Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.

  • 00:15

    Insurance Companies and Lobbyist

    in Podcasting

    Insurance Companies testifying in front of Congress is like a revolving door which provides them with legislation used in court, more tax exemptions and subsidies, the likes any group of citizens will never see, on top of many government official writing up this legislation and later going to work for Insurance Companies to assist them in finding the necessary loopholes, if they were not written into laws for insurer benefits in the first place.


    Has Congress ever asked you to testify about the hardship caused by the actions of Insurance Companies or Employers regarding keep settlements or benefits?  And if they did, would Congress really be listening?  Would this be another case similar to the Anita Hill scandal which shows they indeed do what they want in spite of what is best for the people? 


    Today lets talk about Insurance Companies, their Lobbyist, Congress, and their impact on you. 

  • 00:24

    Basic Car Accident 101 For Right Now

    in Podcasting

    Prioritizing personal goals will decide what is lost or gained in most cases.  When recovery is ranked at the top, outcomes can be as good as it gets.  If financial safety and security is protected, what is available will last longer.  This may be one of the biggest surprises encountered in lifetime.  Collisions have changed lives in an instant and what is done afterwards helps to move forward or be left behind.


    Lets talk today about Basic Car Accident 101 When Needed Right Now. 

  • 00:20

    Standing or Following Election Cycle

    in Podcasting

    Standing in your own truth regarding Presidential Candidates versus following Election Cycle creates emotions which may swing from the lowest valley to the highest mountain top. Being able to navigate truths and untruths can sometimes feel like a Ph.D. is required to shift what is being stated.  Making a choice that protect the interest of you and your family has years of consequences.  Add to this the relationsship between Congress and the Insurance Industry if dealing with a car collision only deepens the importantance of all of us making the right decision in the Ballot Box.  


    Today, lets talking about standing in your own truth in deciding the next President versus believing what you are hearing. 

  • 00:19

    When Congress listens more to Wall Street than Main Street Policyholders loose

    in Podcasting

    When Congress listens more to Wall Street than Main Street, Insurance Policyholders are placed at a very serious disadvantage. Why? Because the number of Lobbyist for Conglomerates who participate internationally have a great deal more power and influence to set Insurance Industry Standards, layout Employee Benefit Programs that can be setup in their favor against claims filed by insured, and make policyholders wait for almost a decade before receiving any settlements, if they get and compensation at all.  And why is this happening? Congress is listening more to them than you.  


    Do your political representatives know how you feel about this situation?  Have you ask them if they will support Insured Civil Rights Legislation?  Have you let them know how long it has taken to receive any benefits from your insurance carrier or how life has changed since being involved in a car accident?


    Let's talk about these issues today.  Save the Date! 

  • 00:19

    Employee Benefits Your Employers ERISA

    in Podcasting

    Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know. 


    Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA


    Part II Includes: 



    Be prepared in case your benefits abruptly stop.  (By the way, this can happen with Auto, Life, LTD Insurance including Social Security Disability.)
    ERISA Laws are under Federal jurisdiction. Therefore, state and local laws have less of an impact when fighting for your benefits.
    Don’t be intimidated into giving up your benefits because of the power and influence of Employers.  There are more of us than them and when we stand together, we can bring about fair and just change. 
    Be prepared in case your benefits abruptly stop.  (By the way, this can happen with Auto, Life, LTD Insurance including Social Security Disability.)  
    ERISA Laws are under Federal jurisdiction. Therefore, state and local laws have less of an impact when fighting for your benefits. 

  • 00:17

    Easter Joy with ESTRA

    in Podcasting

    Easter is one of the most popular holidays for attending church. Is this because many people feel forsaken for much of the year?  It is often forgotten that Jesus felt forsaken too, but he wasn't. Sometimes life trials and our ability to deal with situations can make it feel this way. Why is it so easy to forget God's grace is sufficient to overcome our problems and the life of Christ was given so people have a choice on how to live? 


    Easter Joy with ESTRA today will highlight the gifts we can enjoy everyday regardless of what we may face in life.  

  • 00:05

    Put The Spring Back In Life

    in Podcasting

    Life burden after a car accident can place more sadness in daily living. Sometimes is takes lifting your head and looking up, making the decision to choose optimism in the face of adversity. Life can feel much like winter although spring is here.  What can one do about this solemn place?  How can one overcome discouragement and problems?  


    There are usually both good and bad in any day, but can you see the things which could  uplift you?  This does not mean ignoring problems, it just putting them into perspective.  Join ESTRA today in talking about choosing the light instead of the darkness in one's day. 

  • 00:07

    Handling Bad News

    in Podcasting

    Handling bad news well takes practice.  Where do you place emotional losses? How do you handle the shock of a situation? Being knocked to your knees may require a prayer or two while down. There is a way to get up after being knock down.  There is no shame, this is a process in life.  There are good lessons to be learned through this journey. Gain a perspective which helps move ahead and not get stuck in problems. 


    ESTRA shines light today on a subject which can also have you singing the blues. Don't let a car accident get you down. 

  • 00:10

    Employee Benefit Tips Under ERISA Part II

    in Podcasting

    Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know. 


    Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA


    Part II Includes: 



    Be prepared in case your benefits abruptly stop.  (By the way, this can happen with Auto, Life, LTD Insurance including Social Security Disability.)
    ERISA Laws are under Federal jurisdiction. Therefore, state and local laws have less of an impact when fighting for your benefits.
    Don’t be intimidated into giving up your benefits because of the power and influence of Employers.  There are more of us than them and when we stand together, we can bring about fair and just change. 

  • 00:11

    Employee Benefit Tips Under ERISA Part I

    in Podcasting

    Don't submit your application for Employee Benefits under ERISA blindly.  Employers already have the upper hand because they design your Benefit Package, control the outcome, and know the laws.  How much do most Employees know?  Typically, only what Employers want you to know. 


    Take the next few minutes and learn top five things you need to know about Employee Benefits Plans under ERISA. What you learn may be your best protections. "I am encourage to see more people stand up and say, ERISA Reform is needed today, not tomorrow." - ESTRA

  • 00:08

    ERISA Insurance Policyholders and Justice

    in Podcasting

    As I looked through the internet seeking out cases where ERISA Insurance Policyholders were victorious in their claims or lawsuits against major Wall Street Insurance and Employer Corporations, as expected, I found far too many links that would lead you astray to real answers.  I look forward towards a  the future when online information will be less hidden by those who have something to loose such as power and influence, versus those seeking the facts in order to protect themselves.  


    Welcome.  I’m ESTRA.  An advocate that believes it is time for policyholders to be treated with respect and dignity by Self-Insured Employers and Insurance Companies, but private and public.The ability to find answers and seek justice should be available to all citizens, not just those who can afford it.  


    Let's spend time today talking about ERISA Insurance Policyholders and Justice.