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Affordable Care Act a boon for some small businesses
May 10, 2014 8:03 PM
By Bill Toland / Pittsburgh Post-Gazette
Bob Goldstein, a certified public accountant, knows his math — but he still couldn’t believe the numbers.
At his small accounting firm last year, health insurance for him, his wife and his handful of employees was costing $8,574 a month — or $102,888 for a full year of Highmark premiums.
That was before the Affordable Care Act took full effect. Now, premiums for his employees are costing $1,841 a month, or a bit more than $22,000 a year.
Annual savings? Nearly $81,000.
“Anybody who has less than 50 people would be crazy not to look at” individual insurance plans for employees purchased through, or alongside, the new health insurance marketplace, the Point Breeze CPA said.
Much has been made about how the Affordable Care Act will affect small businesses. A February report from the federal government said more would see premiums increase, rather than decrease, under the new pricing and ratings systems put in place by the ACA.
All new small-group policies are now treated like individual policies, and each employee — and covered family member — is rated and priced separately based on age, gender, place of residence and smoking habits. Those individual premiums are added up, and the small business pays the bill
Read more: http://www.post-gazette.com/stories/#ixzz3AZR7MqLf
Ernest and Renate will talk about your 401k and the pros and cons of having one and the taxes associated with it. Group insurance is it good or bad, find out today on A-American Legacy Radio at 3:00 pm.
Most Employees trust their Employer Benefit Packages at face value, but is this a good thing? How much fine print can be found in policy? Will those benefits be available when really needed? Are Group Insurance Policies the same as Individual Policies? Join in for 2014 Best of Talking About You with ESTRA Radio (Employer Benefits). Learn a lot about it in a single Episode.
As the CVO of MindBody Group Fitness Arts Foundation it is my pleasure to host Group Fitness Out the Box. I've been in the group fitness profession for a number of years and am dedicated to recruiting more instructors and developing creative fitness formats and business models.
Today we cover a variety of topics including
MindBody Group Fitness Arts Foundation's mission
2015 fitness trend forecasting via ACE website
Online fitness training by Vida
David and Goliath by Malcolm Gladwell and yes it has something to do with group fitness
Also, next week Ahmad El will be back with more on the mechanics of Tai Chi. Follow the show to make sure you don't miss the episode. Maybe we will take callers...
Comments? Please post them here or on MindBody Group Fitness Arts Foundation FB page. Thanks!
Stacy is a Relationship Coach that helps women to restore their hope, faith and confidence through reflective writing and life coaching. She is a motivational catalyst that believes in empowering women to live their best lives by stepping out by faith to fulfill their purpose.
Stacy has experienced many setbacks, trials and tragedies along her journey. She knows pain first hand and as result she has dedicated her life to helping other women to rise above adverisities. For Stacy, the challenges has helped to shape her life, gave her the strength to pursue the dreams and God molded her character to not simply settle but work towards being the best and accomplishing greatness.
Our special guest on A Kind Voice on Music is the wonderful Upstate Rubdown.These folks are a diverse group of musicians dedicated to creating fun acoustic pop music, with creative rhythms and harmonies. The band combines backgrounds in Jazz, Gospel, Folk, Bluegrass, Latin, Show Tunes, and Classical music, with a shared love of Soul, Motown, and classic R and B, to create a uniquely enjoyable sound. Imagine the Lennon Sisters meet Mumford and Sons with Bob Willis and The Texas Playboys to have sixteen espressos then listen to Django Rienhart albums. Let the dancing begin!
Host Mitch Ruth will ask members of the group about busking, upstate New York winters, their current projects. With luck, he will also seek an answer to the eternal question, "Where did my drink go?"
You can find out more here:
in Self Help
As a group of sisterfriends huddled together in the kitchen following our Sunday celebration service one of them said to me, "Dee, you go gurl, not many chocolate sisters can wear red lipstick!" I smiled. See, years ago I'd stopped wearing bright red lipstick. Recently, I started back. Oooooooh, and I love it!
I'd bet you too have a tube of red lipstick in your makeup bag, right? Do you dare wear it? You like bright, bold colors but do you wear them on your lovely bones? Can you, if asked on the spot, stand center stage and tell a room full of attentive people what you do, love, and fear? Do you ever just let it rip and brag about how fabulous, strong, and talented you are?
If you answered "no" to any one of these questions, why don't you? What's stopping you?
In this episode, Successful Women Wear Red Lipstick, I'll tell you a quietly kept "secret" that I "stumbled" (it was divine intervention really) across that simply explains why some women ROCK men's worlds, shine in their chosen work, and just have more fun, while other women struggle. As we go into 2015 wanting and hoping for more, I'll offer you some simple but powerful strategies for creating more of what you want! I hope you'll tune in on Thursday, December 18, 6:30pm ET on Own Your Power with DeBora M. Ricks.
John Murray is a vessel with a heart for leading people into the presence of God. He is currently Worship Pastor at Northwood Church of Keller Texas, under the leadership of Pastor Bob Roberts Sr.
As a gifted singer, songwriter and musician, John has had the honor of playing live and or studio sessions with artist such as, Bishop Hezekiah Walker and L.F.C. , Tramaine Hawkins, and Bishop Bruce Parham (for whom he served as guitarist, vocalist, and Musical Director).
While living in Philadelphia PA John founded the Urban Gospel group “Christlike” (with whom he released two CDs “Remember” and “Here and Now”) and His choir “John Murray & Worship” (with whom he recorded the CD “Heart Of A Worshipper”). After his departure from Philadelphia and coming to Texas in 2007, John served faithfully for six years as the Director Praise and Worship at the Potters House of Dallas , Texas.
God has blessed John to pen songs that have been national hits such as “Speak (Into The Atmosphere)” which was covered by Myron Butler on both of his albums (“Revealed”, and “Worship”). Then there is “Lord We Are Waiting” which was covered by Tamela Mann on her latest CD “ Best Days”.
You can also hear John’s music on Bishop TD Jake’s “Woman Thou Art Loosed” (which was recorded Live at Pastor Joel Olsteen’s Lakewood Church).
The discussion continues Healing Black Communities Part 2 | We will be examining the marches for justice in our judicial system. This weekend Saturday, December 13, 2014 in Washington DC and New York City; people marched and chanted Black Lives Matter and around the world demonstrations of colored people lives (black, brown, red or yellow) being valuable and worth keeping alive has hit homes.
This is a universal problem (worldwide) and we "the people" the masses, need to take heed at the whole picture and not half or the portion that only affects us. The reactive behaviors towards societal issues that keep a group of people oppressed has come to its head; we the people will no longer stand for supremacy behaviors; it’s not white, it’s not European but the selective few called the elite that needs to be stop and it doesn't matter what color or culture it stems from.
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