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Balance. It's the one thing we all seek in life. Work, family fun time, relaxing. Too much of one thing neglects all the others. Where is the calm middle in all that?
Tonight on Beaten Path, your host Jane Hoffman (back after a week of doing who knows what) will talk about just that.
Also - how not to get scammed by a payday loan.
All this plus NPR news, weather.com 3-day forecast, music, and your phone calls at 1.347.989.1942.
Gary Rivlin, bestselling author of Broke, USA-From Pawnshops to Poverty, Inc. discusses payday loans and other short-term money lending schemes. Learn how poverty has become a thriving business and how the growth of the payday loan has affected many households throughout America.
In this episode I'll answer a listener question: "If you have a $4,000 loan at zero percent interest that will be paid off in 12 months, why spend $4,000 of your savings to get rid of a $333 payment?" I've heard many variations of this question over the years. It essentially boils down to this one: "Is a little debt okay?" Debt is a dangerous thing and can spread like wild fire and eat up your personal wealth. We'll dive into this in today's episode!
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w/ conspiracy corners Wes R. Nwo late night show converges with the audience & host from various other shows to investigate, cover topics, current events, propaganda, weather, tech news,anything else the local & national MsM won't cover! "Podcast today, History for tomorrow."
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Lets talk about all that there is to talk about in real estate, including being an owner bilder, resale listings, new homes, finance, loans, banks and credit unions, land not only by states, but everything from Canada to Chile and Argentina and the Caribbean. Commercial, residential, retirement and investment specials. Auctions, land sales, buidings of all types shapes and sizes, including modular, and the new storage building conversions into homes. How to build credit, add svings and streghten your credit standing for lenders. Lenders who provide the best loan to value loans for newhome construction. Control companies and how to lists!!! Any and all varieties ofinvestments and retirement or jobs in foreign nations for those interested in living abroad while building your retirement in additon to those who are also preparing for retirement in a foreign country! partnering with fqmily members or friends to help build your home, vacation homes, rental homes, ski resort specials and more!
COUNTRYWIDE BANK OF AMERICA PERMANENT LOAN MODIFICATION CANCELLATION FORCING WRONGFUL FORECLOSURE UNFAIR DECEPTIVE ABUSIVE ACT AND PRACTICES BREASCH OF CONTRACT CONSUMER RIGHTS VIOLATIONS CFPB B OF A SEC NY DFS SETTLEMENT COMPLAINT
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
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THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)
DebtRace Relationscontractsstudentscreditcredit repair
The idea behind student loans was that the government would help students get an education they otherwise couldn’t afford. But it hasn’t worked out that way. Yes, more money has been made available to pay for education. But that new money has also seemed to contribute to a faster growth rate in school fees. So, in effect, students are having to borrow more and more to get their education. The article below seeks to provide some background to the street protest signs about student debt. As it explains, the total amount of student loans has quintupled in about 12 years, the level is similar to total credit card debt, and more and more students leave school with a heavy burden of both student loan and credit card debt.Race and student debt
An equal proportion of white and black respondents – 46% and 45%, respectively – said that they or someone in their household has student loan debt, according to Havard of 18-29-year-olds. The number was slightly smaller for Hispanic households, at 32%.
Money is an important factor when it comes to attending college, especially for those who have little. The majority of the IOP survey respondents, at 70%, said that financial circumstances played a role in their decision whether or not to attend school at all. The difference between race was even more stark in the breakdown of these responses, with 52% of blacks saying that it played an important role compared to 38% of whites.
DEFINITION of 'Credit'
1. A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest. The term also refers to the borrowing capacity of an individual or company.
2. An accounting entry that either decreases assets or increases liabilities and equity on the company's balance sheet.
•Why certain credit & financial secrets are untold in low income communities & educational systems?
•How can foreigners without any N. American credit history get approved for luxurious cars & homes in upscale neighborhoods [communities], but many people especially “Black African-Americans” are denied approval of those things even if their credit scores are above 620?
•How can some 18-24 years old Caucasian college students without established credit afford expensive homes & cars w/o parental financing?
*Did you know Caucasians were intentionally targeted & charged high mortgage interest rates in certain states & communities solely due to them being "Caucasians"?
*Did you know you that most life insurance companies allow you to take a loan on your life insurance benefits after paying it up for 5 years or more or having it for 10 consecutive years or more with a record of on-time premium payments?
vox poetica's 15 Minutes of Poetry returns to the air with a new episode! Featuring Emma Eden Ramos and the Marymount Manhattan Review, this episode will include original poems and a discussion of craft, particularly as it relates to the arc of a writing career and artistic development. We will touch on inspiration and discipline and we will tackle the question: why poetry? Want to hear more? Tune in at noon, Wednesday, April 29!