SORT BY Relevancy
in Real Estate
Here is a snap spot of the foreclosure prevention options that are available to you if you are in fact behind or delinquent on your mortgage payments. Each individual’s situation is different and one foreclosure precention option may or may not meet your needs or help you in the end. Selling isn’t always the only option. In fact, for many sellers, it’s the last option, which I understand and can appreciate.
If I can help you save your home, I will. Why? Because I don’t mind being your real estate hero. Earning your trust and possibly earning referrals from you is just as important to me and being able to help you move on, if you decide to pursue any of the options discussed in today's show.
The CFPB, which was established under the auspices of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, codified at Pub. L. 111-203, 124 Stat. 1376-2223, issued new mortgage servicing rules that went into effect as of January 10, 2014.
Under the new rules, a mortgage servicer cannot initiate a foreclosure until 120 days after you fall behind in payments. Also, the servicer cannot start the foreclosure process if a loss mitigation application is pending.
What this means folks is that if you submit a complete loss mitigation application to your mortgage servicer after the foreclosure has started, but more than 37 days before a foreclosure sale, the servicer must stop the foreclosure proces until:
1. The servicer informs you that you are not eligible for any loss mitigation options (and any appeal you make has been exhausted);
2. You reject the workout option that the servicer offers to you, or
3. You accept a workout, but fail to comply with the terms of the deal (such as not making payments during a trial modification)
To find out more about the CFPB's new mortgage servicing rules, visit our website at www.ediscoverynow.net or call 888-502-0586 to speak with and E-Discovery Specialist.
A recent American Express survey of U.S. small-business owners found that fraud prevention is a top concern for small merchants. However, almost half of those surveyed said they are unaware of new EMV industry standards taking effect in the U.S. this October. On February 25, we will have Gene Marks-an author and one of the top small business experts in the nation. Gene will explain what the new EMV chip cards mean for consumers and small businesses. You'll also learn how American Express has committed up to $10 million in reimbursements to fight fraud
FRAUD PREVENTION-What the new EMV cards will mean for small merchants & consumers
CREDIT SMART-How EMV cards work and why they're a more secure way to pay
PLAN AHEAD-How chip cards will be distributed and changes small merchants will need to make
GENE MARKS is a columnist, author, CPA and small business owner. Gene has published six best-selling books on small business management, his latest being the Manufacturer's Book of Lists and IN GOD WE TRUST, EVERYONE ELSE PAYS CASH.
WDC Radio Show Movement
How would life be if we could prevent another child from being born with the Sickle Cell Disease or Lupus? And if a there were a child born that the family would have the education and the resources in every community they lived in.
6:30pm PST / 9:30pm EST the Juice Bar
7pm PST / 10pm EST Play Room Radio
7:30pm / 10:30pm Lupus Awareness Show
8pm PST / 11pm EST the Sports Collective
Join Cherise, Scott and George as they discuss life with diabetes, diabulimia (ED-DMT1), advocacy and more with Asha Brown, Founder and President of www.wearediabetes.org. Asha is an advocate for healthy and happy living with T1D. Strong supporter of diabulimia awareness and diabulimia prevention in the T1D community.
It's October of 1993 in Hawaii. A drunk driver hurtles toward a bend in the road. From the opposite direction, accomplished advertising creative and triathlete Phil Slott takes a routine drive. As he eases into the bend, he meets the drunk driver skidding into the wrong lane and, in one second, Phil's life takes a dramatic turn. As he struggles to stay alive in the ICU, Phil's organs, bones, and much of his brain are broken. What he and everyone else come to realize is that his creative drive and passion remain intact. And these abilities serve as the foundation for his arduous yet inspiring road to recovery. This is more than his story. Written in collaboration with his wife, Mary Spears, Damage Control: A Brain Injury Survivor Helps You Beat the Odds, is a tough-love conversation and guide for those who have survived a traumatic brain injury (TBI). It is intended to help other survivors regain hope and quality of life. Available on AMAZON more info: http:// www.philslott.com. Welcome to another episode the Brain Injury Round Table. I am your host, Constance Miller, brain injury survivor of 32 years; author of the original brain injury owner's manual entitled From The Ashes. This innovative guidebook was featured on Super Bowl XXXIV. Miller is Managing Director of Brain Injury Resource Center, located on the Internet at http://www.headinjury.com. Also joining us is Tai Campbell, my invaluable contributor tireless community activist, and founder of Taken Back Our Community (TBOC) http://www.tbocnow.org. He is the survivor of an incredible history of childhood brain injuries. I'd like to thank: all our listeners for bringing our voices, to your home, or your mobile device wherever you are around the world. Additionally, I’d like to give a big thank you to this show’s sponsors: Martha Marcum, mother of a brain injury survivor and author of MARTHA'S FABLES and Gordon Johnson, attorney of http://www.TBILaw.com
and your call to our Brooklyn, Navy Yard,
phone number (357) 884-8078
we will have a full show and look forward to
begin with you. Beginning at 2300 pm Zulu!
for our CIVILIAN CONUS friends that would be
8pm Atlantic/7pm Eastern/6pm Central/5pm Mountain/4pm Pacific
Inspire and uplift your listeners with this fun, upbeat guest interview which will bring to your radio program encouragement wrapped in humor, and provide practical tips to KNOCK OUT FEAR that discourages us, robs us of hope, and keeps us from taking the next step. Fear is a dream killer.
I’d love the opportunity to work together with you to encourage others. I'm an Author, Speaker, Inspirational Humorist, Christian Comedian and Ovarian Cancer Survivor who shares the story of challenging her battle with fear using humor, positive attitude and faith to inspire others to never give up.
( JANA FLAIG cancer experience establishes my credibility for knowing fear, and the experience through which I learned to Fight Fear. Cancer was mychallenge, but others Fight Fear that comes with divorce, job loss, empty nest, foreclosure, etc. The focus is not which hardship your listeners experienced; the focus is learning practical tips to knock out the fear that comes with any life challenge.
NATIONSTAR MORTGAGE ESCROW FRAUD UNPAID TAXED LATE FEES HUD RESPA VIOLATIONS BREACH OF CONTRACT CONSUMER RIGHTS FTC FDIC CFPB HELP
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
Phone (888) 234-7006 Ext 101
Fax (888) 234-7096
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THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)
Our daily news, research and educational programming incorporates cutting-edge research with deep background to current news stories as well as practical insights on how to make progress a regular part of our lives. We cover culture, history, education, economics, business development, health and disease prevention, along with a broad spectrum of other human endeavors. Our aim is to create a peaceful, prosperous and sustainable society wherein all of our children can live toward their greatest potential.
Learn more at www.LIBRadio.com
1. What’s new for you from Diane [1:05]
2. Introducing our guest, Christa Orecchio [2.58]
3. Christa’s introduction to Candida [4.16]
4. What exactly is Candida [7:21]
5. What are some other symptoms of Candida overgrowth? [9:50]
6. What causes the Candida to overgrow? [11:43]
7. Detection of a Candida overgrowth [13:24]
8. What a Candida diet consists of [18:45]
9. How to find a balance with the Candida diet, and die off symptoms [26:31]
10. Treatment options through traditional medicine for Candida [34:16]
11. How are setbacks handled on the Candida diet [38:26]
12. What happens if I relapse after the 8 week Candida diet? [40:35]
13. Efficacy of Diflucan and Candida [47:22]
14. Candida cleanse as a preventative of cancer [49:46]
15. Mercury amalgam fillings and Candida [52:59}
16. Apple cider vinegar and Candida [55:55]
17. Wrapping it up with Christa Orecchio [57:02]
18. Liz’s Baby Making and Beyond tip of the week: pregnancy and your immune system [59:11]
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