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in Self Help
Since April is Financial Literacy Month and tax time has passed, let's begin focusing on our finances for the remainder of 2015. I know you have been putting your receipts into a shoebox or an accordion file, so let’s start recording, tracking and managing those expenses so we can make some basic financial decisions like; what vacation(s) can we schedule this year? Which expense(s) can we cut back on to start saving towards our year-end-goal?
Let me share with you this awesome tool that you can create by attending my signature Microsoft Excel training program called the "Manage Your Personal Finances" or MYPF Learning Program. The MYPF Learning Program takes a total of eight hours to complete. During the training you will learn various Microsoft Excel functions and concepts that will provide you with knowledge that can be used in other aspects of your life (personally, professionally, or academically). The program is now being offered in a virtual platform, over the Internet, and it is designed for the beginner or novice computer user. All that you need is the Microsoft Office Excel application and an Internet connection. The goal of the program is to help individuals become more "efficient, effective and productive" users of technology.
Join me during the broadcast to learn more about this simple and easy-to-use tool that you create as the result of completing the MYPF Learning Program.
Illinois orders for child support do not cover every expense that your child will incur. How can that be? What if I have my checks garnished each and every time, why and how could I be expected to pay more? People have to be very careful about this and expectations need to be calibrated to be in tune with the Illinois Courts. This podcast will detail how the judges in Illinois go about making decisions into what expenses the non-custodial parent will have to make in addition to child support. Attorney Pequeno will describe what sorts of debts may be incurred and how the court determines amounts that have to be paid for this.
This show will be about how to imporve ,and cut expenses the V.A. health care system
in Real Estate
In this installment of "It's My House" we shall discuss (How To Finance Nursing Homes Expenses). Sooner or later if you are blessed to live long enough, more than likely EVERY human being on the planet will need some type of assisted living arrangement. It could be minor Assisted Living arrangements or full time care at a Nursing Home.
Our topics today shall covder:
What are the cost today for Assisted Living and Nursing Homes ?
How To Finance Your Expenses.
Creating Family Based Nursing Homes.
Why People Go Broke.
When GoodRx first came up on CoHealth's radar in 2012, the company's co-founder, Doug Hirsch, described the mission this way: "We want to mimic companies like Orbitz and create prescription-drug-price transparency so consumers are informed and can afford the medications they need."
Since then, GoodRx went on to win awards and accolades for its consumer-friendly interface (including CoHealth kudos for helping one of your co-hosts save $40 on a Rx). The company has also grown its services to include a transparent PBM for employers, a GoodRx plaform for physicians, and even a GoodRx search for pet pharmaceuticals.
Join us to find out what's good about GoodRx for you and your employees.
We’re talking about Liberty Health Share. It is not health insurance. It is medical cost sharing. And it is allowable under the Affordable Care Act. Now I joined and saved 400-dollars a month for my wife and me. We joined as a couple. In addition the Initial Unshared Amount, or what the insurance industry calls a deductible, or what I pay out of pocket dropped 80-percent down to 1-thousand dollars for both us for the whole year. Executive Director Dale Bellis explains.
Again that was Dale Bellis, the Executive Director of Liberty Health Share. Those initial unshared amounts, again like insurance deductibles, in other words what you pay before sharing begins, are 500-dollars for an individual, 1-thousand dollars per couple, and 15-hundred per family per year. There’s plenty more information on Initial Unshared Amount. Go to liberty health share dot-org slash John Daly. Stay informed not inflamed.
in Self Help
A major change in the economy has been unfolding for several years. It is reaching a financial crisis that will no longer be unnoticed by most. It is possible that social chaos could result.
The Greek and European debt crisis has come to a head, as well as the one in Puerto Rico. The bond market is failing. With interest on bonds so low that some rates are negative, as interest rates now rise to draw investors, the older bonds are falling in value. The stock market may fall with bonds as the ridiculous derivatives market crashes. Very few people have a full time job with benefits and enough pay to meet living expenses and service their debt.
Inflation has been in gear in needed items like food, health care and utilities. Even though crude oil prices fell earlier this year, they have risen back somewhat, and gasoline prices are close to $3 again. Meanwhile the “petrodollar” is being abandoned in the world oil markets. Will the dollar fall? Will gold and silver skyrocket? What about real estate? Will currencies be reset, perhaps even backed by assets?
Is this an engineered collapse to set up a world economic governance via trade agreements and international institutions? It is wise to be better prepared for the changes in progress.
David Doctorow, Chief Strategy Officer of Expedia to discuss ways small businesses can save on travel expenses.
CEO Ethan Anderson says his application can be a game changer for small business leaders who want to better manage their time and contacts.
Mike Oristian is co-founder of CALLPROMISE talks about why calling back prospects/visitors adds sales, profits
June 28th the Reverend Shawn Whittington joins us on Spaced Out Weekend! He is a devout Catholic and an Ordained Spiritual Warfare Minister. His wife Sharon is very strong in her Lutheran faith, and a sensitive/ intuitive. They are a husband and wife ghostbusting team based in Las Vegas Nv. with over 40 years combined experience. The team is fully equipped to perform a thorough paranormal investigation if needed. But, Ghost-B-Gone strives to go one step further than just ghost hunting. They specialize in getting rid of that extra unwanted guest in your home. http://www.ghost-b-gone.biz/
Ghost-B-Gone has helped many Las Vegas families over the years get their lives and their homes back. Trouble of a paranormal nature can be quite disturbing, and unless you have gone through it yourself, you can't quite know what it is like. Therefore, all inquiries are confidential, and they do not charge for our services, but donations are welcome to cover out of pocket expenses.
in Real Estate
Today we will cover the Millionaire Real Estate Agent's Budget Model! The Budget Model is a high level look at your spending and it highlights those areas where your focus and attention will pay the highest dividends.
The MREA Budget Model is divided into two broad categories: cost of sales and operating expenses. Your cost of sales reflects the actual costs of capturing and converting your leads to sales, which would then reflect the compensation of your listing specialist(s) and buyer specialist(s). The operating expenses are divided into nine broad categories: Salaries, Lead Generation, Occupancy, Technology, Phone, Supplies, Education, Equipment, Auto/Insurance.
The "Big Two" as a percentage of operating expenses are salaries and lead generation so you will need to hold these two expenses accountable to results. If you do, your budget will be a healthy one!
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