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The last thing on the minds of freelancers and entrepreneurs is making certain they planned for employee benefits for themselves and/or their employees. Building and maintaining a business is always top of mind. But, entrepreneurs and freelancers can protect themselves financially -- and provide themselves with benefits such as health, disability and life insurance as well as retirement and investment products -- more easily than they may realize.
Carol Harnett, president of the Council for Disabiilty Awareness, will talk through benefits, retirement and investment options with Jennifer Fitgerald, CEO and Co-Founder of Policy Genius and financial planner, Mary Beth Storjohann (a paid spokesperson for the CDA), of Workable Wealth.
in Real Estate
Ron Siegel of Anaheim Hills CA and Allison Ferguson of Aliso Viejo CA discuss current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA.
Ron and Allison will discuss: When you should start your Social Security Benefits; What is Social Security File and Suspend; Can an X-Spouse really collect Benefits; Reasons to Buy Before Winter; Signs you’re heading to Bankruptcy; Cost-Saving Questions for your Doctor; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; and so much more.
Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family.
Reach Ron at
The winds of change are always blowing--nothing stays the same for long.
I welcome you to join me as I journey throughout this bountiful earth, poke around in the cosmos, and discover the nature of Healing. We will focus on the following:
Home is Where the Hearth is... a warm fire, soft place to lay your head, a little something hot to eat. At the end of the day, that's what it's all about. From Rosehips, to Willowbark, to the wonders of Lavendar, we will discover the physical, spiritual, and psychological benefits of the natural world and fulfilling of basic needs.
The Grapevine is invaluable. Each one, teach one... What have you recently discovered or come to terms with that you want to pass on? There is someone out there who can benefit from your experience or insight. Call in... Drop a line.. Send a pigeon.. Tell it!
Lyfkona Whitestreak has served the Community of Women for over 20 years. She has served as a Women’s Center Director, Legal Advocate, Case Manager, Group Counselor, and Lobbyist for women’s issues. Lyfkona currently provides personal and professional development coaching.
in Real Estate
Talking Jobs, Networking Opportunities and MORE with Jason Panarella of MOBSI
This powerhouse in running buildings has proven that father-son relationships can result in big payoffs !
Talk with Founder Jason Panarella as you learn about the forming of MOBSI (Manhattan Organization of Building Services Industry), as well as the benefits of such an organization to its members. Today we will explore some of those benefits, which include networking events, job placement and continuing education in the building services industry. This is sure to be a 30 minute broadcast you will not want to miss, since Mr. Panarella will be discussing his first networking event since forming his new organization. Be sure to call in with your questions !!
friends with benefits
Two friends who have a sexual realtionship without being emotionally involved. Typically two good friends who have casual sex without a monogomous relationship or any kind of commitment.
SITUATIONSHIPS: Agree 2 Disagree with Ed Smith and LadyJaz come together with two different perspectives on topics concerning relationships. Both have experienced relationships on every level, dating, marriage, separation, divorce, remarriage, and so on and so on.
Ed & Lady Jaz are very outspoken, and they tend to butt heads at times, but they share the same goal, and that is to provide a platform for growth and development in our personal lives.
Call (347) 237-5342 to listen and / or join in on the discussion.
Visit our website: www.KLJN1077.com Click To LIKE us on Facebook
Got a Show Idea? Call (916) 238-8863 and leave your message.
KLJN 107.7 - The HOTTEST COOLEST Radio Station On The Net
Thanksgiving is a time of gratefulness. After being involved in a car accident, being around to enjoy life and visit with others is a gift. Appreciating the simple things, insights through personal injury journey, and moments of reflections are part of this holiday. Today's show is about giving and receiving, which makes life so special with an injury or disability.
The host of Lets Chat Radio has been a licensed insurance benefits counselor for 6 years working in the life and health insurance markets and today will discuss disablilty insurance. Get your pencil and paper ready !
Nearly one-third of U.S. workers will become disabled at some point in their career before reaching retirement, according to a 2009 estimate from the Social Security Administration. Yet the federal agency says that 70% of employees aren't covered by private long-term disability insurance. Social Security disability benefits are available for certain disabled workers, but the average payout is only 40% of a person's income and the allowance rate for initial claims can be as low as 30% in some areas of the U.S.
Individual disability insurance is truly a basic concept. It is an insurance product designed to replace anywhere from 45-60% of your gross income on a tax-free basis should a sickness or illness prevent you from earning an income in your occupation. Your most important asset is your ability to bring home a paycheck, DI makes sure that regardless of any adverse changes to your health, you are able to provide for yourself and your family. Every disability insurance policy from every insurance company is very different, this is not a product to simply shop for the most competitive rate. To buy the cheapest disability insurance policy on the market is to throw money away. The odds of getting paid a monthly benefit under a cheap contract may be significantly lower than receiving benefits from a quality contract. The goal of this show is to provide you with information to make an educated decision on your own. I will provide you with information regarding the major features of a disability insurance policy so that you may better understand how to read a disability insurance policy. More information contact me at email@example.com
The Partners in Health and Biz radio show was created to inform, educate and inspire the community to appreciate the benefits of healthy living by understanding the importance of nutrition and exercise, and to ultimately improve their health.
Join talk show host Gail Dixon this Saturday, November 22, as we discuss a new plan for insomina relief, how to cut sugar from your diet and statin alternatives:are the benefits worth the risks?
Call into the studio with your questions and/or comments: 347-945-7433 and share your natural remedies.
Join Dr. Mariama Williams and Ann McNeill with the International Mastermind Association (#IMA) by calling 661.554.9219 every Saturday morning at 8 AM EST as we walk through Napoleon Hill's best-selling book, Think and Grow Rich.
Mariama Williams, Ph. D. is a certified Vedic Master with the Chopra Center for Wellbeing and the Chopra Centre University, Carlsbad, California (since 2008). Mariama was certified by Drs. Deepak Chopra and David Simon as a Primordial Sound Meditation Instructor (2001), a Seven Spiritual Laws of Yoga Instructor and a Perfect Health Instructor (2008).. Mariama is also a certified Bikram Yoga College of India Instructor. Over the last ten years she has traveled to China, India, Europe and the Caribbean teaching and experiencing meditation, yoga and multiple mind body techniques. Dr. Williams also teaches yoga and meditation in Jamaica, West Palm Beach, Florida and Switzerland
Dr. Williams is a researcher and policy analysis working with developing countries in Geneva, Switzerland, and is a director of the Institute of Law and Economics, Jamaica. Dr. Williams is the author of Trading Stories: Experiences with Gender and Trade (co-edited with Marilyn Carr, 2010), co-author, Gender and Trade Action Guide: A Training Resource (2007). She is currently working on gender issues and the empowerment of women.
During this Masterminding at it's finest - REAL TIME DISCUSSION, we invite you to read along, comment, discuss the benefits, and share your ideas on the Accountability.
WWW.INTERNATIONALMASTERMINDERS.COM http://www.facebook.com/groups/181961594694/ Twitter: @intlmastermind #IMA2013
S.M.I.L.E.3E Presents The Churches Of Philadelphia Apostle Sandra Thomas
in Self Help
THIS WEEK: TOP FIVE REASON EVERYONE NEEDS MASSAGES!
Massage therapy has evolved signifigantly over the centuries and for those who've had the ability to enjoy a good masssage, can attest to some of the benefits. Science, Physicians, Chiropractors and Naturopaths all concur that our bodies have innate ability to heal itself, if given the opportunity.
Join us tonight as we discuss how massage therapy can increase our FUNctionality with Special Guest: Jaime Smith LMT, Reiki Master and Spiritual Being having a Human Experience, discuss the top five reasons everyone should be getting a massage.
Tune in this week to add another perspective to your daily repertoire. If there is something in particular you would like to hear Kevin discuss, join us on Fridays and share in the chat room with the "Marvelous Maggie" (Kevin's 24/7 Partner and Professional Care Assistant)
We are a group of disabled Veterans who are active advocates for the rights of veterans who have served in the United States Military and their families. We advocate for the rights of veterans. We talk to the the politicians who want to talk to us and we promote Americanism.
Mondays Hosts: Jonathan Bibbins, Michael Fortune And Dr Jorge Anderson
Topic: Open Forum
Tuesdays Hosts: Stephanie Ruscigno
Topic Miltary Sexual Trauma
Wednesday Hotess: Marilyn Wyche
Topic VA Benefits
Thursday Host George Cash/ Michael Fortune
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