• 00:31

    The Features and Benefits of Chapter 13 Bankruptcy

    in Legal

    Interview questions and topics covered on this show:
    Chapter 13: When income is too high to pass the median income/means test. Chapter 13: When you own one or more assets worth too much money to be sold in Chapter 7. Chapter 13: When certain past debts must be paid and are not dischargeable or other factors apply. Chapter 13: When second mortgages are converted into an unsecured debt affecting your home. Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress. On today’s program, we answer a common question: Why would I ever file a Chapter 13 if I can get rid of my debts with a Chapter 7?
    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.
    Visit our Chicago Bankruptcy Site online for more about the firm.

  • 00:31

    Chapter 13 Bankruptcy - Not A Good Look For Foreclosures

    in Legal

    Hello folks and that you for joining me for another episode of the ADR-NOW! Internet Radio Webinar.  I am your host, Anthony Johnson.
    In this episode, we will talk about why filing a Chapter 13 bankruptcy may not be the best avenue to take when faced with a foreclosure action.  A Chapter 13 bankruptcy establishes a plan for fixed payments over a number of years.  The fixed payments are calculated to pay off a percentage of your pre-bankruptcy debt, including back house payments at an affordable rate.  However, in order to keep your home, you need to keep up with your regular house payments while you make your plan payments.
    For the plan to be effective, payments to the Chapter 13 Trustee must be kept current or the court protection will be withdrawn and the lender can and will resume foreclosure proceedings.
    Unfortunately, over two-thirds of Chapter 13 filers cannot follow their plans and make their scheduled payments.  A missed plan payment might follow an unexpected event, such as a divorce or illness, and as previously mentioned, the court protection will be withdrawn and the lender will resume foreclosure proceedings.
    For a FREE consultation on how to remedy this situation, please visit A. Johnson & Associates, LLC at www.adr-now.com or call 888-502-0586.
    DISCLAIMER: We are not attorneys.  We are not engaged in rendering legal advice.  We are Alternative Dispute Resolution Practitioners.  If legal advice is required, the assistance of a competent, qualified professional should be obtained.

  • 00:33

    Bankruptcy Basics: A Closer Look At Chapter 13 Reorganization

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    What exactly is Chapter 13 bankruptcy, who can file and what does it do?
    What happens to my home or real estate as Chapter 13 payments are made?
    Can Chapter 13 bankruptcy help with my student loans or IRS debt?
    Can Chapter 13 affect a suspended drivers license for failure to pay tickets?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.

  • 00:36

    Bankruptcy Basics: February Bankruptcy FAQs Part 2 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    Am I liable for my spouse’s student loan debt? How can bankruptcy help me?
    How does reaffirmation of a car loan work in bankruptcy where you keep your car?
    Why would I file for bankruptcy if my income is exempt from wage garnishment?
    Can you get a Chapter 13 plan with no payments? I want to save my home.


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy Site. You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

  • 01:14

    Infinite Possibilities -- The Art of Living Your Dreams - Chapter 4

    in Spirituality

    Our Mission at OHMTALK Radio is to uplift, motivate, inspire and empower YOU!


    Join us on OHMTALK Radio broadcasting LIVE every Friday at 10 a.m.(EST) as we continue our conversation about the Power we have to Co-Create our OWN Universe. What Story are YOU authoring for yourself and your world for 2015?


    Listen on your phone by calling 516-595-8256 at 10 a.m. (EST) or you can listen LIVE or later at www.blogtalkradio.com/OHMTALK


    Infinite Possibilities--The Art of Living Your Dreams! That's our topic TODAY at 10 a.m. @ 516-595-8256 on www.blogtalkradio.com/OHMTALK.


    This week we explore Chapter 4 of "Infinite Possibilities: The Art of Living Your Dreams" by Mike Dooley - Taking Action to Position Yourself for Your Dream to Find You.


    "After years of working (and playing) hard to reach the illusive goal of Being Happy and Teaching Others how to do that...I AM A CERTIFIED TRAINER OF INFINITE POSSIBILITIES: THE ART OF LIVING YOUR DREAMS, which simply means I am now Certified to Teach what I’ve been Living, Learning, Teaching and Doing for these past 40 years!!!"  --Kalimba Love


    Our host, Rev. Kalimba Love, is the facilitator of the Mindful of Miracles Mastermind Alliance (MoMMA) and Spiritual Director of Open Heart Ministry, Inc. (OHM), a 501c3 Charitable Organization.

  • 01:45

    Episode 13: Prophetic Word for 2015 and beyond: Special Guest Mena Lee Grebins

    in Christianity

    Hello, and welcome to Ezekiel 33:9 We will discuss; the bible, Jesus, and end time prophecy,dreams,visions,testimonies etc, 9 Nevertheless, if thou warn the wicked of his way to turn from it; if he do not turn from his way, he shall die in his iniquity; but thou hast delivered thy soul So Please Join Sis Amy,Bro Shannon, & Sis Jessica As We Glorify GOD During These End Times The Chat Room Will Be opened!! Fridays 4pm pst 6pm cst 7pm est .Call in number 929 477-2387

  • 01:02

    Flawesome.. Because God Don't Make No Junk!

    in Spirituality

    Flawesome.. Because God Don't Make No Junk! with I'esha 'GaptoothDiva' Hornes


    “No amount of flaws, whether inside or out, can ever stop you from living an awesome and phenomenal life!”  Passionate about motivating people to see past their “flaws” and start living an extraordinary and abundant lifestyle, I’esha “GaptoothDiva” Hornes isn’t just a motivational speaker, she is also a testament to how self-confidence can change your life.  She is a media personality, plus size model, thrift boutique owner, motivational speaker and, self-published author, who can share with your audience how to stop limiting themselves based on their looks, education background, income level, and their past issues and start living amazing lives, start businesses, find love, and make new friends.


    Every week, The Queen of Flawesome, I’esha GaptoothDiva motivates individuals through her articles and weekly podcasts, “GaptoothDiva’s Monday Jumpoff” and “GaptoothDiva Radio” about issues that affect unique everyday people. If you’ve ever been told you could, shouldn’t, and won’t succeed regarding your past, your looks, or your finances, she is the one to inspire you to go from “Basic” and Average to Flawesome and Amazing.


    With her new book, “Flawesome …Because God Don’t Make No Junk!” I’esha GaptoothDiva tells her story about surviving through emotional and physical abuse, molestation, addiction, depression, an eating disorder, self-mutilation, and ultimately several suicide attempts. In each chapter she shares how each of these circumstances, although painful, helped mold her into a strong believer in God and change her life.


    For more information visit: http://www.gaptoothdiva.com/

  • 00:18

    Discovering the Truths in the Book of John (KJV)

    in Christianity

    Hello! Kindly, we will continue our journey in the book of St. John chapter 3. In prayer, God revealed to me what I am to continue to converse about during this session: The Three P's in Preparation - for the person that desires in their heart a personal relationship with Jesus Christ:


    1. Believe - John 3:18


    2. Come to the Light (Jesus) and repent of all sins - John 3:21


    3. Baptism - John 3:23

  • 01:05

    The Conscious Capitalist Show - Featuring Chef Live Ive

    in Business

    Discussing the 4 core principles of Conscious Capitalism.



    Higher Purpose
    Stakeholder Orientation
    Conscious Leadership
    Conscious Culture


    Your Hosts: Christopher King - who goes by King is the President of the DC Chapter of Conscious Capitalism and author of a new book titled" Connecting With Intent - Why Social Capital is more Valuable than Financial Capital". He is the founder and CEO of King Connections. 


    Ivan G. Wallace


    was born in Philadelphia.  He had a love for science and attended Hampton University to study physics and mathematics.  He attended American University for advance mathematics and Georgetown University to study radiation science as he worked for the National Institutes of Health as a Health Physicist in the Radiation Safety Department.  He became an expert in emergency response and trained scientists who worked with radioactive chemicals in the biomedical research fields.  When assigned to work with physicians to administer high doses of radio-nuclides to patients; Ivan began to study exposure and detoxing the body.  Today Ivan is a live food scientist and chef who has promoted his business and philosophy worldwide. He has lectured at Temple University for the past 10 years and will soon release the "Physics of Food" recipe guide to assist health conscience consumers to the natural process of live foods. Chef Live Ive's Starfire Cuisine has been showcased on comcast cable TV network. He enjoys farming his own herbs.  Ivan wants to live life and make the world a better haven for the yet unborn and those he can touch on his earth journey. He is a Traditional Ruler and has been enstooled as the Asonahene, African Chief of the Asona Clan of Ghana and has the honorable name of Nana Kwame Toprah.


     


     

  • 02:59

    "They Are Who We Thought They Were" Dennis Green

    in Politics

    Mar 6, 2015   @   3-6 pm


    www.michaellawsonlastword.com


    www.blogtalkradio.com/the-last-word-with-michael-lawson


    "The Last Word" with Michael Lawson


    646-716-5242


    “A liar will not be believed even when he speaks the truth.”      Aesop


    Today’s Guest:


    Thomas Fortenberry, TLW Senior Producer


    Bernard Roe, TLW Associate Producer: VP Charlotte Meck. Chapter-NCBLC


    Dr. Robbie Akhere, 12 District Chair, NC Democratic Party


    Lula Dualeh, Candidate for 3rd Vice Chair, MCDP; Acting Chair Precinct #53

  • 01:06

    Prayer with the Prophets - Deliverance!

    in Spirituality

     


    Let's pray like: Jesus, King David, Daniel, Prophetess Anna, Paul and Silas and you!


    Luke 18:1 (KJV) 
    1 And he spake a parable unto them to this end, that men ought always to pray, and not to faint;
     


    Matthew 6:9-13 (KJV) 


    9 After this manner therefore pray ye: Our Father which art in heaven, Hallowed be thy name.
    10 Thy kingdom come. Thy will be done in earth, as it is in heaven.
    11 Give us this day our daily bread.
    12 And forgive us our debts, as we forgive our debtors.
    13 And lead us not into temptation, but deliver us from evil: For thine is the kingdom, and the power, and the glory, forever. Amen.
     


    Let us pray until we have the answer!


     

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