SORT BY Relevancy
Can my second mortgage foreclose on me if I am not current on loan payments?
This is a question my real estate law office hears quite frequently. The simple answer is YES, your second mortgage or HELOC loan can foreclose on your if you are not current on your loan payments. Your HOA can foreclose on your as well if you have delinquent HOA liens. So it is important to try to keep these things current so you do not lose your home to foreclosure. Attorney Steve discusses this topic, and also presents a WARNING TO AVOID A SECOND MORTGAGE SCAM of paying the wrong party.
Some other important issues to keep in mind are dicsussed on this show, for example:
1. The California "one-action rule" (second mortgages suing you on the note before exercising on the "security first"
2. Failure of new loan servicer to send you a notice of transfer of loan servicing rights (RESPA)
3. Failure to provide notice of change of ownership (for example if someone "buys your note" at a promissory note sale) (
4. The need to send FDCPA "debt validation" letters and QWR (Qualified Written Requests to make sure you do not get scammed)
Listen in to the show for valuable information that might possibly help you save your home from foreclosure and preserve any equity you might have in your property.
Don't forget to watch our real estate youtube channel for foreclosure videos (make sure to Subscribe by clicking on the Red "V")
Sarae is joined by Denver Community Credit Union's VP of Lending, Katrina Morton, to discuss in the ins and outs of second mortgages. We discuss how they work, what questions to ask, and the different types of terms that are generally available, so that you can decide if a second mortgage is a good fit for you.
Airs Tuesday @ 9p CDT on BOCI. Click Here to listen: http://www.blogtalkradio.com/businessovercoffee/2015/08/05/the-real-estate-mortgage-shoppe-8-4-15.
Got Property you want to rent out as an investment? You're renting now, but you really want to own a piece of America? Saw a mortgage at a dirt cheap rate and
you need to finance it? Mortgage Expert, Jo Garner is the answer for all of your real estate & mortgages scenarios. Special guest, Phillip Kemp, Reed & Associates
of TN, LLC, an experienced property management and broker. Plus: Memphis Trivia. JOIN US TONIGHT! "REAL ESTATE-HOW DO I SELL IT, RENT IT-FINANCE IT?"
SELECT PORTFOLIO SERVICES (SPS) MORTGAGE TRANSFER FROM CITI PAYMENT POSTING VIOLATIONS AUTOMATIC DRAFT ISSUES RESULTING IN LATE FEES CONSUMER RIGHTS HELP FTC CFPB RESPA RULES
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
Phone (888) 234-7006 Ext 101
Fax (888) 234-7096
Every new beginning comes from some other beginning's END!
THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)
Marie is passionate about music, books, arts, non-profit organizations and creative events. This segment highlights her favorite musicians and books on the bestsellers list. Check out Indiebound for more news on books. On Friday, August 7 MrMulti Writer (Michael Wells) and Meetu Hannu-Writer will perform at Gallery Rouge, 5pm slt in Second Life. What's on your summer reading list? Tell me on Twitter. Special thanks to all my followers. Thank you for listening to the show.
Featured Music by
Red Heaven Live
Michael Wells & Susan Naples
Join Talk! with Marie for the lastest scoop on what's going in Second Life, Concert Window and Greater Boston area this weekend. First, news and music from Red Heaven. Then, Tukso Okey had a full line up in Second Life on Saturday. His final 2 hour show was at Odd Sock Gallery http://slurl.com/secondlife/Fantasy%20Beach/87/170/3058
One of my favorite libraries in Boston has closed for renovations. Special thanks to all the librarians at the JP branch for all their support and service. Lot of the books I share on this show I borrow from various public libraries wherever I am.
Featured Music by
Red Heaven Live
On this edition of The Cornermen Radio two special guests will be calling into the show. World Class trainer John 'IceMan' Skully who is currently featuring on NUVOtv/Fuse TV's 'Knockout' Series which also features Floyd Sr, Shane Mosley & Roy Jones Jr. The second guest on the show is Terry Lane boxing promoter & son of legendary boxing referee Mills Lane. This is sure to be a very good show with two stellar guests on. As always you can follow the hosts on twitter @JESSERICAN1 & @ThatsMeFlawless.
Wonder how affairs happen? Why people become so emotionally connected to the affair partner?
And if there is any hope of ending the affair and saving the marriage?
In this program I interview a couple who survived the wife's infidelty. She fell head-over-heels in love with another man. They kept it secret for a while, but as usually happens, they finally were caught.
Why did she decide to stay in her marriage rather than leaving for her lover? Why did her husband give her a second chance? How could he trust her again? How could they put their marriage back together? They did put it back together and it is strong.
They tell their story and take calls about these and other questions you may have. Expect brutally honest answers and complete transparency.