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Are you aware that in 2012 CFPB issued a bulletin requiring all mortgage banks to monitor their relationships with vendors? If not, you are not alone. Even if you are aware of this, you will want to listen to today's broadcast, where we have as our guests two experts, Andy & Theresa Schell. They will be providing information about how to implement a program to comply with the new requirements for the Management of Service Providers.
The new CFPB rules aren’t necessarily as vigorous the OCC and FDIC requirements but the new CFB rules are modeled after them. In today’s session Andy and Theresa will talk about the following:
What is a “covered person” and “service provider” and why does it matter
Creating a Third Party Vendor management Program
Vendor Risk weighting, what is it?
What is a CFPB Service Provider?
Outsourcing Due Diligence
Vendor Service Level Agreement Requirements
Vendor Monitoring and Contingency Planning
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE. This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.
Free Readings Tonight - We were on Monday
$5.00 Readings - 10 for 10 minutes - Tarot Reading
Theresa J Morris known as TJ Morris ET Contactee is an Intuitive Tarot Reader, Life Coach, Spiritual Adviser, Author, and Ascension Universal Life Minister. Theresa Janette Thurmond Morris became the ET Spirit Guide and has written hundreds of articles and books on cosmology, and the book on How to Social Network Metaphysics. TJ is the founder of the original Ascension Center Energetics and has been doing readings since 1978. TJ became a Private and Legal Investigator, and has prior military experience. TJ has been online officially with her own company since 2004. TJ began the Ascension Center Psychic Network in Hawaii and now lives in Kentucky. TJ now does Intuitive Psychic Tarot Readings to assist others. TJ has had 2 near death experiences one in 1958 and one in 1974. TJ had an epiphany life changing event 10-10-10 and received direct revelation information on numerous occasions from ET beings and transmissions. TJ's memories of past lives assist her in knowing of UFOlogy in this lifetime along with Cosmology. TJ shares her life using her own ET spirit journey experiences with her talent and skills as an intuitive ET Spirit Guide Tarot Reader. Go to Donations button on TJMorrisET.com. TJ has teamed with Janet Kira Lessin, and others to share in her radio transmission adventures. Find out about how to tap into your universal mind connection with TJ Morris & Friends. Call in and be on the TJ Morris ET Radio Show at 347-945-7207 and become a part of history in today's time. TJ calls this the Cosmos Time for all. TJ's books are available on Amazon as Knowing Cosmology.
Welcome to our weekly series starting today, August 6, 2014.
Theresa Harvard Johnson's creative scribal ministry is rooted in inner healing, Godly character-building, and affirmation because it is bringing significance to the lives of others through the prophetic, creative arts. A former award-winning prnt news reporter with a career spanning more 22 years, she is an active freelance writer, blogger, and the author of The Scribal Anointing® Book Series. She also authored a collection of poetry and spoken word, Thank God for Salvation, and is the co-author of nationally published and distributed workbooks addressing child sexual abuse awareness and prevention including: The Courage to Speak; The Grooming Mystery: Unmasking the Sex Offender; True Intimacy; Pathways to Healing and the soon-to-be-released workbook, Splinters of Shame. Theresa has published blogs and articles, and has been published in Charisma Magazine, Rejoice Atlanta News, The Answer Newspaper, and more.
She also authored a collection of poetry and spoken word, Thank God for Salvation, and is the co-author of nationally published and distributed workbooks addressing child sexual abuse awareness and prevention including: The Courage to Speak; The Grooming Mystery: Unmasking the Sex Offender; True Intimacy; Pathways to Healing and the soon-to-be-released workbook, Splinters of Shame. Theresa has published blogs and articles, and has been published in Charisma Magazine, Rejoice Atlanta News, The Answer Newspaper, and more.
Visit Theresa at voicesofchrist.com/
We're geeking out in total tool-loving style at the Remodeling Show and Deck Expo. And we're asking everyone: How could you make a difference with $5000? Join us.
MyFixitUpLife is heading to the annual Remodeling Show and Deck Expo, ready to announce Rebuilding Together's 'Tradesperson of the Year.' To celebrate the trades who give back in their communities around the country, we're testing (and rewarding) the skills and knowledge of attendees among the power and prowess from inside the 'Tool Alley' at the Remodeling show and Deck Expo.
And while Mark may rule the pages and airwaves of MyFixitUpLife with his tool afficionado attitude, self-proclaimed tool-geek Kayleen McCabe and long-time Rebuilding Together volunteer is joining Theresa as co-host on this special episode of MyFixitUpLife talk. Kayleen's got game, too. She's a licensed contractor, host of DIY Network's 'Rescue Renovation,' and the 2009 Stud Finder winner.
Yes, remodelers and deck builders do geek out on tools, many of them also use their skills to help their communities. We'll be talking with Grundy, host of DIY Network's Cool Tools and Blog Cabin, and Charley Shimanski, CEO of Rebuilding Together, and amazing tradespeople about their passion for building, their favorite go-to tools, and why making a difference matters to them.
And we're asking everyone: How could you make a difference with $5000?
Join us Thursday, October 23th at 1pmET as Theresa and Kayleen talk to Chris Grundy, Charley Shimanski, and amazing tradespeople.
Come visit us during the day on Thursday, October 23rd at the Tool Alley at the Remodeling Show and Deck Expo in Baltimore to find out how you can win Lowe's money from us, and tell us: How could you make a difference with $5000?
JD Holiday talks with author Maria Hammarblad about her books, Operation Earth & Shadow of a Man. Maria Hammarblad is the creator and author of Operation Earth, Shadow of a Man, Kidnapped, Undercover, Flashback, The Goddess's Saga, and more.
Operation Earth: Seven billion people on Earth go about their daily lives, and no one is prepared when a global EMP slows the world to a crawl. With all our technology incapacitated, everything changes. Within days alien soldiers line the streets, and life will never be the same. In the midst of chaos, Rachael Hill struggles to adapt to the new order, doing her best to keep herself and her cat alive. www.amazon.com/Operation-Earth-Maria-Hammarblad/dp/1612527450
Shadow of a Man:
Borealis is the last place Theresa wants to go, and the only one she can’t escape. Dominic’s apparent madness does nothing to alleviate her fears. Her once sweet husband has turned into a womanizing monster, and will destroy anyone who gets in his way.
Find Maria Hammarblad at: www.hammarblad.com FB: www.facebook.com/mariahammarblad
JD&Show's sites: jdholiday.blogspot.com
The future of our planet and species will be dealing with the confirmation of our souls. Article on UFODigest.com.We are who we have been waiting for on this planet. We are the Alien ET UFO Generation. We were born in a time called the “Baby Boomer Generation” and now our children are the “Crystal-Indigo Generation” in the UFO Metaphysical Spiritual World of Change. Change is good and everlasting. The way we know who we are is based on the reflection of others for we mirror each other.
When we learn that there are others outside of us who live on this planet we become more curious. We come to this planet and touch down into a family which may be dysfunctional in the common ways of how to function and survive. We may have to make adjustments to our environment. We may have to make amends in our social structure. Each of us has a responsibility to our soul and self. Self- identity is something that great minds have pondered on in the most ancient of times regarding humanity. Our humanity is something that is being looked upon as an overall global schism. Our UFO metaphysical spiritual changing world will be what we make if. We are the ones we have been waiting on to do something about all that we fear is wrong with this working planet. We are on a working planet of scientific experiment and exploration of a humanoid sentient intelligent being species. We must all learn to educate ourselves to the “HOW TO SURVIVE” among our own species while becoming adept at knowing that there are others of our own humanoid species kind that will come to this planet and want to test our DNA of the regular folk and experiment on those who have DNA enhancement. Some know that we have both benevolent and malevolent humanoid type species in this universe.
Join hosts Theresa J. Morris and Janet Kira Lessin on ET Spirit Guides where we talk about extraterrestrials, interdimensionals, spiritual beings, guides and do free readings (final week), next week our readings are a recommend suggested donation of $5.00 readings for our guests. Please go to www.aquarianradio.com and make a donation by clicking on the donation button. A $5.00 reading can change your life, put you on the path to a healthier, happier you.
Your donations are appreciated.
ACO Ascension Center Oracles Presents Psychic-Medium Carrie-Ann Hartley of New Jersey. Janet Kira Lessin, Aquarian Radio join TJ Morris ET Radio for the ACO Time Live On Air. See: http://www.carrieannehartleypsychic.com/
TJ Morris aka Theresa Janette Thurmond Morris & Spiritual Advisers, Tarot Readers, Psychic Intuitives, and the spiritual path with Psychic Awakening Classes for everyone. JANET KIRA LESSIN & GUESTS share spiritual beings sharing the birth-life-death process. What we learn while on planet earth we take with us in what we now term as memories. We explore all that we have been and shall become. How we all use our minds intuitive process to discern what is truth for each of us is now what we shall learn to co-create together. Bringing a way to social network our connection for future gatherings annually is now a goal for the ACO. We share Ascension Center Organization and Alien Contact Organization founder TJ Thurmond Morris. Theresa has asked Janet Kira Lessin of Maui Hawaii, to share WEDNESDAY'S Shows and Janet shares her blogtalk radio account as Aquarian Radio. Janet and TJ are friends although have never had an official meeting are now into their 3rd season together on the TJ MORRIS ET RADIO. What is offered in the future depends on the synergy they can cocreate together to bring others into their world and work as kindred spirits. Resonating as a Rise in the Vibe of the Tribe is now a Goal to obtain on their own spiritual path.For more information please visit http://ascensioncenterorg.com and http://theresajmorris.com, as well as http://tjthurmondmorris.com, http://tjmorriset.com
Host Michael does the impossible; cuts 2 hour blog talk shows into 30 minutes or less. Michael and Theresa daily share their journey from mediocre health to improved health and low energy to peak energy through the 5 Pillar systems of Isagenix Life Sciences Nutrition.
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