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Many people think the stock market is very risky, or that it is just a form of gambling. Martha Stokes CMT will explain how a beginning or novice investor can dramatically reduce risk, eliminating the fear of losing all of their hard earned savings. There are 5 simple steps all new investors need to learn in order to avoid common costly mistakes and losses. Learn how to make your first investment profitable so that you start with a strong understanding of the what, when, where, how, and why of stock investing.
Check out Martha’s Market Blog FREE
Health risk assessments form the backbone of many wellness programs. Their aim? Provide employers with meaningful data for designing and evaluating wellness programs and provide employees with meaningful data for assessing and tackling individual health risk.
The Henry J. Kaiser Family Foundation reports in its 2014 Employee Health Benefits Survey that 33% of firms (small and large) offer employees the opportunity to complete an assessment. More than half of these firms offer enticements to boost employees' completion rate, including financial incentives. A much smaller percentage makes completion of an assessment a requirement for benefits enrollment or the lack of participation in a wellness program a penalizable offense when an assessment identifies health risks.
The questions these assessments ask and their voluntary nature when incentives and penalties are used has raised questions within the EEOC, resulting in a number of suits.
This show delves into the intent and value of health risk assessments with guest Dr. Peter Mills, co-founder of nGage Health, an organization specifically focused on creating patient engagement and health management solutions for healthcare providers in order to help them address the new challenges brought by health care reform. Peter was a founding team member at global health management consultancy vielife, acquired by CIGNA in 2006. He has also worked extensively with Minneapolis-based RedBrick Health, helping create some of their market-leading health management solutions.
The credit quality of loans originated after the crash are generally viewed to be very high as credit standards hav tightened. However, the manufacturing process of the mortgage loans still possess sustain risk to the lender especially as it pertains to valuation and income verification.
Joining the broadcast today Thomas Showalter, Chief Analytics Officer of Digital Risk. Thomas, is responsible for the data, analytics and “decisioning” systems in use and under development. Thomas and his development team leverage the extensive Digital Risk database to create unique and powerful analytics with an extensive focus being placed upon applications that determined the most appropriate, loss mitigating treatment for distressed mortgage loans.
Dana Laake will discuss health controversies including environmental risk factors, autism, vaccinations, and fluoride.
Dr. Terry Wahls is a clinical professor of medicine at the University of Iowa, where Dana Laake is a licensed nutritionist providing preventive and therapeutic medical nutrition services for over 25 years. Her practice includes the nutritional evaluation and treatment of the full spectrum of health issues affecting children and adults. Dana holds a Master's degree in nutrition from the University of Maryland.
We spoke with Power Partner Randall Koeneke of Sierra Republic Risk & Insurance Solutions.
Randall provides us insight into the world of Risk Management for business. In addition, we talk to Randall about the recent successful hack at Sony Pictures and learn about Cyber Liability.
Find Randy's contact information and interactive introductory video at http://tinyurl.com/sierrarepublic .
WatchDOGS Radio Host Keith Schumacher will be broadcasting live from the 26th Annual National Youth at Risk Conference in Savannah, GA.
Our Local Hero of the Hallways this week is Megan Preusser, Teacher and Watch Dog School Rep, Pleasantview Elementary, Sauk Rapids, MN.
Please join in and give us a call at 215-383-3728.
We will discuss how to evaluate reasonable risk and think outside-the-box to create workable solutions.
As usual, we will also discuss two delicious recipes for sharing. The "safe" recipe will be Spinach Ricotta Pasta, and the "adventure" recipe will be Ham and Black-Eyed Peas Stew.
Did you know that strokes are the leading cause of serious, long-term disability cases in the United States? Strokes are the 3rd leading cause of deaths in the nation. This very serious medical condition impacts thousands of people each year. Are you aware of the risk factors that put you at risk for having a stroke? Please join the national award-winning radio talk show Let's Talk America with Host Shana Thornton on Tuesday, November 4, 2014 at 7:30 pm EST for one powerful and life-changing conversation about one very critical health condition. Our featured medical expert guest is the celebrated Dr. Dingane Baruti. Do join us- with every member of the family!
*Please note that this special health edition will also feature an exclusive conversation about Medicare coverage.
*Please visit www.letstalkamericawithshanathornton.com and support our national sponsors.
As I stated in the earlier episode, "Things to Consider in Determining Risk", it was risky for the undocumented in applying for an AB 60 driver’s license if they had used a false social security number or used false documents in the past. This is the general advice given to AB 60 applicants because the DMV hadn't given out any information on this issue. Or perhaps it was an issue the DMV did not anticipate ahead of time. In any case, just to be safe, attorneys and non-profits usually recommmended those who used false documents or a false social security number to wait and see.
Attorneys have learned that applicants who used false social security numbers for past licenses or used false documents will be flagged for, and should expect, a follow up DMV investigation. Information states it will not be DMV policy to refer AB 60 applicants who have committed past perjury or fraud for prosecution only as it relates to past driver’s licenses. Applicants might be referred for prosecution if the fraud/perjury was used to commit a crime, for example, identity fraud.
The individual AB 60 applicant must decide if a driver’s license is worth the risk of what the investigation will uncover, especially if anything else in the applicant’s background will make them a deportation priority. Remember, although the DMV will not report the applicant to federal authorities, they will still be able to access all DMV information.
For further information, comments or questions, I can be reached at (323) 924-8560 or you can send me an e-mail at: firstname.lastname@example.org. Please Note: This is just general information and is not intended to serve as legal advice for your particular legal issue.
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