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Loan Modification Negligence
When you are trying to fight for your home in the loss mitigation loan modification process, it is no laughing matter. You are submitting the documents being requested and hoping you will not be "dual tracked" by your loan servicer who is usually servicing your loan on behalf of an often unkown securitized loan trustee, and you wonder if you will get a fair shake, or a real opportunity to save your home. This real estate podcast talks about what happens when your loan servicer is negligent in handling or reviewing your completed loan modification application.
One of the legal cases every homeowner should have in their foreclosure prevention toolbox is the case of Alvarez v. BAC Home Loans, LP (Bank of America). Some of the common things that can go wrong when you submit your financial documents to be consdiered for a loan mod are:
1. False statements by the loan servicer's representative
2. Claiming your documents were never received ("missing tax returns" and "rental agreements" are two common ones)
3. Denying you based upon consideration of false information (ex. your income or property value)
4. Lies about postponing your foreclosure sale
There are other types of things that can wrong in the loss mitigation department of large loan servicers such as Nationstar, Ocwen, Wells Fargo, Citimortage, and Bank of America, but this Alvarez case is a very important case that discussed "duty" and "damages" in regard to the tort of negligence against a loan servicer. Give this real estate podcast a listen with Attorney Steve explaining and defining these important and complex legal topics.
in Self Help
Tonight's special guest is Tim Fisher, a returning NAASCA family member who lives in the Las Vegas area and runs Juvenile Justice Now. Tim, a child abuse survivor, will be with us tonight to describe his experience, strength and hope. Tim was seven years old when he met his predator, a neighbor, teaching Sunday school at the Baptist church. Now Steve Friess has written an article about Tim's important work: One Survivor's Crusade Reveals a Plague of Errors in Nation's Sex Offender Registries. The subtitle: "Estimates of the number of entries with crucial mistakes run into the tens of thousands. One man—and pretty much only one man—is trying to fix them." Tim has told us in the past, "By the time I had reached my 14th birthday I had been sexually molested approximately 350 times over the course of seven years." He continues, "It took four years for me to become strong enough to come forward." Eventually he went to the Anaheim police and reported his abuse and name his predator. From start to finish it took a year almost to the day for him to be convicted. Eventually he took a plea of guilty to 49 counts of child molestation, lewd conducts involving a minor and with the use of force. Sadly although he was sentenced to 2 to 12 years he was released after serving just nine months. "I’m here to remind you that the abuse never stops for the victim," Tim says, "I encourage anyone who has been sexually abused to make a report even if it happened when you were a child." In the recently published article, Steve accompanies Tim to the home of his molester, a registered sex offender.
In my show I will reveal to you one of the most valuable secret of prosperity which is hidden in being enthusiastic. Just remember this, as you journey with me in this wonderful road to success Socrates once said, " That the unexamined life is not worth living." So in this episode of show I will have you examine your checklist of life, and see where you started, and where you are now in life. Then you will find what is missing and fix it right away. I assure you that our life will never be the same. Tune in the radio.
Say with me, "Whatever the mind of a man can concieve and believe, the mind can achieve." -- Napoleon Hill
"All things are possible to them that believes."--Jesus Christ
Business opportunity link: www.eudoeyo.jeunesseglobal.com
Gary Wimmer and Jan Drake Bakke host Psychics Gone Wild on Mondays at 8pm EST - Free Psychic Readings - Astrology - The Psychic Art of Reading Stones - Mediumship - Lithomancy - Dial 773-897-6461 Visit www.psychicsgonewild.com for more!
Gary Wimmer, Certified Psychic Intuitive, Master of Lithomancy, and Author, provides decades of amazing accurate readings throughout the USA & Europe. Via Stones, Gary interprets the pattern of one's current situation, major issues, opportunities, and how they interrelate for 12 weeks. Lithomancy reveals the light at the end of the tunnel as Gary taps into past lives, spiritual guides, karmic ties, discarnate souls, and systems beneath the surface. http://garywimmer.com/psychic/
Jan Drake Bakke Certified Psychic, Professional Dancer, born into an environment of gov't investigation with a mystical path of extensive experience from the brevity of life to spiritual insight. Ask Jan about personal totems, being "in the zone" and the intuitive abilities of Finding Missing Persons! firstname.lastname@example.org
This week EV and KC will discuss those insanely successful shows that have been on for seasons, but we have never watched them. If you're a fan of CSI and/or NCIS, be sure to call in and tell us what we've benn missing.
Listening to KC and EV is like having a conversation with friends. They're clever and fun. To be a part of the live broadcast call 516-531-9237 on Mondayday at 1:30PM EST.
To keep up in real-time, follow @TheTVTalkers:
EV @ExpertViewerTV and KC @CruzMedia on Twitter.
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Catch up on previous episodes at www.blogtalkradio.com/tvtalkers.
Follow us on Twitter, visit our page, tune in to our weekly radio show, and leave comments.
@CruzMedia and @ExpertViewerTV
Program Summary: April 20, 2015
Hear Rep. Bill Otto and featured guest Larry Weigel from My Medicare Coach discuss during the 2nd hour Medicaid expansion in Kansas.
Free Speech Radio News (30 min.)
White House and Senate leaders reach rare compromise to allow Iran negotiations to proceed
Asylum-seeking mothers protest family detention from inside of for-profit facility in Texas
Palestinian couple separated by Israeli policy; launch FB campaign to marry
Chibok girls still missing one year later, residents remain displaced
Egypt court sentences dozens of protesters including a U.S. citizen to life in prison
Harvard and Yale students join call for colleges to divest from fossil fuels
Between the Lines Radio (30 min.)
This news program is broadcast and streamed at KKFI-fm 90.1 Friday 9am (CST)
Co-hosted during the second hour with Rep. Bill Otto, formerly of the 9th district, in the Kansas legislature.
Chronic pelvic pain, painful sex and heavy bleeding may send some women to the doctor fearing the worst – the need for removal of their reproductive organs. But while physicians perform hysterectomies on more than 500,000 women in America each year, new research shows that one in five of those women may not even need the surgery.
Top hysterectomy surgeon and medical advisor Dr. Lori Warren is answering questions for women who need help now!
Each year millions of women visit their doctors after suffering from pelvic and abdominal pain and many may be told they need to have a hysterectomy. For young women who want to have children, having a hysterectomy is a devastating blow. Even women over 40 have lots of questions about how it will affect their health. But new research suggests that as many as 1 in 5 women may not even need the surgery.
1. Dr. Warren, why bring attention to this now and dedicate the month of May to awareness?
2. The research shows some pretty shocking statistics. Why are so many women having hysterectomies that don’t need them?
3. Why is this surgery so often seen as a “go to solution” by Ob-Gyn doctors?
4. In this day in age, why do younger women avoid talking about the symptoms they’re facing, even with their own doctors?
5. If so many women don’t need to have the surgery, who really needs it and who doesn’t?
Visit www.hysterectomy.org for more information.
NFL Draft Prospect
Fifth-year senior, Ricky Zorn has ended his career at Harvard and now takes aim at the NFL. The former star high school quarterback emerged as one of the schools best wide receivers in Harvard's history. Despite missing all but one game his senior season he still made in impression with a athletic catch for the ages. His most productive season was 2013 in which he caught 50 passes, for 700 yards and three score.
Join host Bo Marchionte and Ivy-League standout Ricky Zorn on the College2Pro.com Players' Platform Show.
Every week, two of the Best Fans in Baseball (TM) bring you all the news and opinion you could want about the St. Louis Cardinals. This week, Daniel Shoptaw (C70 At The Bat) and Tara Wellman (Bird Tales), both from The Cardinal Conclave, talk about two series wins and a front-running Cardinal club. They also discuss missing UCB Weekend, talk about the game on Sunday Night Baseball, and Daniel offers a tribute to his father-in-law.
WE ARE NOT ALONE!
This coming Sunday evening, April 19th, at 9:00 PM (EDT), “CONTACT” Host and Certified Clinical Hypnotherapist, LESLEY MITCHELL-CLARKE and Producer/Experiencer/Contactee WES ROBERTS will welcome to the show for the first time, DR. DON DONDERI, PHD., who is a retired Associate Prof./Dean at McGill University in Montreal, Canada, expert in human memory, perception and thinking and Experimental Psychologist and Author of UFOs, ETs & Alien Abductions: A Scientist Looks at the Evidence Dr. Donderi is appearing on “CONTACT” in support of his upcoming appearance at the first annual ALIEN COSMIC EXPO, taking place on June 26, 27 and 28th in Brantford, Ontario, Canada, Canada – a short drive from Toronto. Tickets and further information are available at www.aliencosmicexpo.com.
in Self Help
News Of The Week Show ~~ Please click on both these links to see our "News of the Week" for April - Week 3 from: LACP.org and NAASCA.org ~~ Join our founder and host, Bill Murray, co-hosts MJ Goyings, Carol D. Levine and other LACP & NAASCA family members, as they invite you to help them discuss the public safety and child abuse related news and crime stories of the week from each of our two national grassroots efforts, LA Community Policing and the National Association of Adult Survivors of Child Abuse. Every day we carry new articles based on current events on both our web sites. Look for them daily in the lower grey portion of our home pages. To make things easy, we collect them all together for this, our two hour long Sunday show .. where community call-in participation is always welcome!
IF you all don't call in today you are missing a great opportunity for YOUR VOICE to be heard. NO interruptions from the host. Any callers wishing to debate get on the air immediately. ANY callers wanting to rant get to interrupt the host immediately. NO interruptions.
Today's segment GRIND YOUR GEARS is an OPEN TOPIC SUNDAY where callers can call in and RANT about ANYTHING THEY WANT TO RANT ABOUT. ANY caller GRINDING THEIR GEARS will NOT be interrupted by the host. IF you hear something you don't agree with you can DEBATE the caller online IMMEDIATELY. Today's 90 minute segement will include suggested topics: 1. HILARY 2. Gay Marriage 3. Gun Rights 4. Republican Big Ideas 5. Rubio 6. Evils of the OPPOSING party to your party. Rules of engagement are: NO interrupting, MINIMAL VUGARITY, and HAVE FUN. The host will give you UNITERRUPTED TIME if you just want to RANT. ALL POLITICAL PARTIES are welcome.
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