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  • 00:32

    THE DAILY COMPLAINT (OCWEN/BANKRUPTCY/CHAIN OF TITLE/DEBT VALIDATION)

    in Finance

    ~ TODAY'S SPOTLIGHT: OCWEN BANKRUPTCY CHAIN OF TITLE DEBT VALIDATION HOMEOWNER RIGHTS ~


     


    "the daily complaint"


    Every weekday we will be answering client complaints on THE DEBT SHOW to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage escrow issues, loan modification denials, short sale refusals and credit card debt collector abuses and violations.


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on THE DEBT SHOW. In addition to the weekly consumer complaints that we will answer during the weekdays, we will also try to provide content that is topic focused to educate borrowers and empower them to achieve financial freedom through informed decision making!


    We hope you enjoy THE DEBT SHOW...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone ?(888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    www.ConsultingEND.com


    Every new beginning comes from some other beginning's END!

  • 00:10

    Legal issues with Second mortgage foreclosing in California

    in Legal

    Can my second mortgage foreclose on me if I am not current on loan payments?


    This is a question my real estate law office hears quite frequently.  The simple answer is YES, your second mortgage or HELOC loan can foreclose on your if you are not current on your loan payments. Your HOA can foreclose on your as well if you have delinquent HOA liens.  So it is important to try to keep these things current so you do not lose your home to foreclosure.  Attorney Steve discusses this topic, and also presents a WARNING TO AVOID A SECOND MORTGAGE SCAM of paying the wrong party.


    Some other important issues to keep in mind are dicsussed on this show, for example:


    1.  The California "one-action rule" (second mortgages suing you on the note before exercising on the "security first"


    2.  Failure of new loan servicer to send you a notice of transfer of loan servicing rights (RESPA)


    3.  Failure to provide notice of change of ownership (for example if someone "buys your note" at a promissory note sale) (


    4.  The need to send FDCPA "debt validation" letters and QWR (Qualified Written Requests to make sure you do not get scammed)


    Listen in to the show for valuable information that might possibly help you save your home from foreclosure and preserve any equity you might have in your property.


    Don't forget to watch our real estate youtube channel for foreclosure videos (make sure to Subscribe by clicking on the Red "V")


     

  • 01:02

    CREDIT REPAIR and DEBT VALIDATION with Courtney Cole!

    in Finance

    JOIN US TONIGHT!  We will be discussing credit repair and debt validation with our guest, Courtney Cole.  Learn how to do debt validation on debt collectors and repair your credit at the same time!  
    You can reach Courtney at: colescreditrepair@gmail.com
    CONTACT US for your Forensic Document Examination-Commercial and Residential:
    www.FlirtWithFish.Com / 206.673.2217

  • 00:39

    Debt Validation Strategy-Update

    in Legal

    Hello folks,and thank you for tuning in to the ADR-NOW! Internet Radio Webinar.  I am your host, Anthony Johnson.
    In this Consumer Debt Webinar, we will continue the discussion on my own consumer debt issue with a credit bureau.  In the previous episode, I had stated that I too had employed the "debt validation strategy" in efforts to resolve a consumer debt issue.  The credit bureau did not honor my request to remove the derogatory item from my credit bureau report.  After repeated requests, they resisted, notwithstanding the evidence submitted from the debt collector that the account had been satisfied and should be removed from my credit file.
    I will update you on the progress of my situation and advise what must be done if you are ever in the same.
    We will also have a special guest on the show.  Darren Keys, author of "From White Powder to White Collar," part of his Fraud Chronicles series will be on the air...live to talk about consumer fraud in the community and what you can do to protect yourself from becoming a victim. 
    DON'T MISS THIS SHOW!!!
    DISCLAIMER:  We are not attorneys.  We are not engaged in rendering legal advice.  We are Online Dispute Resolution Practitioners.  If legal advice is required, the assistance of a competent, qualified legal professional should be obtained.

  • 00:17

    From Whale-like Beached Body, to Beach Ready Beach Body. My Journey.

    in Finance

    I will be 50 years old next year.


    I lost 30 pounds last year and I have another 30 more pounds to go, and I don’t want to wait another year to lose the next 30.


    In my past I was willing to starve, use OTCs, exercise 3 hours per day, etc – ALL the unhealthy stuff, to get an UNSUSTAINABLE outcome. Back then, it was all about how I looked.  Exercise was not a health strategy; exercise was the necessary torture to achieve a swimsuit body. Nutrition was all about calories.  As long as I stayed under 1200, it did not matter if they all came from sugar and french fries.  Any weight I lost was un-sustained. For me, a yo-yo was not a toy.  It was my way of life.  Anyone reading this can relate?


    Last year, I bought a Fitbit, and I did Pastor Rick Warren's The Daniel Plan.  I shared that with you here on Debt-Free Wealth Radio.  However, those efforts and strategies that helped me lose 30 pounds, are now only working to maintain my weight.  I am ready for the FAB dimension.  Such a place exists.  I used to live there.


    That is why I became a Beach Body Coach.  No!  I am not asking you to check out the business opportunity, that is not why I joined.  I was frustrated with the luke-warm gym goers, I could not find others like me who took their progress seriously.  I realized that those who did, were becoming fitness and nutrition coaches - so, I decided to join them.   


    I am responsible for my my life, so I strategically create my environment for success, because you can't trip over success - you need to create it for yourself. Instead of seeing myself as a Beach Body Coach though, I see myself as a Tutor, one student helping another. In helping, I reinforce my skills and confidence moving me to my next level while helping you get yo

  • 02:24

    Episode 161 - Open Discussion and Q&A (05/26/15)

    in Education

    Open Discussion and Q&A regarding credit reports, debt collectors, unwanted calls, credit card debt, and foreclosure related issues. Call in and feel free to ask any questions about your specific situation(s).


    Become a member to have access to our entire library of related information, along with access to the moderators via the members forum and live members only webinars. Go to http://www.whatliesinyourdebt.com and "Join Now"!



    debt, credit card debt, credit reports, credit report repair, debt collectors, collection calls, debt collection calls, foreclosure, stopping foreclosure

  • 00:30

    NABWIC TALKS with: Vera Holmes, CEO of Debt Crisis Anonymous (DCA)

    in Women

    Vera Marie Holmes is passionately driven by results-oriented leadership spanning a 20-year career in management and entrepreneurialism with demonstrated expertise in financial literacy and education.


    She is the Chief Executive Officer & Founder of Debt Crisis Anonymous (DCA), Founder of Collections & Strategic Management Consulting Firm, Co-founder and Manager of General Operations for Three Star Trucking Company.


    Her dedicated services and experience are highly accredited to leadership and management in the financial services industry; specialization in laws that protect consumer rights, financial consultant for small business owners, financial strategist, and advisor for development of leadership teams for a non-profit organizations and community outreach mission.


    Vera Holmes is committed to advancing financial literacy among underserved populations. Her vision is to bring awareness to a debilitating [financial] crisis and to provide proven, remedial solutions that substantiate a lifetime of financial freedom.


    She is the recipient of many awards.  Authored educational materials on the subject of consumer credit, collections laws and processing, and individual financial management; works include:                                                                                                                                                      


    Contact information:  veraholmes@gmail.com

  • 00:35

    THE DAILY COMPLAINT(CALIBER HOME LOANS/SELENE FINANCE/LOAN MOD SUCCESS STORIES)

    in Finance

    TODAY'S SPOTLIGHT:


    CALIBER HOME LOANS FREDDIE MAC MHA HAMP LOAN MODIFICATION SUCCESS STORY (FHFA)  & SELENE FINANCE PRIVATE INVESTOR FORBEARANCE AGREEMENT SUCCESS STORY (NY DFS)


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:43

    Money Day Thursdays: Climbing The Credit Ladder

    in Spirituality

    Here we will talk about credit, what it is, what it isn't, why you need it and why some people don't deal with it at all.  Is credit a scam, is it a means to keep middle and low class people in debt by giving them an ullision of being able to attain things that they simply cannot afford?  Are credit cards bad news? Get some facts about credit cards and why you should consider getting rid of a few that you have. And let's not even talk about bankruptcy, but we will anyway. Contact me for your personal Intuitive Consultations, Spiritual Ligecoaching sessions and Energy Healing Sessions by going to http://www.thestarseedhealer.com

  • 00:16

    Everett Attorney Wilberforce Agyekum talks consumer debt relief

    in Legal

    More Americans are drowning under crushing debt.  An attorney can help you settle that debt or discharge it in Bankruptcy.   Get rid of stale debt, wipe-out credit cards debts, medical bills.  Chapter 7 & 13 of the United States Bankruptcy Code is both the shield and the sword you need to take control of your financial affairs. Take Your Life Back!  

  • 03:45

    MIGHTY THOR RADIO DEBT SHOW WITH "LION OF JUDAH BROTHER SHARIF"

    in Education

    The House of Restoration Ministry a/k/a THOR is Private Membership Association Ministry who studies, shares, provides a forum for Consumers to get support from other members regarding abusive debt collection. THOR covers information pertaining to alleged foreclosures, credit cards debts, student loans, auto loans, etc. Being a Consumer can be a challenging situation, being an educated consumer can be a "POWERFUL" position if used correctly. "THOR & BROTHER SHARIF" will peel back the layers of the Debt Buying arena and you will be surprised at who pulls the strings to this Debt Collector Puppet. The Consumers need to be aware what they are up against, and how to prepare against they're Adversary(s). The debt collection business is big business and the Consumers is a big target, if you are not educated, poised, armed, confident, spirited, and prepared, you will be forced into economic conditions not condusive to your lifestyle. Are you ready???? Today we will provide show filled with entertainment, laughter, consumer information, recent cases and news, along with the Lesson of the day. JOIN US!! We are not attorneys and do not give legal advice.!!

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