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  • 00:32

    The Homeowners Guide To Renewable Energy

    in Energy

    Are you ready to slash your home energy costs while dramatically reducing your carbon footprint? In The Homeowners Guide To Renewable Energy, Achieving Energy Independence Through Solar, Wind, Biomass and Hydropower by Dan Chiras you will find the most practical and affordable methods to significantly improve your homes energy efficiency. Focusing on the latest technological advances (and never losing sight of the economic bottom line), this comprehensive manual demystifies: Solar hot water and solar hot air systems Space heat: Passive and active solar retrofits and heat pumps Wood heat Passive Cooling Electricity from solar, wind and mirohydro. This well-illustrated and accessible guide is an essential resource for those wanting to enter the renewable energy field. Packed with practical tips and guidelines, it gives readers sufficient knowledge to hire and communicate effectively with contractors and is a must-read for anyone interested in saving money and achieving energy independence. If you are ready to save tens of thousands of dollars over the coming decades, this is one show you dont want to miss! In this segment of The Clean Energy View Radio Show, host, June Stoyer talks to Dan Chiras, who is a respected educator and the author of 29 books on residential renewable energy and green building. He has studied and worked with renewable energy and energy efficiency for over 30 years. Dan is the director of and lead instructor at The Evergreen Institutes Center for Renewable Energy and Green Building, where he teaches workshops on energy efficiency, solar electricity, solar hot water, small wind energy, green building, natural plasters, and natural building. Today’s show is brought to you by LiquidWeb.com.Listeners of today’s show will receive $100 credit towards Storm Servers (VPS & Dedicated hosting) or can get one free month of shared hosting by using the coupon code: “orgview”. 

  • 00:34

    THE DAILY COMPLAINT (HOMEOWNERS RELIEF LINE/AMERICAN FORECLOSURE SPECIALIST/FAQ)

    in Finance

    TODAY'S SPOTLIGHT:


    HOMEOWNER'S RELIEF LINE - IS IT FOR REAL, WHAT YOU NEED TO KNOW & WHAT TO ASK!


    AMERICAN FORECLOSURE SPECIALISTS - S IT FOR REAL, WHAT YOU NEED TO KNOW & WHAT TO ASK!


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:33

    THE DAILY COMPLAINT (OCWEN/ESCROW FRAUD/FORCE HOMEOWNERS EXPENSIVE INSURANCE)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN LOAN SERVICING ESCROW FRAUD ASSURANT FORCED-PLACED INSURANCE CLASS ACTION LAWSUITS SETTLEMENTS FORCING HOMEOWNERS INTO EXPENSIVE INSURANCE CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:46

    The Homeowners Guide To Renewable Energy

    in Energy

    Are you ready to slash your home energy costs while dramatically reducing your carbon footprint? In The Homeowners Guide To Renewable Energy, Achieving Energy Independence Through Solar, Wind, Biomass and Hydropower by Dan Chiras you will find the most practical and affordable methods to significantly improve your homes energy efficiency. Focusing on the latest technological advances (and never losing sight of the economic bottom line), this comprehensive manual demystifies: Solar hot water and solar hot air systems Space heat: Passive and active solar retrofits and heat pumps Wood heat Passive Cooling Electricity from solar, wind and mirohydro. This well-illustrated and accessible guide is an essential resource for those wanting to enter the renewable energy field. Packed with practical tips and guidelines, it gives readers sufficient knowledge to hire and communicate effectively with contractors and is a must-read for anyone interested in saving money and achieving energy independence. If you are ready to save tens of thousands of dollars over the coming decades, this is one show you dont want to miss! In this segment of The Clean Energy View Radio Show, host, June Stoyer talks to Dan Chiras, who is a respected educator and the author of 29 books on residential renewable energy and green building including Power from the Sun and Power from the Wind. He has studied and worked with renewable energy and energy efficiency for over 30 years. Dan is the director of and lead instructor at The Evergreen Institutes Center for Renewable Energy and Green Building, where he teaches workshops on energy efficiency, solar electricity, solar hot water, small wind energy, green building, natural plasters, and natural building. Stay tuned!

  • 00:15

    Homeowners Crisis Help

    in Social Networking

    Information on assistance to everyone struggling to feed their family, find affordable housing, low cost medical care, discount shopping & coupons and much more. I have information on the process of foreclosure, bankruptcy or short sale. I will end the show by reading an exert from my Children's Book Series that will be a separate show soon.

  • 00:37

    THE DAILY COMPLAINT (AG FOCUSING ON SUING US OVER HELPING DEFRAUDED HOMEOWNERS)

    in Finance

    TODAY'S SPOTLIGHT:


    OUR COMPLAINT: ATTORNEY GENERAL OFFICE DIRECTING CLIENT TO FILE A COMPLAINT & LAWSUIT AGAINST OUR FIRM OVER HELPING HOMEOWNER WITH OCWEN ESCROW AND PAYMENT FRAUD


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:32

    THE DAILY COMPLAINT (OCWEN/DEFRAUDING HOMEOWNERS/SETTLEMENTS/LAWSUITS/RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN DEFRAUDING HOMEOWNERS ADMITTED WRONGDOING SETTLED FOR $150 MILLION FOR FINES AND RESTITUTION UNFAIR BUSINESS PRACTICES WRONGFUL FORECLOSURES CFPB LAWSKY


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 01:06

    HOMEOWNERS BEWARE: NEW HUD REGULATIONS WILL IMPACT YOU DIRECTLY

    in Lifestyle

    SO YOU'VE WORKED HARD TO BUY THAT DREAM HOME THAT YOU WANTED IN A NICE NEIGHBORHOOD WHERE GOOD SCHOOLS ABOUND AND YOUR CHILDREN WILL BE SAFE TO LEARN AND GROW. WELL, GET YOUR SEAT BELTS ON BECAUSE NEW HOUSING AND URBAN DEVELOPMENT RULES HAVE BEEN ISSUED WHICH ARE LIKELY TO IMPACT YOU AND YOUR FAMILY DIRECTLY AND NOT FOR THE BETTER.  IN CONJUNCTION WITH A NEW SECRET DATA BASE ON AMERICANS BY RACE, CREED, COLOR, INCOME AND NEARLY EVERY CONCEIVABLE ITEM OF INFORMATION ABOUT YOU, HUD IS LOOKING TO MAKE EVERY ZIP CODE IN AMERICA A REPLICA OF THE NATIONAL STATISTICS BY CATEGORY.  IN OTHER WORDS, NO MATTER WHERE YOU LIVE, YOUR COMMUNITY WILL BE MOVING TOWARD A STANDARD THAT IS FOUND IDENTICALLY IN EVERY NOOK AND CRANNY OF THE LAND EVEN IF NO ONE, OTHER THAN BUREAUCRATS, DESIRES THIS.


    DON'T BELIEVE ME?  WELL, I KNOW IT SEEMS LIKE MADNESS, BUT JOIN ME TUESDAY NIGHT AT 9PM ON NORTH FLORIDA WRITER LIVE WITH MY GUEST, BROKER-REALTOR DARLENE PIFALO, WHO WILL PROVIDE THE BAD NEWS AND HOW IT WILL IMPACT US.  YOU CAN ONLY FIGHT AGAINST THINGS THAT YOU ARE INFORMED ABOUT AND THAT'S WHAT WE HOPE TO DO TUESDAY NIGHT.


    THIS HAS BEEN TRIED BEFORE, BUT NEVER ON A NATIONAL SCALE AND NEVER WITHOUT THE INPUT AND CONSENT OF YOUR ELECTED REPRESENTATIVES.  NO ONE IS BETTER ABLE TO DISCUSS THIS THAN DARLENE PIFALO, A PROMINENT REALTOR IN THE GAINESVILLE, FLORIDA AREA WHO KNOWS THE INS AND OUTS OF THE REAL ESTATE INDUSTRY AND HOW IMPORTANT YOUR HOME AND YOUR MONEY ARE TO YOU. SHE IS KNOWN IN THIS AREA AS "THE PURRFECT" REALTOR AS SHE AND HER FELINE SIDEKICK, LUCKY, SHOW HER ZEST FOR ALL ASPECTS OF BUSINESS AND LIFE INCLUDING HER  LOVE FOR ANIMALS.


    HOPE YOU'LL JOIN US. IT WILL BE A VERY INFORMATIVE INTERVIEW.  DON'T SAY WE DIDN'T WARN YOU.  SEE YOU THEN.

  • 00:13

    Homeowners Insurance 101

    in Finance

    Sarae is joined by Chad Otto to discuss what you need to know about homeowners' insurance, including how liability coverage works and the extent to which your personal belongings are covered. Mr. Otto is a Life Underwriter Training Council Fellow (LUTCF) and an experienced insurance salesman with Liberty Mutual Insurance.

  • 00:40

    Homeowners Law Clinic: Adverse Possession Is Not Squatters Rights

    in Real Estate

    One of the biggest urban legends in real estate is that a house can be legally obtained by claiming "squatters rights" and believing that squatters rights IS adverse possession.  (It's NOT).


    There is too much mis-information and mis-education on this topic.


    First things first "squatting" IS "trespassing". Trespassing according to the government is a (wrong doing) that comes in two flavors:



    Civil Trespassing is a civil wrong doing known as a TORT.
    Criminal Trespassing is  a crime.
    Trespassing ...aka......."squatting" is not sanctioned by the government and is OFFICIALLY a crime on the books as well as a civil wrong (on the books) which can result in "Damages" to the "trespasser".
    Trespassers.............aka.......squatters........HAVE NO LEGAL RIGHTS as in relationship to ownership.


    Although real estate owners can not legally "self evict", what they can do is "legally" go after a "trespasser"........aka........"squatter" in Civil Court, Criminal Court, or BOTH !


    Adverse Possession is only a "legal issue" IF there is a TITLE DEFECT !


    Adverse Possession has to be one of the most misunderstood legal concepts on the planet.  In this installment of "It's My House", hopefully we can make people aware of what the real story is on adverse possession.


    We shalll also make homeowners aware of how to turn the tables on a "trespasser"............aka.........."squatter" without filing for an eviction.

  • 02:01

    National Back Farmers Association Helps Homeowners Become Food Producers

    in Women

    When it comes to government funding to grow food on your property, the difference between those who get it and those who don't get it boils down to one word: Farming. An urban garden might produce food that the property owner eats, feeds a family and even sells to others, but as the founders of the National Association of Black Farmers explain, gardening is a hobby. Farming is a business, and for those homeowners who want to grow food, they can tap into the many financial resources available from the Deparment of Agriculture if only they refer to their food growing activities as "farming."  Empowerment begins with land ownership and the ability to provide ones own food , clothing, and shelter. Today we learn from Dr. John Wesley and Kara Boyd how to capitalize on the power we have in our hands right now, to become producers and sellers of food.

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