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On tonight's episode, we will be celebrating the OTHER manufactured holiday, Festivus, by airing our grievances. We'll be talking about Nicholas Sparks and the Notebook, again, and we'll finally get to Tila Tequila and her newfound Nazi leanings. Along the way, we'll laugh, we'll cry, we'l punch
each other in the genitals, and we'll fart into our hands and slap each other. Join us!
Tonight's show will continue the discussion from the last show about Sharkeisha and Sharmichael. We'll also be reading excerpts from Tila Tequila's blog "Why I Sympathize With Hitler", as well as quickly talking about Kanye's current madness since we were cut off last week. We might even verbally assault each other with homosexual barrages and forget we hate each other for five minutes.
We are meeting with Dante Vespignani of Turma Inc. dba, The Entrepreneuers Source. Dante Vespignani has spent his entire career in the food and restaurant industry. Prior to starting Turma, Inc., he entered the business in 1973 with an Arby’s franchisee, growing the franchise to 21 restaurants with two full service concepts
Tequila Junction and the Samari Steakhouse, Switching from franchise to company operations Vespignani held various senior management positions before leaving in 1993 as Director Operations NE United States, encompassing over 800 restaurants with 227 franchise groups. Prior to starting his own restaurant consulting firm he was the Director of Franchise Operations/Sales for a start up, full serve restaurant chain, growing that concept to over 100 restaurants.
Turma, Inc., DBA The Entrepreneurs Source, evolved as a need based organization, bridging the gap for many franchise operators with different concepts, whose expertise was lacking in the areas of marketing, operations, P&L and cost analysis. Additionally, there was a need for his considerable consulting/coaching skills in mentoring would be business owners, thru the often muddy waters of business ownership.
A native of Pittsburgh, PA, he attended The Pennsylvania State University, Blanchard Training and Development, Management 2000 and various American Management Association courses. Married and now living outside Portland Maine, his business acumen and experience gives him a unique perspective of the models necessary to succeed in the New England market
REVEALED: How Miami police union in attempted to smear woman who posted video of cop BEATING handcuffed man inside squad car
Read more: http://www.dailymail.co.uk/news/article-3199758/President-Miami-police-union-attempts-besmirch-woman-dared-post-online-video-police-officer-JUMPING-handcuffed-man.html#ixzz3izUIIFJr
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The moment a mother was caught on camera teaching daughter to steal tequila
Read more: http://www.dailymail.co.uk/news/article-3199196/Florida-mom-seen-teaching-daughter-steal-tequila-Pembroke-Park-s-24-7-Liquors.html#ixzz3izUP6wm3
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LA Lawyer Patricia Rodriguez (TILA Rescission is boiling over the top. And there are differences between non-judicial states and judicial states. The main problem though is that desperate homeowners are hearing something different than the real message: rescission is as close to a magic bullet as we have seen but it is still susceptible to multiple issues in litigation. Rescission is certainly effective upon mailing and that appears to be true even if the notice is wrongfully sent. The burden of vacating the rescission is on the so-called lender. But there are still circumstances where the notice of rescission itself may well render it void even if mailed. Admitting that the transaction was consummated on a specific date where the rescission letter itself has both the consumamtion date and the date of mailing might encourage judges to strike down the rescission or vacate it because it is void on tis face if the notice was sent after the three year period. It is true that the statute of limitations is an affirmative defense and that the ability to raise an affirmative defense depends upon your standing to raise the issue. Patricia Rodriguez agrees that the argument could still be made that the rescission is effective but the more information on the recission, the more likely the Judge will find the rescission void on its face even if mailed.
World Footprints travels to Jalisco, Mexico where we'll be met by dolphins, pirates and Jose Cuervo.
Jalisco is the seventh largest state of the 32 states in Mexico. It is rich in history and considered to be Mexico since many of the cultural characteristics of the country (Mariachis, the sombrero, Mexican Hat Dance, tequila) originated in Jalisco. While touring the state we enjoyed a playful swin with dolphins at the Dolphin Discovery in Puerto Vallarta and spoke to a resident veteranarian about how Dolphin Discovery is at the forefront of marine life conservation.
World Footprints also set sail aboard a replica of the Santa Maria as we went off the beaten path with pirates to a private island to enjoy the natural beauty of the area.
Our trip to Jalisco concluded in the World Hertitage Site of Tequila where we experienced the harvesting of the blue agave plant that is used to make tequila. We also followed the agave to the Jose Cuervo distillery to see how tequila is produced. Of course, we sampled a number of fine tequila throughout the trip--for research purposes.
The parties were invited to attend a meeting at which the borrowers signed the papers. The originator is usually not in attendance. The closing agent, usually a title agent, takes the signed documents into escrow. At some later time the alleged loan is "funded" by a wire transfer from an unknown source. The borrower believes that the originator is loaning him the money. In truth it was a "table-funded" loan in which the name of the actual lender was actively concealed from the borrower and the actual "loan" was not funded until some time after the meeting. Later the mortgage is recorded and the note is released from escrow and sent to someone whom the closing agent assumes to be authorized to receive it. When was consummation?
Later the successors to the loan documents will allege that the loan closing was "consummated" at the time of signing, but that is not right. If there was a consummation of the loan at all it didn't occur until hours, days, weeks or months or even years after the meeting. It is a question of fact as to when the alleged loan was consummated. And if there was a table-funded loan there might have been no consummation at all. Instead whoever the real lender is might have some claim for quantum meruit or unjust enrichment to get their money back but if they raise that claim they cannot do it using the note and mortgage. So when does the three day period commence for rescission? When does the three year period begin for rescission? Is there a time when the borrower is prohibited by statue from sending the notice of rescission? And what happens if some company steps up and complies and then asks for the money? They don't have to object to rescission --- they can agree. If rescission is effective when mailed, who can vacate it?
in Real Estate
Join real estate influencer and leader Vija Williams and her husband co-host Ben Williams for Real Estate radio via Vija. This week they talk to Cody Touchette, of Caliber Home Loans, about the new TILA RESPA Integrated Disclosure Rule, which goes into effect August 1, 2015. Cody will talk about the important changes, their impact on future transacations and what you need to know to be sure your closings happen on time and glitch free.
This is a weekly show where we talk about what's buzzing in the Puget Sound real estate market and across the nation. Vija Williams is a well known real estate agent in the Seattle area and her husband co-host is also a Realtor in Seattle. Vija and Ben discuss consumer and industry related topics in a fast-paced, witty and entertaining way every Monday 9-9:30am PST live on air from the KKNW 1150AM studios in Seattle. Their show is simulcast on BlogTalkRadio/ViaVija
The scheme created on Wall Street is starting to unravel. They are fast losing ground --- and the new question is what difference does it make if you say that the borrower stopped paying when you have no right to collect or enforce the loan? And where is the creditor who CAN enforce the debt? The banks and servicers' answers were accepted as gospel until the last year when things started to turn. Listen to tonight's show and learn how consumer loans were hijacked and who are the real losers.
RESCISSION: I have received hundreds of requests and questions. It boils down to one thing — the rescission IS EFFECTIVE the moment it is dropped in the mail. People, lawyers and even Judges seem not to understand what that means despite a very terse snip from Justice Scalia speaking for an unusually unanimous Supreme Court in Jesinowksi. What it means is that the deal is done, canceled, rescinded (stick a fork in it). And what it also means is that the time starts to run on the duties of the “lender(s)” to comply with that cancellation/rescission. Telling you in a letter that you had no right to send it is NOTHING, as a matter of law.
in Real Estate
Brian Pahlow of HomeStreet Bank and Billy Duffy of TILA Mortgage join Ben and Vija live to discuss residential lending in today's real estate market!
Join real estate influencer and leader Vija Williams for Real estate radio via Vija. This is a weekly show where we talk about what's buzzing in the Puget Sound real estate market and across the nation. Vija Williams is a well known real estate agent in the Seattle area and her husband co-host is also a Realtor in Seattle. Vija and Ben discuss consumer and industry related topics in a fast-paced, witty and entertaining way every Monday 9-9:30am PST live on air from the KKNW 1150AM studios in Seattle. Their show is simulcast on BlogTalkRadio/ViaVija.
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