of their death they many times find themselves falling short when it comes to retirement and the insurance that they thought would provide for their loved ones after they have passed has also failed them, that is if they are still even insured when they pass, as the truth is term life insurance remains in forse only while you are still employed with the employer who had it set up as part of your employee benefit package and unless you convert that term policy to a whole life policy within the 31 day conversion window you are not insured. So the importance of having a financial professional who is willing to sit down with you and really go over your financial picture is vital, but sadly unless you are a client of theirs ort willing to pay $300 and hour for them to meet with you they will not even look at you, but I am here to walk you through the financial battle field here on the Financial Patriot Show, but if you need to reach my in regard to a private matter you can call me directly at 832-947-8703.
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