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CRC Opposition to CIT Bank and One West Bank (OWB) Merger
There is No Evidence This Transaction will provide a Public Benefit:
This merger should not be approved without substantial conditions that would ensure that the Bank adequately reinvests in communities where its customers reside, helps revitalize neighborhoods still suffering from the effects of the foreclosure crisis that Indymac and OWB helped create, and otherwise provides a public benefit that outweighs the continuing public costs imposed by Applicants. The California Reinvestment Coalition opposes this merger in its current form
1. California Reinvestment Coalition Mission and Objectives
2. Mistakes by Policymakers and Regulators allowing profit at the expense of taxpayers
3. The Legal Standards for Merger Approval Have Not Been Met
4. There is No Evidence This Transaction will provide a Public Benefit
5. Creating a Too Big to Fail (SIFI): Systemically Important Financial Institution
6. Extending the Comment Period for the Public to Review CRA Performance
Kevin Stein, Associate Director
California Reinvestment Coalition
474 Valencia Street, Suite 230
San Francisco, CA 94103
Follow us on Twitter: @CalReinvest
FaceBook Page: https://www.facebook.com/calreinvest
Eric Lawrence Frazier, MBA
President and CEO
O 800-401-8994 x 703 | D 714-361-2105 | C 714-475-8629
Skype: 714-845-7263 | Skype ID: frazier.eric
firstname.lastname@example.org | www.thepowerisnow.com
Join the only #1 Texas BBQ radio show, The West Texas Pit Masters BBQ Show is on BBQ Superstars every Sunday night at 7pm central time.
Join in as we talk BBQ with other guest who are as passionate as we are about BBQ. Be sure to listen in!!! The number to call is (347) 202-0263.
EVERYONE CALL IN AND LETS TALK BBQ, every Sunday night @ 7pm!!!
"WE DON'T JUST TALK ABOUT BBQ, IT'S A WAY OF LIFE FOR US"
"WE ARE ALL ABOUT THE Q"
Join Ken Kraetzer, Jack McGuirk and Todd Anton of Sons of the American Legion Radio for discussion of Army West Point's opening game at Michie Stadium versus Fordham and other major college games of the weekend. We will hear comments from the head coach Jeff Monken and several players. Calls in on 1-347-826-7155 with your comments on service academy games or other college games you are following.
Mitchell Berry is a Junior at West Forsyth High School in Clemmons, NC. He started playing football early for the Forsyth County Broncos, a youth team. Upon entering the 9th grade, Berry joined the West Forsyth Football team where he started at middle linebacker on JV. He emerged as one best players on defense that season.
As a sophomore, Berry played a few games on JV before getting moved up on Varsity in place of an injured teammate. He finished the season on Varsity and remained a spot starter. Wanting to develop his skill, he started working with Olympic Speed and Strength Coach Derrick Speas. Over the off-season Berry participated in all the football workouts and continued to work over the summer with Coach Speas.
He's has put himself in position to make a very big impact on the team this season. I'll be interviewing him on all this as well as his performance against Walkertown and his thoughts on playing East Forsyth next week. Tune in, because it will be an exciting show.
Segment 1: Dave Mattson is CEO of Sandler Training, an international training and consulting organization. David has been a trainer and business consultant in the areas of sales, sales management, business development, corporate team building, and strategic planning. Sandler Training’s new book is out and titled “LinkedIn the Sandler Way”.
Segment 2: Leslie Anderson is the Senior Vice President and National Head of Business Banking, Treasury and Payment Solutions for BMO Harris Bank. Leslie is responsible for leading the sales strategy and execution of the treasury and payment business across the entire US.
Segment 3: Dr. Ravi Batra is a professor of economics at Southern Methodist University in Dallas and the author of five international bestsellers. His latest book is “End Unemployment Now: How to Eliminate Joblessness, Debt and Poverty Despite Congress”.
Segment 4: How to Get Unstuck
Segment 5: John Schrieffer earned his Bachelor’s degree in Business Marketing from Colorado State University. After working with a marketing firm, he followed his passion to turn his part time side job into a full time career as a health and fitness trainer. He now owns Chicago’s largest Orangetheory Fitness in Wicker Park/Bucktown.
Sponsored by Sage and Nextiva.
DR. FORD HAS A CONFLICT. WE ARE WORKING TO REBOOK THIS FOR NEXT WEEK. SORRY FOR THE INCONVENIENCE. - JOYCE AND ROBIN
What can we do to lower the incidence of infant deaths? Joyce and Robin speak with Dr. Robert Ford, a retired obstetrician/gynecologist (OB/GYN) from West Memphis, Arkansas, now living in Memphis, Tennessee. Dr. Ford shares his insights into this problem, which is highest in the Southern states.
Unfortunately, about 24,000 infants died in the United States in 2011. The loss of a baby remains a sad reality for many families and takes a serious toll on the health and well-being of families, as well as the nation.
The death of a baby before his or her first birthday is called infant mortality. The infant mortality rate is an estimate of the number of infant deaths for every 1,000 live births. This rate is often used as an indicator to measure the health and well-being of a nation, because factors affecting the health of entire populations can also impact the mortality rate of infants. There are obvious differences in infant mortality by age, race, and ethnicity; for instance, the mortality rate for non-Hispanic black infants is more than twice that of non-Hispanic white infants.
What are the Causes?
Fortunately, most newborns grow and thrive. However, for every 1,000 babies that are born, six die during their first year.1 Most of these babies die because they are—
Born with a serious birth defect.
Born too small and too early (i.e., preterm birth; birth before 37 weeks gestation).
Victims of Sudden Infant Death Syndrome (SIDS).
Affected by maternal complications of pregnancy.
Victims of injuries (e.g., suffocation).
These top five leading causes of infant mortality together account for 58% of all infant deaths in the United States in 2011.
NATIONSTAR MORTGAGE LOAN MODIFICATION RUNAROUNDS PAYING SOMEONE FOR MORTGAGE ASSISTANCE WRONGFUL FORECLOSURE DUAL-TRACKING CFPB RESPA CONSUMER RIGHTS
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
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Every new beginning comes from some other beginning's END!
THE DAILY COMPLAINT - LIVE WEEKDAYS
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