Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.

  • 00:33

    THE DAILY COMPLAINT (WHAT'S A QUALIFIED WRITTEN REQUEST/HOW TO WRITE A QWR/CFPB)

    in Finance

    TODAY'S SPOTLIGHT


    WHAT IS A QUALIFIED WRITTEN REQUEST (QWR) HOW TO WRITE A QWR WHERE TO SUBMIT A QWR KNOW YOUR RIGHTS INVESTIGATE YOUR MORTGAGE ASSERT YOUR CONSUMER RIGHTS CFPB HELP


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 00:47

    THE DAILY COMPLAINT (CITIMORTGAGE/WRONGFUL FORECLOSURE/QWR VIOLATION/RESPA/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    CITIMORTGAGE WRONGFUL FORECLOSURE RESPA DUAL-TRACKING VIOLATIONS FDCPA VIOLATIONS FOR LYING QWR VIOLATIONS FOR NOT RESPONDING MHA USDOT FTC CFPB CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:31

    THE DAILY COMPLAINT (NATIONSTAR/MISAPPLIED PMTS/ FALSE LEGAL FEES/FTC/QWR/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE MISAPPLIED PAYMENTS FALSE (BS) LEGAL FEES HORRENDOUS CUSTOMER SERVICE CONSUMER RIGHTS QUALIFIED WRITTEN REQUEST CFPB COMPLAINT FTC FDCPA UDAAP


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:40

    CW 624 FBF - Wall Street’s Rigged Game Against Main Street USA

    in Finance

    Jason Hartman takes a unique middle ground on the Occupy Wall Street protests since Wall Street doesn’t represent capitalism as the right-wing media would have us believe while the left-wing media who supports big government and big unions doesn’t represent capitalism either. Both sides are promoting a fairy tale.

    A recent Facebook post sums it up fairly well: This whole issue really isn’t that simple. I assume that most of the protesters are clueless folks who need haircuts; however, so is the conservative media (that I mostly agree with) in saying that Wall Street represents “capitalism” – nothing could be further from the truth, Wall Street, banks and mega-corporations are mostly ANTI-CAPITALISM in that they are playing a rigged game with lobbyists, government cronyism and insider dealings at every level. They use lawyers, accountants and PR firms to commit their crimes. There is very little capitalism on Wall Street.

    If you’re looking for capitalism, look at Main Street, where small business operates under far too much government interference. Jason discusses the powerful “Qualified Written Request” (QWR) letter and how it can be a tool for loan modification, short sale, deed-in-leiu of foreclosure and foreclosure litigation.

    You’ll also hear a short article from Jason’s newsletter, The Financial Freedom Report, on that all to upsetting topic of “Too Big to Fail.”

     

  • 00:30

    THE DAILY COMPLAINT (BAYVIEW/APPLIED PAYMENTS/QWR/CFPB)

    in Finance

    ~ TODAY'S SPOTLIGHT: BAYVIEW LOAN PAYMENTS SUSPENSE ACCOUNT UNCLEAR COMMUNICATION QWR DODD-FRANK VIOLATIONS ~


     


    "the daily complaint"


    Every weekday we will be answering client complaints on THE DEBT SHOW to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage escrow issues, loan modification denials, short sale refusals and credit card debt collector abuses and violations.


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on THE DEBT SHOW. In addition to the weekly consumer complaints that we will answer during the weekdays, we will also try to provide content that is topic focused to educate borrowers and empower them to achieve financial freedom through informed decision making!


    We hope you enjoy THE DEBT SHOW...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    www.ConsultingEND.com


    Every new beginning comes from some other beginning's END!

  • 00:34

    THE DAILY COMPLAINT (CHASE/NOT POSTING PAYMENTS/LATE FEES/QWR/RIGHTS/CFPB/RESPA)

    in Finance

    TODAY'S SPOTLIGHT:


    JPMORGAN CHASE NOT POSTING MORTGAGE LOAN PAYMENTS ADDING LATE FEES REPORTING DELINQUENCY QUALIFIED WRITTEN REQUEST (QWR) CFPB RESPA FTC HUD CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com

  • 00:10

    Legal issues with Second mortgage foreclosing in California

    in Legal

    Can my second mortgage foreclose on me if I am not current on loan payments?


    This is a question my real estate law office hears quite frequently.  The simple answer is YES, your second mortgage or HELOC loan can foreclose on your if you are not current on your loan payments. Your HOA can foreclose on your as well if you have delinquent HOA liens.  So it is important to try to keep these things current so you do not lose your home to foreclosure.  Attorney Steve discusses this topic, and also presents a WARNING TO AVOID A SECOND MORTGAGE SCAM of paying the wrong party.


    Some other important issues to keep in mind are dicsussed on this show, for example:


    1.  The California "one-action rule" (second mortgages suing you on the note before exercising on the "security first"


    2.  Failure of new loan servicer to send you a notice of transfer of loan servicing rights (RESPA)


    3.  Failure to provide notice of change of ownership (for example if someone "buys your note" at a promissory note sale) (


    4.  The need to send FDCPA "debt validation" letters and QWR (Qualified Written Requests to make sure you do not get scammed)


    Listen in to the show for valuable information that might possibly help you save your home from foreclosure and preserve any equity you might have in your property.


    Don't forget to watch our real estate youtube channel for foreclosure videos (make sure to Subscribe by clicking on the Red "V")


     

  • 00:33

    THE DAILY COMPLAINT (SPS/MORTGAGE SERVICING TRANSFER RULES/YOUR RIGHTS/CFPB/FTC)

    in Finance

    TODAY'S SPOTLIGHT:


    SELECT PORTFOLIO SERVICING (SPS) MORTGAGE SERVICING TRANSFER RULES AND VIOLATIONS CONSUMER RIGHTS CFPB FTC RESPA QWR VIOLATIONS THREATS OF FORECLOSURE FDCPA


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:38

    THE DAILY COMPLAINT (WFHM/LOAN MOD DENIAL/MHA HAMP HELP/CONSUMER RIGHT/CFPB/FTC)

    in Finance

    TODAY'S SPOTLIGHT:


    WELLS FARGO HOME MORTGAGE (WFHM/ASC) LOAN MODIFICATION DENIALS MHA HAMP ESCALATIONS TEAM CONSUMER RIGHTS CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) QWR FTC HELP NOW


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:32

    THE DAILY COMPLAINT (OCWEN/RMA REVIEW/QWR DISPUTE/NOTICE OF MOTION/COURT CASE)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN RMA IN REVIEW TO AVOID FORECLOSURE QWR IN PROCESS TO QUESTION DEBT VALIDATION FORECLOSURE ATTORNEY FILED MOTION IN COURT FOR FORECLOSURE VIOLATING FEDERAL LAW


    "the daily complaint"


    Every weekday we will be answering client complaints on THE DEBT SHOW to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just scumbags but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on THE DEBT SHOW!


    We hope you enjoy THE DEBT SHOW...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!

  • 00:37

    THE DAILY COMPLAINT (OCWEN/ESCROW FRAUD/FORECLOSURE/CREDIT/RIGHTS/FTC/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN LOAN SERVICING MORTGAGE SERVICING VIOLATIONS ESCROW FRAUD FORECLOSURE ISSUES FALSE CREDIT REPORTING COURTS FDCPA DEBT COLLECTION CFPB RESPA CONSUMER RIGHTS QWR


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)