SORT BY Relevancy
The Santa Clarita Valley numbers today with regard to foreclosures are down quite a bit from back in 2009 through 2013. In fact today we have 29 toll on market foreclosures that are in some type of status. One of the statuses is active, another back up, and another pending. So this is showing you that we have reduced within the foreclosure inventory here in The Santa Clarita Valley cities. With regard to the off market foreclosure listing Santa Clarita valley is currently showing 282 of those types of properties. These are properties that are not in the market for sale and consist of bank owned properties, properties going to auction, bank owned properties, and those that of been sold to a third.
Getting The Right Mortgage for You and Understand Your Options for Foreclosures with Chris Cabanillas is our guest on The Core Business Show with Tim Jacquet. The same group that was all but shut out from owning a home right after the housing crash - could be the same group that saves it! The latest stats from Halifax show there were more first-time buyers taking out loans in 2014 than at any time since 2007 - and the reason may be banks are back to taking smaller down payments. The question is - is this good for housing or do smaller down payments mean we are creating another housing bubble? "I think it's a trend and I don't think it will lead to another housing crash. In fact the president's efforts to loosen lending standards may be the best thing to happen to the real estate market - and specifically young first time home buyers - in a very long time", says mortgage and foreclosure specialist Chris Cabanillas of Cabanillas & Associates. So who is right? Are we headed down the same path that contributed to the financial meltdown - or spurring a slowly healing real estate market?
DebtRace Relationscontractsstudentscreditcredit repair
The idea behind student loans was that the government would help students get an education they otherwise couldn’t afford. But it hasn’t worked out that way. Yes, more money has been made available to pay for education. But that new money has also seemed to contribute to a faster growth rate in school fees. So, in effect, students are having to borrow more and more to get their education. The article below seeks to provide some background to the street protest signs about student debt. As it explains, the total amount of student loans has quintupled in about 12 years, the level is similar to total credit card debt, and more and more students leave school with a heavy burden of both student loan and credit card debt.Race and student debt
An equal proportion of white and black respondents – 46% and 45%, respectively – said that they or someone in their household has student loan debt, according to Havard of 18-29-year-olds. The number was slightly smaller for Hispanic households, at 32%.
Money is an important factor when it comes to attending college, especially for those who have little. The majority of the IOP survey respondents, at 70%, said that financial circumstances played a role in their decision whether or not to attend school at all. The difference between race was even more stark in the breakdown of these responses, with 52% of blacks saying that it played an important role compared to 38% of whites.
DEFINITION of 'Credit'
1. A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest. The term also refers to the borrowing capacity of an individual or company.
2. An accounting entry that either decreases assets or increases liabilities and equity on the company's balance sheet.
in Self Help
Join the tribe in a discussion on: Foreclosures & Preditory Lending Practices Against Females and Minorities in General.
Which communities has been hit the hardest and the most frequently? Has someone in your familiy and or community been effected by a Foreclosure join us tonight in a discussion. Call in with your comments. Thanks Omi
http://foreclosures.paris911.com and http://paris911.com/shownotes lol - and finally http://paris911.com/foreclosures - three items mentioned on today's podcast for our REO and HUMP day Wednesday's broadcast related to the local Santa Clarita Foreclosure Market. Enjoy the show and let my Team and I, or just me, know when we may help you with your housing purchase or sale of!
Join me as I interview RealtyTrac CEO Jamie Moyle and VP Daren Blomquist to discuss how foreclosures and short sales offer the best deals for home buyers and how you can get in on the action.
* Just how much inventory is out there (almost 10 million)
* The areas with the most foreclosures waiting to drop (this is going to surprise you)
* Secrets for Buying Foreclosures
* How you can afford to buy even when your credit is shot, your income is too low and prices are through the roof
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