Jeffrey D. Schlaman has been a financial executive for more than a decade, and is dedicated to teaching people about personal financial responsibility. He has served as Chief Financial Officer, Chief Executive Officer and CPA. His new book, Subprime Factor (Synergy Book, October 2008) is inspired by the credit crisis, and is a fast-paced novel that is set in his hometown of Auburn, California. Schlaman says that the credit crunch and housing bubble result from recklessness, greed, ignorance and of course, fraud. Without hard work, patience and thrift, he says, wealth cannot be created. Mr. Schlaman will discuss his thrilling new book on our next show, "Talking Real Estate" set to air on Saturday, January 24th, from 11:00 am EST to 11:30 am. Listen in, or call in and ask Mr. Schlaman his expert opinion on where we're going, and how he sees the future of Real estate and the financing industry. When you're "Talking Real Estate", you're Really Talking!