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  • 00:31

    Digging Deeper Into Your Financial Plan

    in Finance

    Join us as we launch our new format!  Learn about the high cost of annuities; our Charitable Giving in 2015 event on April 1, 2015; and our consumer and kid's tip of the week.  This week's main topic is learning how to make your financial plan focused on what you can control, rather than wasting your energy on things you can't control!  Don't miss this opportunity to dig deeper into your financial plan.

  • 00:32

    LAURA GALL'S FINANCIAL FITNESS BOOTCAMP

    in Education

    FINANCIAL FITNESS IS NOT EASY.  BUDGETING IS NOT EASY.  SAVING MONEY AND CUTTING COST IS NOT EASY.  WHY?  FINANCIAL FITNESS IS NOT EASY BECAUSE EXPENSES CONTINUALLY INCREASE AND NEVER SEEM TO DECREASE UNLESS WE TAKE ACTION TO CUT COSTS AND KEEP MORE OF THE MONEY THAT COMES INTO OUR HOUSEHOLDS.  ARE THERE TRICKS TO CUTTING COSTS?  LISTEN TO THIS SHOW AND FIND OUT HOW TO CUT 10 BUDGET BUSTERS!

  • 01:13

    Financial Freedom University : FOCUS - Follow One Course Until Successful

    in Entrepreneur

    Changing thousands of people lives has been my mission and vision since I started my radio career in November . BACK from a spring break at 7 pm PST. Learn how working full time I was able to in 3 months give myself an 8k raise in my part time business ,which in the next month is going to increase to another 20k.


     


     


     


     


     


    Find. Grow. Keep that is the motto to follow in order to be financially fit. Learn about the financial market,   financial News and more!!


    Have your notes ready CLASS!


     


     


     


     


     


     


     

  • 00:30

    Financial Resolutions Worth Making

    in Finance

    In this episode, I'll talk about the financial resolutions that are worth making.  We'll discuss how to set SMART goals that motivate you and your family.  We'll discuss savings goals: a fully-funded emergency fund, saving for big purchases, saving for college and retirement.  We'll discuss debt-dumping goals, income goals, and purely fun goals for 2015.

  • 00:32

    It's My Money! Financial Pitfalls in Relationships

    in Relationships

    In this episode, Certified Public Accountant, Saafir Malik with the Jones Accounting Group, Montgomery, AL discusses the financial areas that couples and singles need to address when looking to marry or cohabitate.  Saafir will share real world examples of the impact that fiancial decisions can have on the overall quality of life.


    ABOUT SAAFIR MALIK


    Saafir Malik is a Certified Public Accountant and the Chief Financial Officer of Jones Accounting in Montgomery, AL. Saafir also his minister and tax financial services certifications which focus on compliance for non- profits and ministers. He is a member of the American Institute of Public Accountants. Saafir is one of the few CPAs who strictly deal with taxation issues year round whether it is individuals, businesses and non profits.  Over the course of 15 year career Saafir has developed financial and tax strategies that have save clients millions of dollars in taxes, remove liens levies, garnishments and had clients tax debts total dissolved.  After working in for corporate America Saafir decided to start his own practice which focuses on Taxation and business structuring  to fill a much needed void in the small business community. One of the most unique aspects of Saafir practice is that he offers premarital financial counseling for couples by applying biblical and practical principles to assist couples in deciding whether are not they are financially compatible for marriage, so that couples can avoid divorce by either not getting married due different views on money or coming together to develop a solid plan to carry them in to marriage.. Even though Saafir has several notable accomplishments , the ones that touches his heart  when  couples tell him that the principles he gave them has helped propel their marriage to the level by assisting them in avoiding the financial pitfalls of a new marriage.

  • 00:32

    Financial Legacy System: Vacation on a Budget

    in Finance

    Sherri Gray, The Money Mom and Certified Personal Finance Counselor, gives financial hope to her clients nationwide. Now she uses her show to share her experiences and offer advice on money topics that affect you. You can listen in, share your experiences, and leave encouraged. To learn more about The Money Mom go to www.themoneymom.org.

  • 00:30

    Financial Grace: A Mighty Move of God

    in Women

    "With God all things are possible" Mt 19:26 We've all heard it and likely prayed it a zillion times for various things throughout our life.  In finance, I find that its easy for emotions to get mixed up around what to pray for.  There is often a fear of praying for money because of concerns it might seem like idolotry.  There is also an unfortunte perception that praying for finances could be perceived as selfish.  Whatever the reason, the reality is that money has a tendency to create emotional and mental blockages even before we pray.  Instead we end up 'hoping' for a windfall or increase, and financial blessing.  This kind of hope isn't the same as the hope we have in the Lord, because it's coming from a place of lack, not of abundance.  


    Yet God does care about your finances and we have biblical example, after biblical example of His infinite provision. So what do you do?  How do you pray for finances?  God isn't a giant genie that if you pray a particular way He'll pour out gold into your life, but He does give us seed to produce fruit and an abundant harvest when we seek Him with all our heart.  


    Join me this week as I share an amazing story and the practical strategies that saw God move in a mighty financial way.

  • 00:24

    Make Your Financial Plan Soar

    in Finance

    Carl Richards is a certified financial planner and a columnist for the New York Times. His weekly column, Sketch Guy, has run every Monday for the last five years. Carl has also recently released the One Page Financial Plan and joins us on the Midday Money Show to talk simplicity when it comes to planning your financial future.


    Visit our site, www.debtfreedivas.org, to view the show notes for this episode.

  • 00:30

    Financial Grace: Timing and Sequence Matter with Money

    in Women

    Question:  Do I need to incorporate a business to minimize taxes if my new product takes off?


    Answer:  Cash flow is the life of your finances, not the rate or fees you’re paying or earning.  This applies to the return on your investments; or rate you’re paying on your loans.  This same principle holds true for fees and taxes as well.  All of these things are obviously important, but when you follow a structured hierarchy of criteria for making financial decisions it will help you to stay out of fear, doubt and scarcity in your activities and decisions.  Staying simple and focused on the important factors will also mean you will have an easier time keeping God’s order and harmony in your financial life.  Listen in to learn about the hierarchy and how to apply it to your personal and business decisions today.  


    If you have a personal finance question you'd like to have answered on Financial Grace Radio you can email sam@financialgrace.org and listen on the CWAradio network for answers and ongoing discussions on money questions and issues you might not have even known to ask.


    Links: www.financialgrace.org


    www.facebook.com/God.Money.Real.Life

  • 00:22

    7 Financial Activities You Must Do With your Graduating Senior

    in Finance

    Join host Barbie O'Connor for this week's MoneySmarts4u show about the 7 Financial activities you must do with your graduating high school senior or your junior soon to be senior student.  Topics to be discussed is getting a summer job, how to save money, avoiding debt, what money is available for college expenses, budgeting, senioritis and what to expect during that Freshman year in college.  


    For more MoneySmarts4u, buy the book on Amazon.  Subscribe to the show.  Like us on Facebook.  Listen in on Itunes.  Email any questions to barbie@moneysmarts4u.com.  Check out the website, www.moneysmarts4u.com. 


     

  • 00:23

    Financial elder abuse overview under California law

    in Legal

    Introduction


    Financial elder abuse is on the rise in California.  People are living longer due to advances in science, medicine, health, fitness and nutrition.  At the same time, "seniors" (those over 65 years of age - which is still relatively "young" if you think about it) are some of the sole survivors of the "mortgage meltdown" and they are oftens the victims of financial fraud and "elder abuse."  This husband and wife podcast discusses what elder abuse is, how to spot it, and the types of legal claims we handle as a California financial elder abuse law firm.


    Common perpetrators of financial elder abuse 


    1.  Attorneys (these professionals are in a position of "trust" and "confidence" and can unduly influence, coerce,  misinform and cause seniors to make very bad financial decisions that can affect real estate, and stock portfolios).  Attorney malpractice is another common claim in this area.  We have seen "counseling" that has resulted in the loss of substantial equity in residential and commercial real estate estate.


    2.  Car dealerships (Car dealerships can try to "steal your trade" or engage in "bait and swtich advertising" or sock you away in a car loan that


    3.  Friends


    4. Insurance


    5. Family (kids who see their parents as easy targets).  


    6.  Mortgage brokers (lenders and loan officers can sock a senior away - and take exorbitant loan fees - to steer an elder into an unconscionable predatory loan (ex. a negative amrotization or "option arm loan") or fail to advise as to the advisability (or non-advisablity) of a reverse mortgage.  These fees can be "taken" in bad faith resulting in serious daamges to an elder.