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Welcome to No Illusions with Shani where we'll be talking about women topics, spirituality, growth, dating, relationships, and being a better you in today's social climate.
Have you ever asked yourself why it's so hard to settle down or find that perfect mate? Do you have a long list of traits that you are looking for? What do you bring to the table? These questions and more will be topics in which we will discuss and find solutions for being the better you!
Truth about Predatory Lending show topics:
Why should you not sign up for pay day and title loans.
How much are the fees per state?
Do some banking systems have a form of predatory lending?
Can you ever get out of title and pay day loans?
and much more!
Join me each week in helping you find your purpose and peace!
For more information visit Shani Fenderson at www.shanifenderson.com
~ TODAY'S SPOTLIGHT: NATIONSTAR PREDATORY LENDING MODIFICATION ESCROW VIOLATIONS ~
"the daily complaint"
Every weekday we will be answering client complaints on THE DEBT SHOW to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage escrow issues, loan modification denials, short sale refusals and credit card debt collector abuses and violations.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on THE DEBT SHOW. In addition to the weekly consumer complaints that we will answer during the weekdays, we will also try to provide content that is topic focused to educate borrowers and empower them to achieve financial freedom through informed decision making!
We hope you enjoy THE DEBT SHOW...
Phone (888) 234-7006 Ext 101
Fax (888) 234-7096
Every new beginning comes from some other beginning's END!
:Clayton Homes, the nation’s biggest homebuilder, which is controlled by its second-richest man — Warren Buffett.Buffett’s mobile home empire promises low-income Americans the dream of homeownership. But Clayton relies on predatory sales practices, exorbitant fees, and interest rates that can exceed 15 percent, trapping many buyers in loans they can’t afford and in homes that are almost impossible to sell or refinance, an investigation by The Center for Public Integrity and The Seattle Times has found.
Clayton Homes’ finance companies have operated in the highly-regulated mortgage lending industry for more than 40 years. Just 90 days ago, The New York Times wrote, “what distinguished Clayton Homes was that its financing division, unlike that of competitors did not engage in predatory lending or exploit its customers’ naiveté`.” Berkshire Hathaway
Since TRID became effective on October 3rd, 2015, a fair number of lenders find themselves still struggling with it's implementation. For this reason, we are dedicating today's and next week's program, to this important topic.
On today's program, we have as our special guest, LORETTA SALZANO a leading industry attorney and expert on this topic. Loretta is with the law firm Franzen and Salzano, P.C. Here are some of the questions Loretta will be answering on today's program:
What are some stumbling blocks the industry didn’t anticipate?
What are the major causes of these hurdles?
What impact has TRID had on lenders’ processes, systems and controls?
What can lenders do to overcome these issues?
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com & Sam Garcia of MortgageDaily.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT. This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.
in Real Estate
Kellen Jones whose name is ubiquitous in the world of private lending in the West and Southwest joins Think Realty host Matt Benson to talk private capital and explain how it’s done in the world of private lending.
Jones has personally seen over $500 million dollars in private loans transactions and has a wealth of experience in lender relations, underwriting, marketing and originations.
He serves as Executive Officer and Co-founder at Fundingdatabase.com and Chief Operations officer at Cash Private Capital.
From a discussion of peer-to-peer lending to a deep dive into why companies are added to and removed from the S&P 500, as well as many things in between.
Have you noticed that MERGER and/or ACQUISITION (M&A) activity is on the rise? Should you consider BUYING, SELLING or MERGING?
On today's broadcast, we have as our special guest CHUCK KLEIN, Managing Partner of Mortgage Banking Solutions. Chuck has over 20 years of mergers and acquisition experience and is one of the nation's foremost authorities on the topic. We'll be Discussing the following questions and a lot more:
Why is it that M&A activity is on the rise?
Is it a buyers or sellers market?
How do you establish the value of a mortgage company?
When should someone start seeking advise if they are considering selling their company?
Is it better to just sell mortgage servicing rights (MSR’s) or pull cash out by finanancing them?
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. This program is a public service to the mortgage industry and encourage you to listen in and tell others about it.
David Lykken, the Host of the Lykken On Lending program.
About our guest :
Devoting more than 21 years of active service to the New York City Police Department, retired homicide detective Steve DiSchiavi is now lending his expertise to Travel Channel’s popular series The Dead Files. Based on the powerful premise that every property has a story to be told, Steve and medium Amy Allan combine their unique skills to solve unexplained paranormal phenomena in haunted locations across America.
On The Dead Files, DiSchiavi relies on his police training and experience to explore the facts behind each property — questioning the owners about the building’s history, interviewing local historians and experts, and tracking down any previous owners of the property in question. When the 2 investigators come together at the end to share their findings to each homeowner, the parallels between their discoveries are powerfully revealed in each shocking conclusion.
Following his retirement from the NYPD, Steve worked as a senior investigator for Merrill Lynch’s fraud department, as well as a special investigator for the city of New York. He is a licensed New York state private investigator and a licensed armed guard. He also owns his own private-investigation company, Paragon Investigations.
Steve was born and raised in Brooklyn, NY.
About our hosts:
Steve & Naomi are from the paranormal team S.T.U.R.S and the NH representatives for RISEUP Paranormal. For more information on S.T.U.R.S and Into The Unknown Realm with Steve & Naomi, go to www.seekingtheunknownrealmsociety.com
Tyler Cohen Wood is a highly sought after Cyber Intelligence Expert with over 16 years of highly technical experience and almost 13 years with the Department of Defense. Wood recently joined Inspired eLearning as a Cyber Security Adviser and Media Spokesperson. She is a true cyber authority who engages audiences with her insight, giving businesses, non-profits and the general public the tools they need to defend themselves in the digital world. In today's episode, Tyler will be discussing the top cyber security threats to look for in 2016 and ways to avoid them. Be sure to go to http://www.inspiredelearning.com/ and following @InspiredELearn**
Every other week we keep it "between the lines" On The Legal Side. Our legal reviews and topics which concern the private security and
public safety fields as well as private investigators and bail bonds,and you..Joe Q Public!
This week we're covering private property law, predatory towing and booting and establishing clear policy on booting or towing any car from private property.
If you're starting a parking enforcement business or adding on to your private security business you will definitely want to do your research and due diligence and you can do that by listening to today's episode of On The Legal Side!
Catch us twice a month during our normal times on Sunday at 4P
Ellie Keys is an author of contemporary romance, paranormal romance and mystery. She spends a great deal of her time lending her unrelenting pen to the voices that have taken over her mind. The characters that readers will find in her works have a demanding nature. Ellie is thrilled to be able to share the stories from the wealth of works that she has created. Her loves outside of writing are reading a good book and losing herself in a great movie. Inspiration comes from everything around her. She invites you to follow her on Facebook, Twitter and Pinterest or look her up on her website: authorelliekeys.wix.com/novelist She can also be found on Amazon at: http://amzn.to/1RFysg3
New York Times and USA Today Bestseller/contemporary romance writer Samantha Chase released her debut novel, Jordan's Return, in November 2011. Although she waited until she was in her 40's to publish for the first time, writing has been a lifelong passion. Her motivation to take that step was her students: teaching creative writing to elementary age students all the way up through high school and encouraging those students to follow their writing dreams gave Samantha the confidence to take that step as well.
When she's not working on a new story, she spends her time reading contemporary romances, playing way too many games of Scrabble or Solitaire on Facebook and spending time with her husband of 25 years and their two sons in North Carolina. http://amzn.to/1KGeJFo
Cryptopreneurs Radio with Host Linda Ballesteros and Tony Gambone with Special Guest Joseph Ciccolo:
Joe Ciccolo is an accomplished compliance expert and has spent the last several years building, developing and implementing successful AML compliance programs for both financial and non-financial institutions. He is a Certified Anti-Money Laundering Specialist, Certified Fraud Examiner, and Anti-Money Laundering Certified Associate.
His company, BitAML, provides regulatory compliance consulting to bitcoin companies, including bitcoin ATM operators, exchanges, brokers, and peer-to-peer lending platforms. As a bitcoin compliance guru, Joe is a frequent guest speaker at digital currency, blockchain, and risk management industry conferences and events.
Prior to launching BitAML, Joe was a founding member and architect of the BSA/AML program of a top 100 U.S.-based financial institution. He also served as a project manager for a top 20 global bank, where he led several regulatory and audit remediation projects. Before entering the field of BSA/AML, Joe held leadership positions within various risk management disciplines, including vendor due diligence, fraud prevention, and corporate investigations.
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