Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.

  • 01:05

    11/30/15 TOPIC: GOVERNANCE for IMB's with Andy Schell a/k/a "The Profit Doctor"

    in Finance

    On last week's podcast, ANDY SCHELL a/k/a "The Profit Doctor" gave our listeners an update from the MBA's Accounting and Finance Conference that took place the week before in New Orleans.  One of the topics that Andy raised had to do with "Governance" for independent mortgage bankers (IMB's).  Because a significant number of our listeners either are an IMB or work for an IMB, we had a significant amount of feedback and requests for additional information.  For this reason, I have asked Andy to return as the Hot Topic guest to discuss this important topic.  Here are some of the questions we will be discussing and Andy will be answering.

    What is the purpose of Corporate Governance?
    What does the CFPB require for Governance?
    How does an Independent Mortgage Bank address this requirement?
    Why do they call it a Compliance Management System?
    What about smaller companies, are they required to comply with these rules?

    This is an important topic which you will want to tune in and listen too.  I would encourage you to tell othera about it as well.  

    David Lykken, Host and Moderator of the "Lykken On Lending" program.

  • 02:48

    Uncompromising Faith

    in Current Events

    Welcome To God's Resurrection Power Church Of Christ Ministry Where The Holy Spirit Is In Control And Jesus Christ Is Lord,We're A Bible Believing Ministry That's Teaching, Preacing And Reaching The Lost Souls Of This Sin Sick World For The Kingdom Of Heaven In The Name Of Jesus,We Are Here Every Mornng Monday Through Friday From 10:30 a.m Est Until 2:30 p.m Est  And Saturday's From 12 p.m Est Dial In Number Is 1-661-467-241

  • 00:58

    Prophetic prayer with You: Deliverance!

    in Spirituality

    Prophetic prayer with You!

    Let's pray like: Jesus, King David, Daniel, Prophetess Anna, Paul and Silas and “YOU”!

    Luke 18:1 (KJV) 
    1 And he spake a parable unto them to this end, that men ought always to pray, and not to faint;

    Matthew 6:9-13 (KJV) 

    9 After this manner therefore pray ye: Our Father which art in heaven, Hallowed be thy name.
    10 Thy kingdom come. Thy will be done in earth, as it is in heaven.
    11 Give us this day our daily bread.
    12 And forgive us our debts, as we forgive our debtors.
    13 And lead us not into temptation, but deliver us from evil: For thine is the kingdom, and the power, and the glory, forever. Amen.

    Let us pray until we have the answer!

    What is the Focus Prayer today if any?

    How to reach us:

    JOY Christian Center

    Loren and Arjeana Due, Ministers of the Gospel

    P O Box 18

    Victorville, CA 92393



    760 951 9484 Office


  • 00:32

    Jeanne Dotts-Brykalski discusses her parents murder+killers 12/8 parole hearing

    in Current Events


    Click here to sign the petition to deny parole to the murderer of Les and Carol Dotts.

    Les-Carol Dotts Facebook Page


    From Judith Yates examiner article:

    "This is the horror experienced by Bry and Jeanne Brykalski after Jeanne’s parents were murdered in 1995.

    On the night of February 4 1995, two teens and a 20-year-old man, all with criminal histories, randomly selected a Knoxville, Tennessee house for burglary. When homeowners Les and Carol Dotts came home from their Sunday night dinner one of the thieves pulled a gun. Les was a self-employed WWII veteran. He was shot five times. Carol, who helped homeless animals find good homes, was shot seven times to include an executional-style shot to the head. Bry found his in-laws dead, the house ransacked.

    The killers were caught and sentenced. Still, the horror never stops for the Brykalskis. “My husband and I are now an acronym: MVS. A Murder Victims Survivor,” Jeanne explains. “When one becomes a MVS your life changes forever in ways you never could imagine.”

  • 01:30

    Policing today: Hot Button Topics with the LESMA Team

    in Current Events

    Founded out of a necessity to protect and insulate our heroes who stand that "Thin Blue Line" between civility and chaos.
    For far too long the silent majority stood by and watched as the vocal minority fed their hate into the war on police in America. Now with the birth of yet another hate group (BLM movement) that singles out the 1% of our population that defends the other 99%, LESMA was born.

    Our mission is to defend, insulate, represent and support these brave men and woman while they faithfully discharge their duties and sworn oaths. While the majority of the civilized world stands behind them we at LESMA promise to stand in front of them as guardians to our guardians. We promise to take on the battles that often times they themselves are not able to do themselves. To hold the media accountable for their often slanted reporting in order to increase ratings and increase advertising revenue. Holding Politicians accountable for their quick knee jerk reactions and statements that often times place the officers in the crosshairs of ne'er-do-wells. Corporations whose policies and procedures leave officers unfairly protected. To push for legislature that offers enhanced protections to our officers and first responders.

  • 00:33

    The Vision and Classification of Holy Angels

    in The Bible

    The Vision of Holy Angels is the same as the Father and Son and Holy Spirit

    The Vision and Classification of Holy Angels Cherubim (Plural of Cherub) Genesis 3:24  THE Seraphim = meaning "burners" 

    Isaiah 6:1-8  In the year that king Uzziah died I saw also the Lord sitting upon a throne, high and lifted up, and his train filled the temple. Above it stood the seraphims: each one had six wing

    Revelation 1:2 Who bare record of the word of God,and of tesimony of Jesus Christ.and of all things that he saw.

    Revelation 22:16 I Jesus have sent mine angel to testify unto you these things in the churches. I am the root and the offspring of David, and the bright and morning star.

    Psalm 34:7 The angel of the Lord encampeth round about them that fear him, and delivereth them.

    1 Corinthians 2:13-15  Which things also we speak, not in the words which man's wisdom teacheth, but which the Holy Ghost teacheth; comparing spiritual things with spiritual.

    14 But the natural man receiveth not the things of the Spirit of God: for they are foolishness unto him: neither can he know them, because they are spiritually discerned.

    15 But he that is spiritual judgeth all things, yet he himself is judged of no man.

    Psalm 35:5-6 Let them be as chaff before the wind: and let the angel of the Lord chase them. 6 Let their way be dark and slippery: and let the angel of the Lord persecute them.

    Psalm 104:4 Who maketh his angels spirits; his ministers a flaming fire:

     1 Corinthians 6:3 Know ye not that we shall judge angels? how much more things that pertain to this life?

  • 01:34

    The $12 Dollar Radio Show with David Bublitz #51 (11/29/15)

    in Comedy

    A special sunday morning edition of

    The $12 Dollar Radio Show with David Bublitz

    #51     (11/29/15)

    FREE internet radio.


    To you the consumer.

    And worth almost every penny.

    LIVE most days.

    Monday-Friday   10am MST

    Archived episodes are available 24/7.



  • 01:31

    Episode 423:American history, slavery. What you may not know! News of the Day

    in Politics Conservative

    SPONSOR “If I Were A” story by Dan Clements illustrated by Lori Clements

    Searching For Truth Is a video series about the Gospel and what you need to know to be saved


    The Christian And Television by Mike Riley GE Watkins

    Did slavery make economic sense? by C.W. and A.J.K.D. | LONDON


    The Roots of American Industrialization, 1790-1860 by David R. Meyer, Brown University

    Did Black People Own Slaves? By Henry Louis Gates Jr.


  • 00:43

    Woe be unto the pastors that destroy and scatter the sheep of My pasture!

    in The Bible

    We shall continue the talk on 'Woe be the pastors that scatter and destroy the sheep of My pasture, thus saith the Lord [Jeremiah 23:1]! The main theme is 'Idols and Altars'.  Soon at the arrival of the Star of David, this shall bring on the entrance of the Spirit of God to hover over the waters.  At this people shall witness with their souls judgment coming upon the earth. The sight is not so good during this time of pass over. Therefore we shall use the slim period remaining wisely to serve the Lord God, our True God of Peace and whom this earth belongs too, with our hearts and strength. Right now the call is coming in appreciation of the Kingdom of God and how the Lord shall use His chosen messengers to serve according to His will. The Author is here to bring guidance, acknowledgement and warnings by the word of the Lord to ensure your salvation in the Lord God, the Maker of the earth, heaven and seas and fullness thereof. Amen.

    Please listen, and know what the Lord speaks in due season.


  • 00:28

    CO Golf Show

    in Sports

    This show features David Ogrin, multiple winner on the PGA Tour and one of America's top golf instructors.

    The show is hosted by Gregory Crawford, COO of Kiyokawa Crawford Sports Management and publisher of www.gregorycrawfordsports.wordpress.com

  • 00:31

    "A Word From The Streets Of Chicago: David L. Lowery, Jr."

    in Self Help

    Let the truth be told is his goal. Living and Driving While Black (LDWB) is his foundatation which is committed to helping and advocating for equal treatment under the law in places of employment and the community.  David L. Lowery, Jr.,CEO/Founder of LDWB has a background in social justice and is passionately known for fighting against police brutality, workplace injustices and discriminatory hiring practices. David shares his journey with Soy and highlight the latest injustices in the Chicago area.   http://www.livingdrivingwhileblack.net