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  • 00:31

    The Features and Benefits of Chapter 13 Bankruptcy

    in Legal

    Interview questions and topics covered on this show:
    Chapter 13: When income is too high to pass the median income/means test. Chapter 13: When you own one or more assets worth too much money to be sold in Chapter 7. Chapter 13: When certain past debts must be paid and are not dischargeable or other factors apply. Chapter 13: When second mortgages are converted into an unsecured debt affecting your home. Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress. On today’s program, we answer a common question: Why would I ever file a Chapter 13 if I can get rid of my debts with a Chapter 7?
    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.
    Visit our Chicago Bankruptcy Site online for more about the firm.

  • 00:16

    Stripping off a Lien in Chapter 13 Bankruptcy

    in Legal

    A second mortgage/HELOC lien can be removed from your home in a chapter 13 bankruptcy IF the first mortgage balance is greater than the fair market value of the home.  Tune in with Attorney Timothy Hughes to learn more about stripping a lien in Chapter 13 Bankruptcy.

  • 00:37

    Chicago Bankruptcy Questions and Answers With Joseph Wrobel, December 2015

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Sample questions answered in this 30-minute show:



    Can I still file for Chapter 7 bankruptcy, even after I was served with a foreclosure complaint?
    What is the pre-bankruptcy course, and why and when do I have to complete it?
    Are there limits to the interest fees and charges I have to pay on credit card debt in Chapter 13?
    How does reaffirmation work with loans for homes and vehicles when we want to keep them?
    How will I be affected by my spouse’s bankruptcy filing, and do I also need to file with them?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973, he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy website online for more about the firm or call for more information at (312) 781-0996 or e-mail at JosephWrobel@ChicagoBankruptcy.com.

  • Bankruptcy Basics: Sept 2015, Real Questions, Real Answers with Joseph Wrobel

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    What type of debts does a bankruptcy eliminate, and what debts will I have to keep?
    How long does a debt need to exist to include it in my bankruptcy filing? 
    Are there any special rules in bankruptcy for home owners association dues?
    How soon can I file for bankruptcy if I need to file more than once?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy website online for more about the firm. You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

  • 00:37

    New Years Chicago Bankruptcy Questions and Answers with Joseph Wrobel

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel answers real people's frequently asked questions about bankruptcy and how it can affect their life and finances. 


    Sample questions in this 30-minute show:



    What happens to when you are renting and file for bankruptcy?
    What is a 341 bankruptcy meeting and when does it take place?
    How will a spouse be affected when the other spouse files for bankruptcy?
    Does my spouse’s income have anything to do with qualifying for a bankruptcy?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973, he earned a JD from DePaul University Law School.


    Follow Joseph Wrobel, Ltd. on Facebook, Twitter, LinkedIn and Avvo, to read client reviews! www.ChicagoBankruptcy.com (312) 781-0996

  • 00:34

    Bankruptcy Basics: August 2015, Real Questions, Real Answers with Joseph Wrobel

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:




    How do I file for bankruptcy but also keep my home where I have a bad mortgage deal?



    I had a bankruptcy 3 years ago and to date the bank has not taken my home, what do I do?



    How can bankruptcy help me with medical bills I incurred when I didn’t have health insurance?



    My husband might file for bankruptcy after the divorce, how do I protect my house?




    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy website online. You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com.

  • 00:16

    Chapter 7 Bankruptcy

    in Legal

    Is bankruptcy right for me? In this podcast, attorney Timothy Hughes explains the different factors that lead people to file for chapter 7 bankruptcy, and all that is involved in this process.

  • 00:32

    Bankruptcy Basics: March 2015 Bankruptcy FAQs

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    Can I file for bankruptcy without being compelled to tell my spouse?
    How can I appeal a collection judgment? I was not present for the court date.
    What happens to a rental property in bankruptcy? Can I discharge unpaid rent?
    I am suing tenants for unpaid rent. One filed bankruptcy. Can I collect from the other?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Call Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

  • 00:34

    Bankruptcy Basics: May 2015 Bankruptcy FAQs Part 1 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    If I get sued and lose at trial and my creditor gets a judgment can I still file bankruptcy?
    I am trying to do bankruptcy without a lawyer, do I have to include empty accounts?
    Is a surviving spouse responsible for the credit card debt of their deceased spouse?
    If I filed for bankruptcy in 2012. I’m behind again on bills, when can I file again?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    For more about the firm. You may also contact Joseph Wrobel for more information at (312) 781-0996.

  • 00:30

    Matthew Chapter 13/ Parable of the Sower

    in Religion

    On this broadcast/podcast, SONSHINE USA Bible teacher Warren Landis drives on in to Matthew chapter 13. This chapter opens with the parable of the sower. When we as Christians sow seed (and we are commanded to do so) , it will not allways fall on good ground and have the results that we intend....but we are to sow seed anyway and leave the results to God! Why did Jesus teach in parables anyway? Tune in ti find out !

  • 00:36

    Bankruptcy Basics: February Bankruptcy FAQs Part 2 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    Am I liable for my spouse’s student loan debt? How can bankruptcy help me?
    How does reaffirmation of a car loan work in bankruptcy where you keep your car?
    Why would I file for bankruptcy if my income is exempt from wage garnishment?
    Can you get a Chapter 13 plan with no payments? I want to save my home.


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy Site. You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

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