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CRC Opposition to CIT Bank and One West Bank (OWB) Merger
There is No Evidence This Transaction will provide a Public Benefit:
This merger should not be approved without substantial conditions that would ensure that the Bank adequately reinvests in communities where its customers reside, helps revitalize neighborhoods still suffering from the effects of the foreclosure crisis that Indymac and OWB helped create, and otherwise provides a public benefit that outweighs the continuing public costs imposed by Applicants. The California Reinvestment Coalition opposes this merger in its current form
1. California Reinvestment Coalition Mission and Objectives
2. Mistakes by Policymakers and Regulators allowing profit at the expense of taxpayers
3. The Legal Standards for Merger Approval Have Not Been Met
4. There is No Evidence This Transaction will provide a Public Benefit
5. Creating a Too Big to Fail (SIFI): Systemically Important Financial Institution
6. Extending the Comment Period for the Public to Review CRA Performance
Kevin Stein, Associate Director
California Reinvestment Coalition
474 Valencia Street, Suite 230
San Francisco, CA 94103
Follow us on Twitter: @CalReinvest
FaceBook Page: https://www.facebook.com/calreinvest
Eric Lawrence Frazier, MBA
President and CEO
O 800-401-8994 x 703 | D 714-361-2105 | C 714-475-8629
Skype: 714-845-7263 | Skype ID: frazier.eric
email@example.com | www.thepowerisnow.com
BANK OF AMERICA HISTORIC $17B U.S. DEPARTMENT OF JUSTICE SETTLEMENT $7B PLEDGE TO HELP HOMEOWNERS THE TRUTH ABOUT THE SETTLEMENT WHERE TO FILE FOR SETTLEMENT PLEDGE MONEY
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
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Every new beginning comes from some other beginning's END!
THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)
Allen West is the CEO of the National Center for Policy Analysis. Previously, he served as an US Representative representing Florida's 22nd and 18th Districts. He is a 22 year veteran of the military where he earned the rank of Lieutenant Colonel as well as a Bronze Star and a Meritorious Service Medal. He is a Fox News contributor, founder of AllenBWest.com, and the author of the bestseller, Guardian of the Republic: An American Ronin’s Journey to Faith, Family and Freedom.
Jillian Melchior writes for National Review as a fellow for the Franklin Center and Independent Women’s Forum.
Rawle Maycock and Alex Mitchell talk crooked banks in Barbados
Often we behave in ways that are contrary to our best interests. What makes that so? It's kind of like declaring we're heading out to California, which lies west of us, and getting into a vehicle headed east. Along the way it might dawn on us we have taken action that moves us in the opposite direction of our intended goal so we'll make a course correction. Depending on what behaviors we've learned in our past we make a slight correction, only to discover after many miles that we are now simply headed SE.
Today let's talk about how to catch those 'learned behaviors' that are getting in the way of the Truth! Join us in the conversation.
On Women of Wisdom today, Best Selling Author, Win Kelly Charles welcomes Nicole Zaagman. She is creator of the Discovering Your Brand Story® Program, founder of LUX CHIX™ and host of the LUX CHIX™ Radio Show. When she experienced a health crisis in her early twenties, she was left feeling alone embarrassed and no longer beautiful. She set out not only to heal herself but to discover what she was really here to do. With her background as an experienced designer and branding specialist, she launched LUX CHIX™, a movement empowering health conscious WONDER WOMEN to create a successful LIFESTYLE follow their DREAMS. LUX CHIX recommends holistic products, hosts luxury events and develops programs that help women end their frustrations and discover their purpose via entrepreneurship. Nicole's mission is to help women discover their special gift and impact the world in a bigger way. The majority of Nicole’s work is focused on women in transition, asking: "who am I?", "what's next in my life?" and "what is my purpose?" Her clients go on to use their past experiences to provide meaningful connection to others and a powerful life purpose through creating, designing and marketing a heart-felt business. Nicole resides in West Michigan with her husband Ken and Maltese dog named Nickel. To learn more about Nicole visit her website http://www.LUXCHIX.com. And be sure to visit www.wincharles.com to learn more about your host. FOLLOW this program www.blogtalkradio.com/wcawomanwithcp
This week we are having a specal episode with a Special Guest, Mr. J. Stephen Fancher. This week we will be discussing how speakers and business owners can benefit from the export trade industry. The question we will be answering is "Who can benefit from the export industry?
J. Stephen Fancher is the President and C.E.O. of the Florida Export Finance Corporation (FEFC) which is a not for profit corporation formed, funded, and sponsored by the State of Florida. He has 40 years of diversified experience in export trade finance starting with 15 years at Caterpillar Tractor Co. where he was the resident expert on government export assistance programs.
He joined the Foreign Credit Insurance Association (FCIA), now part of the Export Import Bank of the United States, and later formed a private company instrumental in developing the U.S. capital markets as a funding source for foreign receivables. Mr. Fancher has acted as pro bono consultant to both the U.S. and Florida governments.
His export trade experience with both large and small companies and in both the public and private sectors has given him a valuable background for running the FEFC with its primary purpose of financial support for Florida small and medium sized exporters.
Catherine Brakefield will start today's show off.Margaret Grundstein will join us in for the second half of the show. Here is more about each author:
The Second Great Awakening has stirred her soul . . . .
Rachael Rothburn is eager to leave her life of luxury in Buffalo, New York to share the gospel with Native Americans in the west. The only problem is, the missionary alliance won’t let her go unless she’s married. When Dr. Jonathan Wheaton, another missionary hopeful learns about the restriction, he is desperate to find a wife. He offers Rachael a marriage of convenience and she agrees. The pair sets off for Oregon to share Jesus with the natives, bur in the process they discover God doesn’t create coincidences—he designs possibilities.
Margaret Grundstein was raised in Detroit, headed east for education and tuned left to follow the great radical migration west of the 1970's. Her career has been eclectic, starting out in City Planning, shifting to photography, ultimately creating a niche that fit her life as a single parent; the owner/director of a preschool in Venice, California. Margaret also has a private practice as a psychotherapist in Los Angeles. Margaret is a proud mother and grandmother. Naked in the Woods is her first book.
In this show we will be covering models of healing coming from a broad range of disciplines, integrating the best of modern science with the best of the healing wisdom that has been transmitted to us from the most ancient cultures.
Dr. Renè David Alkalay is a life-long student of meditation, Yoga science, Kabbalah, and the religious and philosophical texts of the East and West, and is the author of numerous articles and books. In private practice as a naturopathic practitioner since 1980, he provides holistic services at the Genesis Tree of Life Wellness Center offering help with nutrition, weight management, pain and illnesses, fitness and holistic treatment for cancer patients. Genesis Society (501 c3) is the not-for-profit organization Dr. Renè David Alkalay offers help to veterans and yoga classes for children with cancer.
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