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  • 00:23

    Financial elder abuse overview under California law

    in Legal

    Introduction


    Financial elder abuse is on the rise in California.  People are living longer due to advances in science, medicine, health, fitness and nutrition.  At the same time, "seniors" (those over 65 years of age - which is still relatively "young" if you think about it) are some of the sole survivors of the "mortgage meltdown" and they are oftens the victims of financial fraud and "elder abuse."  This husband and wife podcast discusses what elder abuse is, how to spot it, and the types of legal claims we handle as a California financial elder abuse law firm.


    Common perpetrators of financial elder abuse 


    1.  Attorneys (these professionals are in a position of "trust" and "confidence" and can unduly influence, coerce,  misinform and cause seniors to make very bad financial decisions that can affect real estate, and stock portfolios).  Attorney malpractice is another common claim in this area.  We have seen "counseling" that has resulted in the loss of substantial equity in residential and commercial real estate estate.


    2.  Car dealerships (Car dealerships can try to "steal your trade" or engage in "bait and swtich advertising" or sock you away in a car loan that


    3.  Friends


    4. Insurance


    5. Family (kids who see their parents as easy targets).  


    6.  Mortgage brokers (lenders and loan officers can sock a senior away - and take exorbitant loan fees - to steer an elder into an unconscionable predatory loan (ex. a negative amrotization or "option arm loan") or fail to advise as to the advisability (or non-advisablity) of a reverse mortgage.  These fees can be "taken" in bad faith resulting in serious daamges to an elder.

  • 00:34

    THE DAILY COMPLAINT (CALIBER LOANS/FREDDIE MAC/FALSE HAMP DENIALS/APPEAL/RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT


    CALIBER HOME LOANS MORTGAGE SERVICING ABUSES DUAL-TRACKING VIOLATIONS FREDDIE MAC MHA HAMP FALSE DENIALS CONSUMER RIGHTS APPEAL OPPORTUNITY KNOW YOUR RIGHTS CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 00:28

    The Wine of New York's Finger Lakes

    in Entrepreneur

    According to Wine Enthusiast magazine, in 2014 New York State ranked as the third most important wine-growing region in the US, after California and Washington state.‎
     
    In this Interview, Rachel Bovard, a fellow upstate New Yorker and part-time employee at DCANTER, will share her  impressions of the wines of the Finger Lakes.  She is a Level 1 Sommelier through the Court of Master Sommeliers and a Diploma Candidate in the Wine and Spirits Educators Trust (the pre-requisite for Master of Wine).  During the discussion Rachel will make the case for cool climate grapes, stating that lighter tasting wines should merit no less consideration than warm climate wines in California and France.

    Some of the wines and wineries she will touch on include a Cabernet Franc from Ravines Wine Cellars on Seneca Lake,  a Cabernet Sauvignon from Casa Larga south of Lake Ontario, and a dry Gewurtztraminer from Herman J Wiemer.  Others include a Cabernet Franc made from Finger Lakes grapes at the Oenology Winery in Brooklyn.
     
    We will also note some of the tourist attractions in the area and the Finger Lakes Wine Festival July 10-12 where you can  taste these wines for yourself!  A good reference for the show is Evan Dawson's book on the region, "Summer in a Glass".  


    Questions discussed on Twitter at #toastdmvbrew.


    Our show host Gary Vaughan is an avid winery tourist and blogger of the Delmarva Winery and Brewery Journal. 


     



     

  • 02:01

    Bobby Brown Bail and Beyond with Special Guest Daniel Cumerlato

    in Entertainment

    Daniel has been a paranormal enthusiast since starting in ghost investigation and founding the 2nd oldest paranormal website in Canada back in 1999. He lives and breathes true ghost stories, legends, and has an obsession with dark history. This passion is infused in every story he tells, on every tour.
    His experience in paranormal investigation gives him a unique perspective on the real nature of true ghosts. He loves sharing this knowledge with anyone who is willing to listen. Go ahead, ask him anything... ghost related of course!
    For over a decade's time, Daniel has had many ghostly experiences that cannot be explained, many of which occurred while leading the walks. It makes him believe he invited the ghostly happenings… something you'll never get him to say out loud.


    Call in or Skype 657-383-1205 to speak with Daniel about the most haunted locations in Canada as well as the dark history in Ontario.

  • 00:53

    From The Desk of Kiler Davenport Presents: KD Live - Interview with Billy Grima

    in Music

    Billy Grima is a singer/ songwriter living in the Caledon Hills of Ontario, Canada. Born in Blacktown, NSW Australia, Billy started writing at a very young age and was singing in a church choir by the age of 8 years old. At 15, Billy moved to Canada and settled in Toronto. Like classic singer/songwriters, Billy Joel, Jim Croce, James Taylor and Bob Dylan, life's daily realities and everyday events are a source of Billy's inspiration. His smooth and soulful sound has earned him comparisons to contemporaries Jason Mraz, Ed Sheeran, Jack Johnson and even Bruno Mars.


    Billy has 3 albums to his credit: I'm Just Standing , A Little Piece Of Heaven and his latest, titled Sugar & Cream, produced and engineered by Pete Swann (Glass Tiger’s Alan Connely, Adrian and Justin Lifeson, sons of Rush’s Alex Lifeson.)  Sugar & Cream features a tasty blend of pop, rock, soul and Americana, including the first single, “Pleasure To Have Met You.”  The album is going for worldwide radio adds this spring.


    "Writing a hook or humming a melody is medicine,” Grima says.  Let Sugar & Cream be the prescription for your perfect playlist.

  • 00:33

    THE DAILY COMPLAINT (GREEN TREE/PAYMENT ABUSE/UNFAIR ILLEGAL PRACTICES/$63M DUE)

    in Finance

    TODAY'S SPOTLIGHT


    GREEN TREE SERVICING MORTGAGE SERVICING ABUSES UNFAIR DECEPTIVE BUSINESS PRACTICES ILLEGAL AND UNSCRUPULOUS BEHAVIOR GT SETTLED WITH CFPB FTC FOR $63M CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 01:26

    When to fire your lender

    in Real Estate

    Back again and this time we are talking about when should you fire your loan officer or your loan company. Of course, some times are better than other times so it will be a chat about timing and issues that should be making you even consider kissing that lender goodbye.


    Of course, the interview process you go through with your lender should help to make this something you don't have to worry about, but we will discuss what you can do if the need arises.


    We will also take a look at the latest real estate news and perhaps even take some time to discuss my personal experience in the investment property world.


    The market also appears to be picking up and I will share some of my first hand observations about how things appear to be doing.

  • 00:43

    AUTHOR OF KARMIC ALIBI

    in Entertainment

    PATRICIA KAREN GAGIC - Bio


    Patricia has embraced life and all the challenges it offers.


    She is an accomplished International Contemporary Artist and Author of Karmic Alibi a recent finalist in the 2014 USA Book News Awards. Patricia is a Certified Meditation Specialist/Facilitator completing her Certification in Applied Mindfulness,


    Transformative Mindfulness and Mindfulness without Borders from the Dept. of Social Work at the University of Toronto. She has had an extensive career in Banking and


    Finance, a Small Business Entrepreneur in Property Management, Retirement Homes and Medical office management. She is a motivational and business Coach/consultant and Mentor. Patricia is a Feng Shui Level 3 Consultant and Reiki Master.


    Along with her passion for learning, Patricia has been a dedicated community Volunteer. She is Co-founder of the Colours of Freedom Foundation supporting Children's Peace Initiatives. She holds Advisory positions in several organizations and foundations.


    Patricia is a member of the Ontario Cabinet for the Friends of the Canadian Museum for Human Rights. Over the years she has been nominated for a variety of awards and recognitions including Woman of the Year, YMCA Peace Medal and recipient of the


    Award of Excellence by the Toronto Women's Expo. She is an Ambassador to Friends to


    Mankind and the creative force behind the Pagoda Thmey school and orphanage in Angkor Wat, Siem Reap, Cambodia.


    In October 2013, Patricia was recognized by the prestigious Order of St. George and was Knighted as a Dame of the Order. She is an Advisor to the Niagara command.

  • 03:48

    MIGHTY THOR RADIO WITH THE LION OF JUDAH BROTHER SHARIF'

    in Education

    MIGHTY THOR RADIO NETWORK;


         THOR a/k/a/ THOR HOUSE OF RESTORATION MINISTRY is a Private Ministry Association Membership Group which consists of Men and Women (not Persons) of all walks of Life.  As fellow Kin and Love Ones do we discuss situations publicy that may serve to protect others in the Community. One of our most popular Topics is "Debt Collection" and the Debt Buying Arena.


         THOR is a major advocate of the Consumer Protection Laws, FDCPA, FCRA, TCPA, and state consumer laws. We advance strategies and tactics many can employ and deploy that will protect themselves from the unscrupulous debt collectors.


        TODAY, we will discuss a variety of Topics. Our Master Teacher BROTHER SHARIF will bring forth a Lesson on words, meanings, terms, phrases. "BROTHER SHARIF" will expound upon recent news and updates.


        Additionally we will discuss recent Foreclosure and Debt Collection news, and testimonials. Come join us for a some Fun, Entertainment, Laughs, and Edification.


        This will be ANO-THOR explosive show and the Lion of Judah will be let out his Cage to roam Babylon.


        THOR IS NOT AFFILLIATED WITH ANY LEGAL SOCIETY! PERSONS ARE NOT INVITED!

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR MORTGAGE/DUAL TRACKING/WRONGFUL FORECLOSURE/DOJ)

    in Finance

    TODAY'S SPOTLIGHT


    NATIONSTAR MORTGAGE UNFAIR DECEPTIVE ABUSIVE ACTS & PRACTICES DUAL-TRACKING WRONGFUL FORECLOSURE VIOLATIONS CFPB STRONG PROTECTIONS FOR HOMEOWNERS CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 00:24

    Payday Loans, Poverty, And Business

    in Finance

    Gary Rivlin, bestselling author of Broke, USA-From Pawnshops to Poverty, Inc. discusses payday loans and other short-term money lending schemes. Learn how poverty has become a thriving business and how the growth of the payday loan has affected many households throughout America.