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The average American downs 4,500 calories on Thanksgiving Day.
Wouldn't it be great if you could bank enough caloric goodwill to simply erase 4,500 calories from your waist, and linger at the table as long as you like?
Tune in to hear five painless ways to “pre-game” Thanksgiving.
See how you can make for a splurge that doesn’t inspire a purge!
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Host: Roy Masters
Roy discussed going through dangerous situations and coming out smelling like a rose.
Roy says, "The less I splurge, the better I am".
Is very demoralized and does not know what to do.
Needs advice on how to deal with a harrassing person
"My husband is pressuring me to quit smoking".
"I have learned to be long suffering".
She has realized her anger toward her grumpy 94 year old father was causing her problems.
Living beyond your means damages relationships, self-esteem, credit scores and is outright, fraudulent. The fact that governments operate beyond their means doesn't mean you and I should. We have all known people who lived a life they cannot afford, on credit they can not repay and then end up in financial ruin and embarrassment.
Here are some easy ways to identify if someone is living beyond their means:
Must Buy Designer, Think a Low-Paying Job is Below Your Status, Pay Someone Else to Do Menial Jobs, $100 Tennis Shoes & Food Stamps, Exceeded Your Credit Limit, Paid Overdraft Fees in the Last 12 Months, Stretching Term to Afford Car Payments, Vacationing on Credit, House Payment is Only Affordable on 30-year Term, Savings Won't Last 12 Months.
Says things like, "If so and so can do it I should be able to"; or "everyone else uses credit cards"; or "I deserve it - I work so hard"; or "this is what I work for"; or "we are already so far in debt, what's a little more."
When a person doesn't know the signs they are living beyond their means they are probably already living beyond their means. Practice discipline in finances and when you want to splurge, don't put it on credit. Instead go out and create the income to pay for it without damaging your credit score or spending money you don't have. A wise man once said, "those that refuse to practice discipline in their own life will always be disciplined by life!"
The Internal Revenue Service opened the 2014 filing season Jan. 31, and taxpayers have until April 14 to file their tax returns. The IRS expects to receive more than 148 million individual tax returns this year, with more than four out of five returns being filed electronically. About three out of four filers typically get refunds, and last year, the IRS reports that taxpayers received an average refund of $2,755.
Have you given any consideration to how you’ll file your tax return? If you’re expecting a refund, how will you use your tax refund? Will you treat yourself to a major purchase, such as a new TV? Or will you finally start that emergency savings account that you’ve been promising yourself?
On today’s episode of Your Money, Your Matters, we’ll talk about how to prepare for tax season, including what documents you’ll need to complete your return; reviewing any life changes that might affect your tax return, and considering any year-end tax moves that could reduce your taxable income. We’ll also address how to protect yourself from identity theft this tax season. Join radio personalities Linda Webb-Manon and Rick Grady, Cornerstone Credit Union League; Courtney Moran, Cornerstone Credit Union Foundation, and Todd Mark, Consumer Credit Counseling Services as we explore the options.
Your Money. Your Matters is a weekly show broadcasting every Tuesday from 11 a.m. to noon CST. The program examines financial issues of most importance to consumers. Tune in; share your thoughts; or gain helpful advice.
Are you ready to invest fully in your life however money issues seem to keep you back? Do you let your earnings control how much fun you can have in life? Do you want to plan ahead for your financial future yet endlessly splurge on pay day instead?
Tonight’s show will focus on how to manage your funds with more clarity, but also to change your mindset around how you feel about money. Danielle will be joined by guest Ashley Feinstein, certified life coach, specializing in finance through her business, Knowing Your Worth.
We’ll cover the stereotypes and excuses we make around it and how to afford a lifestyle that aligns with you! Stop giving all the power to your paycheck and shift to co-existence with your finances!
Ashley works with clients on Knowing Their Worth, whether they are creating a financial plan, negotiating compensation, maintaining work-life balance or setting expectations in a relationship. Your worth is more than the number on your bank statement and there is a direct relationship between your success and the value you place on yourself. Ashley helps her clients redefine personal finance on their own terms, to look beyond face value and fearlessly ask for what they want. It is time to go beyond the status quo and live the life you have imagined.
Learn more atwww.knowingyourworth.com
Danielle Mercurio is a highly passionate city lifestyle expert and coach. She inspires urban dwellers to find their own groove in the chaos and manifest their hopes and dreams into reality. She specializes in intuitive coaching, guided meditations & astrological/tarot readings. For more information, go to www.newyoucitycoaching.com
The Paula’s Choice Research Team is at it again! Discover which inexpensive makeup and skin-care products are identical to (or better than) their pricey department store rivals. Call in to receive expert advice for all of your beauty needs, and WIN Paula's Choice products when we take your question!
With the economy in flux over the past few years, millions of Americans have turned to direct selling for part-time income or as a full-time career. Surveys report that most business women choose direct selling because it’s uniquely flexible: they can be their own boss, set their own hours and work around other priorities such as their families.
But beyond the choice – what is the WHY of direct sales? Everyone comes into direct selling for the own personal reasons. Some try it to earn extra money for essentials such as braces for a child, or unanticipated medical expenses. Some come to direct selling to earn extra money for the splurge items such as a new car or a family vacation. Some even come for a career.
But knowing your why is one of the most critical components for success. Today, I’m welcoming Jeanell Cox, a very successful direct sales consultant, to share with us her thoughts on “Finding Your Why”.
Plaid for Women radio is produced to give you information, advice and resources to be YOUR wise advisor. Our goal is to help you achieve your goals, gain influence, and be heard. Every show, we are committed to bringing you new ideas and suggest new ways of thinking to give you opportunities to change your thinking and change your life. You CAN live the life you've imagined!
Check us out at www.PlaidforWomen.com.
CONTACT INFO FOR TODAY’S GUEST:
Jeanell M. Cox
It Works! Global Triple Diamond Distributor?
The Internal Revenue Service opened the 2013 filing season Jan. 30, and taxpayers have until April 15 to file their tax returns. The IRS expects to receive more than 147 million individual tax returns this year, with about 75 percent projected to receive a refund.On today’s episode of Your Money, Your Matters, we’ll talk about how to make the most of your tax refund. Having you given any consideration to how you’ll use your tax refund? Will you treat yourself to a major purchase, such as a new TV? Or will you finally start that emergency savings account that you’ve been promising yourself?Join radio personalities Rick Grady and Linda Webb-Mañon, Texas Credit Union League; Todd Mark, Consumer Credit Counseling Services, and Courtney Moran, Texas Credit Union Foundation, as we explore the options. The four will also continue the discussion on how to protect yourself from identity theft this tax season, as well as share tips on how to prepare for tax season, including what documents you’ll need to complete your return; reviewing any life changes that might affect your tax return, and considering any year-end tax moves that could reduce your taxable income. Your Money. Your Matters is a weekly show broadcasting every Tuesday from 11 a.m. to noon CST. The program examines financial issues of most importance to consumers.Tune in; share your thoughts; or gain helpful advice.
Wondering if that $30 hair conditioner is really worth it?
From The Paula's Choice Research Team, Bryan and Nathan share the latest beauty drugstore doubles (products that perform identically to higher-priced versions)! They’ll reveal the hair, makeup and skin-care products and tools you should save on (+ which ones are actually worth the splurge).
Look for more of the best-rated beauty products at PaulasChoice.com.
Millions of Americans are unemployed today. The payroll tax hike has caused companies to cut high paying jobs and replace them with lower salaried people therefore people who were making good money and buying things now don't buy and the newly employed don't make enough to splurge like their higher paid predecessors. Many are looking for jobs and not looking to make more money. So we ask the question"DO U WANT A JOB OR DO U WANT TO GET PAID WHAT YOU'RE WORTH $?" Don't dance around the answer, pick one or the other. Deep down we want to get paid what we're worth but don't have the guts to demand it! . Jobs pay us just enough to get us to come to work and we do just enough work to keep from losing our jobs. No wonder we aren't getting paid out true worth$. 2 friends of mine have been given a early out option versus being let go after working for Fed Ex in technology for over 27 years. The Chicago Tribune reported that Chicago is closing 61 schools for the upcoming school year. How many teachers will get the boot? Substitute teachers? Principals and assistant principals? Counselors and administrative staff? Custodians? Cafeteria workers? Bus drivers? Crossing guards? BUT I know many people who are prospering during this time of sequestration, high unemployment, hundreds of thousands of students graduating and entering the work force and companies cutting employees. All of the people who are prospering have 3 things in common. These 3 things aren't magical, They are really very simple but the payoff is peace and choices.Join us as our griots share the 3 things you need to do to turn this economy into an asset for you. Hosted by Visionary/Creator "DaOne" with NAISA producer/writer Co-Host, Featuring The Human "Encyclo-negro-pedia" C. R. GIBBS Connecting Dots - From Generation to Generation" & a special sports report from 3EO Sportsbeat Writer ANTHONY ADEWUSI
Discover the best products to address wrinkles, crow’s feet, dark spots, loss of collagen, and other signs of aging. Find out which inexpensive anti-aging products outperform their pricey competitors, and learn which anti-aging products aren’t worth buying. Call in with questions, and WIN Paula's Choice products when we take your call!
Click here for more information about Paula Begoun and Paula's Choice.
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