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  • 00:34

    Alternative Mortgage Lending, Janc/Morgensen - Angel Oak Home Loans

    in Finance

    Although some investors are still holding tight to credit standards, mortgage credit availability loosened last month, according to a recent Mortgage Bankers Association report.  The MBA concluded that the Mortgage Credit Availability Index (MCAI) increased 0.5 percent to 122 in April.


    Of the index’s four components, Government lending saw the greatest easing and was up 1.1 percent over the month. The Jumbo index increased of 0.8 percent and the Conforming index saw an increase of 0.2 percent. The Conventional index decreased 0.6 percent.


    It appears the increase was driven by new offerings of FHA’s 203(k) home improvement program, new VA offerings and new jumbo products. The increase was partially offset by some investors tightening underwriting criteria on conventional cash out offerings.”


    Joining me today to discuss alternative mortgage lending is Lee Janc, a Strategy and Business Development Executive for the Financial Service Industry and Eric Morgensen of Angel Oak Home Loans.  Angel Oak Home Loans serves both the Retail and the Wholesale markets and specializes in non-conforming products.


     

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR/ESCROW FRAUD/PAYMENT ERROR/CONSUMER RIGHTS/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE REQUIRED ESCROW WITH LOAN MODIFICATION FAILURE TO SETUP ESCROW PROPERLY RESULTING IN ESCROW FRAUD PAYMENT ABUSES CONSUMER RIGHTS VIOLATIONS CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:37

    THE DAILY COMPLAINT (OCWEN/ESCROW FRAUD/FORECLOSURE/CREDIT/RIGHTS/FTC/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN LOAN SERVICING MORTGAGE SERVICING VIOLATIONS ESCROW FRAUD FORECLOSURE ISSUES FALSE CREDIT REPORTING COURTS FDCPA DEBT COLLECTION CFPB RESPA CONSUMER RIGHTS QWR


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:34

    THE DAILY COMPLAINT (BANK OF AMERICA/DOJ SETTLEMENT/THE TRUTH/WHERE TO GET IT)

    in Finance

    TODAY'S SPOTLIGHT:


    BANK OF AMERICA HISTORIC $17B U.S. DEPARTMENT OF JUSTICE SETTLEMENT $7B PLEDGE TO HELP HOMEOWNERS THE TRUTH ABOUT THE SETTLEMENT WHERE TO FILE FOR SETTLEMENT PLEDGE MONEY


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:32

    Special Episode: J. Stephen Fancher,President & C.E.O. of FL Export Finance Corp

    in Lifestyle

    This week we are having a specal episode with a Special Guest, Mr. J. Stephen Fancher.  This week we will be discussing how speakers and business owners can benefit from the export trade industry.  The question we will be answering is "Who can benefit from the export industry?


    J. Stephen Fancher is the President and C.E.O. of the Florida Export Finance Corporation (FEFC) which is a not for profit corporation formed, funded, and sponsored by the State of Florida.  He has 40 years of diversified experience in export trade finance starting with 15 years at Caterpillar Tractor Co. where he was the resident expert on government export assistance programs. 


    He joined the Foreign Credit Insurance Association (FCIA), now part of the Export Import Bank of the United States, and later formed a private company instrumental in developing the U.S. capital markets as a funding source for foreign receivables. Mr. Fancher has acted as pro bono consultant to both the U.S. and Florida governments. 


    His export trade experience with both large and small companies and in both the public and private sectors has given him a valuable background for running the FEFC with its primary purpose of financial support for Florida small and medium sized exporters.


    Link: http://fefc.dos.myflorida.com/


     

  • 02:08

    Episode 162 - Open Discussion and Q&A (06/02/15)

    in Education

    Open Discussion and Q&A regarding credit reports, debt collectors, unwanted calls, credit card debt, and foreclosure related issues. Call in and feel free to ask any questions about your specific situation(s).


    Become a member to have access to our entire library of related information, along with access to the moderators via the members forum and live members only webinars. Go to http://www.whatliesinyourdebt.com and "Join Now"!


    debt, credit card debt, credit reports, credit report repair, debt collectors, collection calls, debt collection calls, foreclosure, stopping foreclosure

  • 00:56

    Ron Siegel Radio Network May 29, 2015

    in Real Estate

    Ron Siegel of Anaheim Hills, CA, Lynda Eisenmann of Brea, CA discuss: current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA on NBC Talk Radio. 


    Ron and Lynda discuss: How many transactions would it take to be comfortable with a real estate agent understanding the industry; Is it possible to be both a Buyers and Sellers Market; With online Data, what is the main reason for an Experienced  Real Estate Professional; Inventory Levels are still below the 6.0 month level necessary for a normal market; Home Prices have experienced gains for 38 straight months; How to Finance a Secod Home; Reverse Mortgages for New Home Buyers; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; The SLT will Provide a Complementary Real Estate Action Plan (R.E.A.P.) Semi-Annually, and so much more.


    Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family.


    Reach Ron at                  


    ·         800.306.1990 


    ·         Ron@RonSiegelRadio.com


    ·         www.RonSiegelRadio.com


    ·         www.SiegelLendingTeam.com


    ·         Twitter: @RonSiegel


    ·         www.Face

  • 01:04

    Al Porter M.A.N.in the Streets

    in Music

    Rev.Al Sharpton comes to Cleveland and tells the city to build up the inner city like Downtown Cleveland-Plus he comes down hard on Police Brutality with a major plan but what is it?-And what is the BMA&How did they play a part in the Rev.'s visit?Plus,we deal with the Black Church Role as explained by Rev.Al!As well as Dan Gilbert(Cavs owner)being the Foreclosure King as Lebron is the Basketball King!The Dept.of Justice steps in and gives a major city a smackdown!Plus your phone calls&thoughts at 646-478-0944!

  • 00:35

    THE DAILY COMPLAINT(CALIBER HOME LOANS/SELENE FINANCE/LOAN MOD SUCCESS STORIES)

    in Finance

    TODAY'S SPOTLIGHT:


    CALIBER HOME LOANS FREDDIE MAC MHA HAMP LOAN MODIFICATION SUCCESS STORY (FHFA)  & SELENE FINANCE PRIVATE INVESTOR FORBEARANCE AGREEMENT SUCCESS STORY (NY DFS)


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 02:00

    Remedies That Work

    in Culture

    BROTHER CHAYIL WILL BE DISCUSSING FORECLOSURE REMEDIES AND SOLUTIONS, INTRODUCING DECLATORY JUDGMENTS ON CASES, INDEMNIFICATION OF BIRTH CERTIFICATE WITH FULL FAITH AND CREDIT.


    THIS IS GROWN FOLKS RADIO WHERE WE DISCUSS, TALK AND PROVIDE SOLUTIONS AND REMEDIES.

  • 00:57

    Ron Siegel Radio Network May 26, 2015

    in Real Estate

    Ron Siegel of Anaheim Hills, CA discusses: current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA on NBC Talk Radio. 


    Ron discusses: What  is the VA Interest Rate Reduction Loan (IRRL); Can I really get a loan and build in home repairs; What is the FHA Renovation Loan; “Lagging Supply” Leads to Slowdown in Sales; Home Buyers Borrowing More Than Ever Before; 3 Reasons to Buy A House You Don’t Want To Live In; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; The SLT will Provide a Complementary Real Estate Action Plan (R.E.A.P.) Semi-Annually, and so much more.


    Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family.


    Reach Ron at                  


    ·         800.306.1990 


    ·         Ron@RonSiegelRadio.com


    ·         www.RonSiegelRadio.com


    ·         www.SiegelLendingTeam.com


    ·         Twitter: @RonSiegel


    ·         www.Facebook.com/RonSiegelRadio