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  • 00:34

    Alternative Mortgage Lending, Janc/Morgensen - Angel Oak Home Loans

    in Finance

    Although some investors are still holding tight to credit standards, mortgage credit availability loosened last month, according to a recent Mortgage Bankers Association report.  The MBA concluded that the Mortgage Credit Availability Index (MCAI) increased 0.5 percent to 122 in April.


    Of the index’s four components, Government lending saw the greatest easing and was up 1.1 percent over the month. The Jumbo index increased of 0.8 percent and the Conforming index saw an increase of 0.2 percent. The Conventional index decreased 0.6 percent.


    It appears the increase was driven by new offerings of FHA’s 203(k) home improvement program, new VA offerings and new jumbo products. The increase was partially offset by some investors tightening underwriting criteria on conventional cash out offerings.”


    Joining me today to discuss alternative mortgage lending is Lee Janc, a Strategy and Business Development Executive for the Financial Service Industry and Eric Morgensen of Angel Oak Home Loans.  Angel Oak Home Loans serves both the Retail and the Wholesale markets and specializes in non-conforming products.


     

  • 00:34

    Becoming an Illinois-Licensed Physician with Jacqueline Friedman-Stein

    in Legal

    The Illinois Professional Licensing Consultants is a group of highly experienced attorneys and investigators who represent and defend licensed professionals. The licensing consultants interviewed in this monthly program, previously worked for the Illinois Department of Professional Regulation, and will represent and/or defend licensed professionals in cases involving the Illinois Department of Financial and Professional Regulation, Illinois Department of Public Aid and Illinois Department of Public Health.


    Topics covered in this 30 minute show:



    The process of becoming a physician in Illinois, the application outcomes
    Several paths in the application process, by examination and by endorsement
    Applicants coming from both domestic and international medical schools
    Issues involved that may cause application delay or referral to prosecutions
    Resolving application issues and the impact of withdrawing an application


    Jacqueline Friedman-Stein is a professional licensing attorney, of counsel to the Chicago health law and   litigation firm of Michael V. Favia & Associates, and formerly the Illinois Department of Financial and Professional Regulation as well as private law firms specializing in healthcare law and legal services in professional licensing. Jackie earned her Bachelor of Arts from the University of Colorado Boulder, her Juris Doctorate from Chicago-Kent College of Law, Illinois Institute of Technology, and her LLM in health law from Loyola University Chicago School of Law. For more information. You may also contact Jacqueline Stein for more information at (773) 631-4580 and by e-mail at jfstein@lawyer.com.

  • 00:06

    Business Is A Way Of Life - Not A Job

    in Business

    Take 5 minutes from your busy business day and listen to expert business advice to grow and improve your business with Howard Lewinter.


    Today's Talk Business With Howard radio show topic is: Business Is A Way Of Life - Not A Job.


    CEOs, presidents, founders, business owners across the United States trust Howard Lewinter's business advice to solve business problems, increase business profits and live entrepreneurial dreams of running a successful business with less stress.


    For more business advice and business tips, follow Howard on Twitter: @HowardLewinter - or connect with Howard on LinkedIn.

  • 00:32

    Special Episode: J. Stephen Fancher,President & C.E.O. of FL Export Finance Corp

    in Lifestyle

    This week we are having a specal episode with a Special Guest, Mr. J. Stephen Fancher.  This week we will be discussing how speakers and business owners can benefit from the export trade industry.  The question we will be answering is "Who can benefit from the export industry?


    J. Stephen Fancher is the President and C.E.O. of the Florida Export Finance Corporation (FEFC) which is a not for profit corporation formed, funded, and sponsored by the State of Florida.  He has 40 years of diversified experience in export trade finance starting with 15 years at Caterpillar Tractor Co. where he was the resident expert on government export assistance programs. 


    He joined the Foreign Credit Insurance Association (FCIA), now part of the Export Import Bank of the United States, and later formed a private company instrumental in developing the U.S. capital markets as a funding source for foreign receivables. Mr. Fancher has acted as pro bono consultant to both the U.S. and Florida governments. 


    His export trade experience with both large and small companies and in both the public and private sectors has given him a valuable background for running the FEFC with its primary purpose of financial support for Florida small and medium sized exporters.


    Link: http://fefc.dos.myflorida.com/


     

  • 00:32

    Awakening Grace... it's time to celebrate!

    in Women

    Our intentions are pure...


    It's time to celebrate! Our birthday is coming.
    Simply Grace will be celebrating it's first year, and what a glorious year it has been!


    Join Founders Mikki Lessard, Nancy Feth and Diahana Barnes as we reflect on the extraordinary year that has happened since the launch of Simply Grace LLC in June of 2014.  Hear about plans for the upcoming year, including our vision to support young women in owning their voice and leadership capacity through the emerging organization Seeds of Hope.  Come celebrate with us, and be part of the extraordinary movement of grace touching the heart and soul.  


    Awakening Grace is conversation with kindred spirits living their calling...sharing gifts of themselves through stories of faith, hope, and inspiration.  Honoring the diversity of faith and experience it is our intention to build bridges of love and understanding by lifting up those special souls who choose to promote joy and healing through kindness, compassion and love.  


    Each one of us brings very special gifts...and the world is longing to receive your beautiful contribution.  Our diversity is our strength.  We invite you to share your story, speak your truth, embrace your calling and be part of this movement of grace...sharing kindness, compassion and love.



    Simply Grace Community 


    Simply Grace

  • 00:32

    Meet Jennifer Drago @SunHealth

    in Health

    On the Wednesday, June 3rd 2015 broadcast at 9AM PT/12PM ET our special guest is Jennifer Drago, Executive Vice President, Population Health for Sun Health.


    Complete bio for Jennifer here:


    'As executive vice president of population health, Drago has played a pivotal role in developing and launching several groundbreaking population health-style programs, including the Sun Health Center for Health & Wellbeing, Care Transitions, Community Education and Memory Care Navigator.


    Several of these programs have received national recognition for quality and innovation.


    Drago has worked in health care for more than 20 years, including stints as an associate administrator for Boswell Memorial Hospital and Del E. Webb Memorial Hospital. She also held the position of vice president of planning services for the former Sun Health hospital system.'


    More about Sun Health: 


    Sun Health is 501(c)(3) nonprofit organization in Arizona that is committed to building health programs that enhance the lives of everyone it serves – residents, patients, donors and volunteers. A leading-edge example is Sun Health’s population-based approach to chronic disease management.


    Join Fred Goldstein @fsgoldstein and me @2healthguru for a deeper dive into one's systems grasp on and future plans for population health and their innovative CMS Community-based Care Transitions Program (CCTP).


    Join Fred Goldstein @fsgoldstein and me @2healthguru for a deeper dive into one's systems grasp on and future plans for population health. 

  • 00:34

    THE DAILY COMPLAINT (BANK OF AMERICA/DOJ SETTLEMENT/THE TRUTH/WHERE TO GET IT)

    in Finance

    TODAY'S SPOTLIGHT:


    BANK OF AMERICA HISTORIC $17B U.S. DEPARTMENT OF JUSTICE SETTLEMENT $7B PLEDGE TO HELP HOMEOWNERS THE TRUTH ABOUT THE SETTLEMENT WHERE TO FILE FOR SETTLEMENT PLEDGE MONEY


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 01:00

    Mind-Body-Spirit: Living a Holistic Life

    in Health

    In this show we will be covering models of healing coming from a broad range of disciplines, integrating the best of modern science with the best of the healing wisdom that has been transmitted to us from the most ancient cultures.


     


    Dr. Renè David Alkalay is a life-long student of meditation, Yoga science, Kabbalah, and the religious and philosophical texts of the East and West, and is the author of numerous articles and books. In private practice as a naturopathic practitioner since 1980, he provides holistic services at the Genesis Tree of Life Wellness Center offering help with nutrition, weight management, pain and illnesses, fitness and holistic treatment for cancer patients. Genesis Society (501 c3) is the not-for-profit organization Dr. Renè David Alkalay offers help to veterans and yoga classes for children with cancer.

  • 01:57

    PROSPERITY WEDNESDAY HOSTESS SISTER EL-GUEST BOB JOHNSON JUNETEENTH ATL

    in Education

    Today we will discuss wellness,  prosperity and current events. We will continue our reading of The Power of Now by Eckhart Tolle. Our Special Guest will be Bob Johnson and Associates www.juneteenthatl.com . We will discuss Juneteenth Atlanta (JA) and it's importance in History. The mission of JA is to celebrate, engage, cultivate and educate diverse audiences about the many different histories, arts and cultures of the African Continent and its people that are spread throughout the world and provide opportunities for artists to expand and innovate on the history of this subject through their many creative artistic expressions. This will help the public in understanding the real problems we face in African American and other multiracial communities while also offering real solutions for the successes that are long overdue.


    Even though the JA celebration is specific to the emancipation of African descendants and promotes progress and achievement, its message is for the continued freedom and economic prosperity of people from all races, colors, creeds and countries. Join us in Preparation for Juneteenth. Dial 424-222-5050 press 1.

  • 01:10

    Networking CEO: Teri Sherron | Business Identity Theft

    in Business

    Teri Sherron has a Master’s of Science in Criminology and 10 years of experience in Criminal Fraud Investigations, College Level Teaching, and Corporate Asset Protection. Teri applies the knowledge and wisdom acquired from a lifelong career with the Judicial System such as Police Departments, District Attorneys’ Offices, and Corporate America Private Business Assets Protection to get results!   


     


     


    Teri Sherron & Associates


    LegalShield, Independent Associate


    Small Business & Group Benefits Specialists


    Phone: 559-554-7785


    Email: terisherron@legalshieldassociate.com


    Website: www.terisherron.legalshieldassociate.com


    Follow me on Facebook, LinkedIn, & Twitter


    www.facebook.com/TeriSherronLSA


    www.linkedin.com/in/terisherron


    www.twitter.com/LS_IA_TSherron

  • 01:00

    Angel Messages delivered through Carol Solis Intuitive and Psychic Medium

    in Motivation

    Carol’s journey began at a very early age. She might not have realized it then, but certainly she does now. When Carol was 4 years old, she used to tell her Mom and favorite aunt, “When you die, please continue talking to me…because you can.” Carol just knew in her heart that she’d be able to communicate with them, when they passed. Today she often does talk to her favourite Aunt T.J.


    One night, when Carol was 5 years old, she was wakened by voices next to her bed. She knew it was not her parents and was petrified to open her eyes. All she kept hearing was, “She’s perfect for it.” The following morning she told her Mom. But her mother didn’t really know what to say other than, “It’s your imagination.” For 2 weeks after, Carol camped in her closet. She was terrified to sleep in her bed. She now realizes and knows it was Arch Angel Michael.


    In her twenties, Carol used to go to spiritual circles in Montreal to listen to mediums and receive messages. Carol would always know who would give her a message and when she would be picked. Time after time was she was told in messages that she was a born channeler. Carol knew then, it was true. She was also told that she should do this to help others. Carol’s fear for years was, “How do I make a living doing that?”


    Carol’s previous work experience includes training, teaching and management. Carol has trained thousands of people across North America in motivation skills, affirmations, NLP (Neuro Linguistic Programming), sales, customer service, starting a small business, merchandising and telephone techniques. She has also created and customized training materials, her entire career.


    1angelmessenger@gmail.com