Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.

  • 00:34

    THE DAILY COMPLAINT (CALIBER LOANS/FREDDIE MAC/FALSE HAMP DENIALS/APPEAL/RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT


    CALIBER HOME LOANS MORTGAGE SERVICING ABUSES DUAL-TRACKING VIOLATIONS FREDDIE MAC MHA HAMP FALSE DENIALS CONSUMER RIGHTS APPEAL OPPORTUNITY KNOW YOUR RIGHTS CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 00:24

    Payday Loans, Poverty, And Business

    in Finance

    Gary Rivlin, bestselling author of Broke, USA-From Pawnshops to Poverty, Inc. discusses payday loans and other short-term money lending schemes. Learn how poverty has become a thriving business and how the growth of the payday loan has affected many households throughout America.

  • 01:09

    Hill's Barber Shop Live Show with the Crew. The Tim Tebow Discussion

    in Sports

    We all know there is a lot more to talk about in the world of sports. But, to me no more important than what the NFL has done in bringing Tebow back into the fold with the Eagles. I applaud Chip Kelly and I am an instant Eagle fan. I do think he has a chance to make the team. I do feel he has a chance to start in front of Sam Bradford or Mark Sanchez. Let's see.....


    I am in the minority at the barber shop. This should be fun!!!!

  • 00:17

    Breadwinners. Incremental Improvements In Lifestyle = Lifestyle UPGRADE Now.

    in Finance

    No matter your paycheck, everyone dreams of their better life.  Waiting for that day to arrive, that day when you feel life is good, is so painful - that many simply swipe the credit card one more time and have that thing NOW!  This is for me the core reason for the massive debt in society.  Instant gratification! As I see it, you are not in debt because you have a criminal intent to take stuff you have no intention of paying for.  Instead, credit and debt seems like a welcome friend that says, "go ahead, and have it now - you can always pay later".  To much of that, and later becomes MUCH later, maybe even never.


    The goal is that upgrade, that thing that will bring you joy or an improved quality of life experience - NOW!  For some, that is moving from a 21 inch TV, to a 45 inch flat screen.  For some it means traveling first class instead of coach.  For some it means moving to a nicer neighborhood.  Lifestyle upgrade is a a term I coined to represent anything that improves your quality of life experience.


    We desire and deserve lifestyle upgrades, however, to enjoy those the debt-free wealth way, is the better way to go.  The debt-free wealth way as I teach it, delayed gratification is simply a strategy NOT a lifestyle!  When delayed gratification is no longer your general way of living, but simply a short term srategy to your lifestyle upgrade, life gets more interesting.  Let me show you how to have the lifestyle upgrades you desire and deserve, the debt-free wealth way.

  • 00:33

    THE DAILY COMPLAINT (GREEN TREE/PAYMENT ABUSE/UNFAIR ILLEGAL PRACTICES/$63M DUE)

    in Finance

    TODAY'S SPOTLIGHT


    GREEN TREE SERVICING MORTGAGE SERVICING ABUSES UNFAIR DECEPTIVE BUSINESS PRACTICES ILLEGAL AND UNSCRUPULOUS BEHAVIOR GT SETTLED WITH CFPB FTC FOR $63M CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 01:57

    Part 2 Ken Dost Interview What is Patently Wrong? The Current System ?

    in Education

    Ken Dost will speak to his knowledge of Patents,Trademarks,and Copyrights in the contracts signed daily.


    Ken Dost, with 25 years in architecture and several years in clean room engineering began his detailed research into these systems formally after his life was nearly destroyed by this one system that is indeed inter connected. He has spent the past 8 years revealing this interconnected world of structured finance. The take down of America and World Dominance was planned and patented.


    This is what the Information Technology boom of the 1990’s was all about. In 1998, the US Court of Appeals issued its State Street ruling (149 F.3d 1368). For the first time in history, business processes, heretofore adjudged trade secrets, became patentable.


    Ken Dost will also discuss his findings in the  later following ECF electronic case filing system that entwined entities like Fannie Mae, Freddie Mac,MERS, etc…


    Ken Dost on Facebook


    https://deadlyclear.wordpress.com/2015/01/18/rehypothecation-distorting-legal-principles-by-risking-mortgage-loans-nemo-dat/


    http://www.blogtalkradio.com/truthemerges/2015/03/25/the-truth-train-with-liberty-lisa


    http://recordings.talkshoe.com/TC-48361/TS-958013.mp3


     


     


     

  • 01:12

    Deepertruth: Eucharistic Miracle of Bagno di Romagna, Italy 1412

    in Religion

    In 1412, the prior of the Basilica of St. Mary of Bagno di Romagna, Fr. Lazzaro da Verona, while celebrating the Holy Mass, was assailed by doubts about the Real Presence of Jesus in the Most Holy Sacrament.  He had just pronounced the words of consecration of the wine when this was transformed into living Blood and began to flow from the chalice and fall onto the
    corporal. Fr. Lazzaro, profoundly moved and repentant, confessed his unbelief to the faithful present at the celebration and the profound miracle that the Lord had worked before his eyes.

    At Bagno di Romagna, in the Basilica of St. Mary Assumed, the relic of the Eucharistic miracle of the “Holy Cloth Soaked by Blood” is preserved. The historian Fortunio thus describes the miracle in his noted work Annales Camalduenses: “It was the year 1412.  The Camaldolese Abbey of Santa Maria in Bagno (then Priorato) was governed by Don Lorenzo, of Venetian origin. While he was celebrating the Divine Sacrifice, he mentally experienced, by diabolical influence, a strong doubt concerning the Real Presence of Jesus in the Most Holy Sacrament;


    when he then saw the Sacred Species of the wine flow over the chalice and fall onto the corporal in the form of living Blood, and thus the corporal remained soaked. It cannot be told how great was his emotion and perturbation of mind in that instant in the face of such a profound event...
     

  • 00:10

    Alvarez v. BAC Home Loans case overview

    in Legal

    Loan Modification Negligence


    When you are trying to fight for your home in the loss mitigation loan modification process, it is no laughing matter.  You are submitting the documents being requested and hoping you will not be "dual tracked" by your loan servicer who is usually servicing your loan on behalf of an often unkown securitized loan trustee, and you wonder if you will get a fair shake, or a real opportunity to save your home.  This real estate podcast talks about what happens when your loan servicer is negligent in handling or reviewing your completed loan modification application.


    Introduction


    One of the legal cases every homeowner should have in their foreclosure prevention toolbox is the case of Alvarez v. BAC Home Loans, LP (Bank of America).  Some of the common things that can go wrong when you submit your financial documents to be consdiered for a loan mod are:


    1. False statements by the loan servicer's representative


    2.  Claiming your documents were never received ("missing tax returns" and "rental agreements" are two common ones)


    3.  Denying you based upon consideration of false information (ex. your income or property value)


    4.  Lies about postponing your foreclosure sale


    There are other types of things that can wrong in the loss mitigation department of large loan servicers such as Nationstar, Ocwen, Wells Fargo, Citimortage, and Bank of America, but this Alvarez case is a very important case that discussed "duty" and "damages" in regard to the tort of negligence against a loan servicer.  Give this real estate podcast a listen with Attorney Steve explaining and defining these important and complex legal topics.

  • 01:14

    Practical Dreaming! ~ Francis Rico

    in Motivation

    Our world’s spiritual leaders, mystics, gurus, and prophets are revered - but are considered "impractical dreamers" whose suggestions for love and peace don't seem applicable to modern realities.


    There is another tradition - the shamanic tradition - that is based on "wild creation" - it's a tradition that works with what "IS" rather than "what should be. 


    Practical dreaming involves accessing and using the innate intelligence of our inherent design - accessing inner potentialities and resources that seem magical but that are a natural expression of our true capacities - and even though they seem to be the stuff of dreams, they are now being rediscovered in the latest research and developments in neuroscience.


    Shaman's have long anticipated these incredible times of transition we’re living in now - and have long taught practical readiness for this new world. Francis will introduce a 6 month course in shamanic wisdom and practices that will begin in the North Bay Area on the Summer Solstice of June 2015.


     


    Francis Rico apprenticed with his Spanish grandfather. From this early start, his life work has been to follow the pathways of indigenous shamanic wisdom traditions around the world. He works with young people, spiritual seekers, shamanic practitioners, and with people with problems. He is the author of the instant classic A Shaman’s Guide to Deep Beauty and co-author of Dreaming Heaven. His work is sponsored by the WildWorld Foundation.

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR MORTGAGE/DUAL TRACKING/WRONGFUL FORECLOSURE/DOJ)

    in Finance

    TODAY'S SPOTLIGHT


    NATIONSTAR MORTGAGE UNFAIR DECEPTIVE ABUSIVE ACTS & PRACTICES DUAL-TRACKING WRONGFUL FORECLOSURE VIOLATIONS CFPB STRONG PROTECTIONS FOR HOMEOWNERS CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 02:18

    CatHouse & @BunnyRanch owner @DennisHOF - 4/20/15

    in Sports

    Special Guest: Dennis Hof, American Brother Owner, entrepreneur, and restaurateur. He was featured in the HBO series CatHouse, owning seven legal brotherls in Nevada including the world famous Bunny Ranch and just came out with his new book "The Art of the PIMP. A Love Story"


    We made a special announcement regarding a segment that will start next week 4/27/15 you won't want to miss!


    Tony, Miss Robin, Joe and Luigi will gave you all the latest sports and entertainment updates, plus kept you laughing for 2 hours and change!


    We kicked off the show by saluting all you fine folks out there partaking in "4:20"  


    We talked about religion but did very very carefully


    Robin was able to name two things to do in Amsterdam other than the Red Light District and pot.  Can you name anything else?....


    Dennis Hof joined us and talked about how he got into the buisness of pleasure and how he's stayed in it for over 3 decades.  By the way, are you looking for some new "positions" to spice things up? well you're in luck because he gave us enough to keep you busy and possibly in a body cast for months.


    Miss Robin gave us two updates that really don't go well together.  One on what to eat when you're high and another that you would HAVE to be high to even think about eating.


     


    "The BEST Podcast BlogTalkRadio!" - @xtNetworks


    "The world needs to know of the greatest sports mind behind the microphone in the history of the world!" - @MrMainEventDM


    "This Podcast is so funny. I love how anything goes!" - @SprintCarMom


    "If you're not listening to the TonyBrunoShow Podcast you just missed an exclusive and it was a Bombshell! Miss Robin, I'm shocked" - @AndreaNimchuk