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Loan Modification Negligence
When you are trying to fight for your home in the loss mitigation loan modification process, it is no laughing matter. You are submitting the documents being requested and hoping you will not be "dual tracked" by your loan servicer who is usually servicing your loan on behalf of an often unkown securitized loan trustee, and you wonder if you will get a fair shake, or a real opportunity to save your home. This real estate podcast talks about what happens when your loan servicer is negligent in handling or reviewing your completed loan modification application.
One of the legal cases every homeowner should have in their foreclosure prevention toolbox is the case of Alvarez v. BAC Home Loans, LP (Bank of America). Some of the common things that can go wrong when you submit your financial documents to be consdiered for a loan mod are:
1. False statements by the loan servicer's representative
2. Claiming your documents were never received ("missing tax returns" and "rental agreements" are two common ones)
3. Denying you based upon consideration of false information (ex. your income or property value)
4. Lies about postponing your foreclosure sale
There are other types of things that can wrong in the loss mitigation department of large loan servicers such as Nationstar, Ocwen, Wells Fargo, Citimortage, and Bank of America, but this Alvarez case is a very important case that discussed "duty" and "damages" in regard to the tort of negligence against a loan servicer. Give this real estate podcast a listen with Attorney Steve explaining and defining these important and complex legal topics.
in Self Help
Do you struggle to stay motivated and on track to achieve your goals?
Do you wonder why you have the best intentions, but you're just not able to get there?
Are you not sure if the goals you set for yourself are what you should be trying to achieve?
Do you find yourself getting off track often and are just not sure how to bounce back?
If any of this is true for you, join me as I share with you the 5 secrets to achieving your goals with ease. Make sure you listen until the end when I'll be sharing a special offer and bonus for listening.
Sharissa Sebastian is a certified life and leadership coach for women. Her passion is helping women break free from being stuck, overwhelmed, and stressed in their careers to live a life of passion, purpose, joy and fulfillment. She has a desire to help other women succeed and live their best life. She currently serves on the board of directors of Empowering Women as Leaders (EWL) that provides scholarships to non-traditional female students. Sharissa has been featured on ABC, Fox, CBS and NBC and is also a speaker and writer. To learn more please visit www.sharissasebastian.com
It's been over two months since our last broadcast. Hell, with Mikey getting all sick and what not and then trying to keep BM off the golf course and the shooting range, it's a wonder we're gonna have a show at all! Bitchy Mitchy is all fired up with two months of Bitchiness stored up inside, and if he's not allowed to blow off some steam, God only knows what's going to happen! And then, there's Mad Mike. As you can imagine, he's just MAD! From gays to guns to God, anything is fair game with these two rebel rousers. You never know what you're going to hear and you never know if it's going to make you laugh, or just plain ol' piss you off. Either way, BM will have the can of room deodorant handy, just in case.
Hello and welcome to my blogtalkradio show this evening at 5:30 PM. This show is a live talk radio show and I am so excited to annnounce my next special Guest is the extremely talented Britich Singer-Songwriter and performing musician, the much LOVED, JAMES MADDOCK. James made teh move from his hometown Leicester, England and has been based in New York City since his arrival in 2003.
Maddock's first PUBLIC SUCCESS in the United States was with his band WOOD, whose album (Songs from Stamford Hill) Columbia Records produced multiple songs appearing on the most popular hit TV Show "DAWSON'S CREEEK", including the top # 5 single "STAY YOU". James though being British, is largely associated with the Americana Music Style. James appeared on CBS "THIS MORNING" and on "THE DAVID LETTERMAN SHOW". James has also graced us here in Asbury Park, NJ with his unique talent at numerous "LIGHT OF DAY CONCERTS", "The STONE PONY" and The WONDER BAR" as well.
James performed with Bruce Springsten and Willie Nile, sang on an Album with Susan Mc Keown and was featured on National Public Radio and "MOUNTAIN STAGE." In addition he was given one of the greatest compliments that a Musician could ever receive by "IDOTS DELIGHT" founder and free form radio legend VIN SCELSAI who called Maddock's work "heartbreakingly beautiful and exquisitely crafted...touches the soul."
Bio/ Alan Semerdjian, New York City
So come on out and celebratd the CD Release "JAMES MADDOCK THE GREEN" Saturday 4/25/2015 at McLoones Supper Club in Asbury Park, NJ.
A good friend of mine KAREN MANSFIELD wil also be performing as a special guest of James Maddock. See you all soon and so looking forward to this event. Peace, Nancy
What Color Is Monday?
How Autism Changed One Family For The Better
In this moving memoir, What Color Is Monday?: How Autism Changed One Family For The Better (Feb, 2015), Carrie Cariello invites us to take a peek into exactly what it takes to get through each day juggling the needs of her whole family. Through hilarious mishaps, honest insights, and heartfelt letters addressed to her children, she shows us the beauty and wonder of raising a child who views the world through a different lens, and how ultimately autism changed her family for the better.
As a busy mom of five kids, four sons and one daughter, she chronicles family adventures and experiences; most of which we can all readily relate to. Her words so aptly describe the chaos of life within a big family, along with the quiet moments that seem so ordinary but are often extraordinary. She’s honest and funny, sometimes emotional, but always noticing the little things that often get overlooked in the course of a whirlwind of a day; and by the way, one of her sons, Jack, has autism.
Autism may be part of their daily lives, but it doesn’t define life within the Cariello family. The book’s title references a conversation Cariello had with her son Jack, who asked one day what color she saw for Monday. Until then, she had no idea that he saw all days as colors, and in retelling the story she said, “On a seemingly ordinary day, Jack once again granted me the privilege to take a tiny peek inside his fascinating mind.”
ABOUT THE AUTHOR
Carrie Cariello lives in Southern New Hampshire with her husband, Joe, and their five children.
Things are ramping up..
over 150 newbies are taking a Test Drive
Every Single Day....Wonder Why?
Listen, Learn and Buckle Up....This Thing is Moving Fast...Very Fast!
On this week's episode, we are going to discuss the lingering issue of the infamous DeBeers Code. Many will wonder as to what exactly this term means yet know that many of us are FAR too familiar with this and many of this subject's lingering issues. Still not sure? Hint: Many have been effected by the collateral damage created by the mutual misuse of highly unrealistic expectations. Still clueless? Come kick it with us this Sunday and learn for yourself...
Per usual, the following views and opinions are unedited and can be deemed flammable to ears, hearts, minds & egos of a ‘delicate’ nature. Listener’s digression and full body flame retardant armor is strongly advised. Standard issued Pepto Bismol is available for those with moderate or severe cases of heartburn...
To those black businesses, artists and entrepreneurs abroad, looking to get put on or advertisement; your information must be sent to Platinumqueen1@gmail.com. We take care of our own here as we all must stand up and represent. Also, comments, show topics and all things pertaining are most welcomed and will possibly be read on the air. We broadcast live each Sunday at 6PM Eastern Standard Time/3PM Pacific Standard Time. The guest call in number is (347) 884-8239...See you there...
in Self Help
I met Kel back in September of 2014 and it didn't take me long to realize that he was gifted. My sister and I met him on the same day and she noticed it too. He had a mellow, old soul type demeanor, but he's only 19 years old.
One of the reasons I call myself Wonder Woman, is because I'm always wondering about things. So, I wondered what Kel's story was. So, I asked him. In fact, we chopped it up on the very first episode of my radio show. Well, Kel is an entertainer and the last time we talked on the show, he gave us a little bit of his background and told us about an album he recently published on itunes.
He's taken things to the next level and started his own music label. It's called the Chicago Renaissance Music Group. I freakin' love that name!!! Let's see what Kel is up to these days.
in The Bible
Memories are the proof of a life lived and walked out together.......they build the bonds and the substance of life itself.......they are our secret repository; our secret place, if you will, that both defines and expresses who we are.......
As we walk; as we learn; we see that even those moments of memory.......moments of sharing.......are all about contact, and communion. In the relationship between our Lord and His Father, these moments are the language of their intimacy. Entering into this quiet walk, allows His Living Word to be sifted through the constant churning of our souls; calming the struggle within our hearts.......if we dare; in these moments, we can discover the freedom to let the beauty of God be revealed, and flourish through us.......such expressions of joy are the witness within us to this experience of beauty.......that hungering, heart-breaking love for beauty at its most sublime, and even beyond the reach of all that our desperation desires: the beauty of Being itself.......what lies at the heart of Being; and existence....... this wonder of beauty comes in the dawning understanding, that we are now a new creation.......one, in Him, beyond all of creation.
Greetings and yes, we are less than 2 weeks away from Avengers: AOU! Meanwhile, pull up a chair and listen to the latest episode of Afronerd Radio's Grindhouse airing this evening at 6pm EST. For The Comic Shoppe segment-join Dburt, Captain Kirk and the "Uncanny" Daryll B. as they encode the following data: our thoughts about the prematurely released Batman vs Superman trailer (and a small film called Star Wars: The Force Awakens); Oscar winning screenwriter, John Ridley (American Crime, 12 years a Slave) gets tapped for an unknown Marvel TV project; the Wonder Woman film project gets off to a rocky with directorial changes; Walking Dead's Robert Kirkman signs a deal with Universal relating to his Skybound Entertainment imprint; with Daredevil on Netflix garnering high priase, what are the expectations for the other Marvel properties scheduled to appear on the streaming service? Lastly, Newsarama's the ten Marvel properties that might be worthy of TV cinematic depictions.
And then there's Afronerd Radio featuring Capt. Kirk batting clean up at 7pm. Listen to Dburt and The Capitan discuss the following concerns: Time magazine anoints rapper/fashionista, Kanye West as a top influential person; another way to look at the recent Atlanta teacher cheating racketeering scandal; and channeling the ATL teaching scandal, a parent reportedly knocked out a Hempstead, LI math teacher with the help of relatives and students; perhaps Dburt will make mention of additional human dysfunctional stories; a robotic chef should be available by 2017; does the suspension of a ESPN reporter for an off-air tirade further confirm that 1984 is now? And lastly, Dburt waxes about his "human zoo" theories. Call in live at 646-915-9620.
Slashmaster1989 will be asking William T about Angel fish! If you have ever strolled down the aquarium aisle at your local pet store you have probably seen freshwater angelfish. These fish are uniquely beautiful with their tall, pointed fins and their sparkling scales – it is no wonder they are one of the most popular species in the freshwater aquarium hobby. Not only are angelfish beautiful to behold but they are also a pleasure to cultivate. If you have ever thought about keeping freshwater angelfish, take the time to learn about the species so you can be sure to set up your tank to accommodate their needs and preferences.
Do you believe in miracles and reincarnation? If not, Leyla Atke's award winning book, Charm: An Amazing Story of a Little Black Cat, will make you wonder.
"Children and adults will laugh and cry through the experience of reading this brief, heartfelt book about the miracle of Charm." Rating 5.0 stars from Midwest Book Review.
Charm is a tender and loving story of a small cat what is found, lost and found again under the most mysterious conditions. It will make you wonder about life, love and the existence of a higher power. It will break your heart in half and put it back together again. You will fall in love and be forever grateful that you met Charm, if only in a book.
Ask yourself: Do you believe in the existence of a higher power and the other world? Do you believe in miracles and reincarnation? Charm: An Amazing Story of a Little Black Cat is all in one story, which will make you think about these things and maybe you´ll find the answer!
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