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Government Makes Buying Homes Expensive
Guest Opportunity: Stuart Vener, National Real Estate and Mortgage Expert as seen on FOX News
The Housing Market is already in shambles thanks to a poor economy and job status as well as banks tightened their belts on lending practices but now the Government steps in to add salt to the wound, making it more expensive to buy homes in this country. On April 1, the Federal Housing Administration raised its mortgage insurance premiums, both for the upfront payments-which will rise from 1 percent to 1.75 percent-and annual premiums by 0.10 percent for all single-family homes under $625,500. This is the second rate increase in the span of 6 months.
It may not sound like much but the increase will cause a $5.00 increase to $25.00 per month. That doesn't sound like much but over a year that's $60.00 or $300.00 per year. That adds up!
On this episode of ‘The Smithfix’ we continue with Prepping and turn our attention to health and natural medicine.
Tonight we have a valued addition to We Resisters Radio, Brandi Medeina- Certified Nutritional Therapist and Herbalist.
Prepper Nutrition, Natural Medicine, Herbs…, this will be a great show.
Brandi moved to the wilds of the Pacific Northwest in 2004 from the foreign land of California. She escaped a long career in which she worked with two Fortune 500 companies, and one Fortune 100 company. What brought her north was an opportunity to purchase a small business in a small town which was where she wanted to raise her kids. Shortly after buying a small retail establishment that specialized in natural foods, and supplements, she recognized that she seemed to have an affinity for the retaining the knowledge that came her way.
In 2007 she attended classes and obtained a certification in Nutritional Therapy. This modality respects bio-individuality and encourages personal accountability for one’s health. Using symptom analysis, Kinesiology, and Lingual-Neural testing, she helps the individual identify nutritional deficiencies and assists in getting them back to optimal wellness.
Her passion is creation, the outdoors. Much of the time in the summer, she can be found in the woods, identifying medicinal plants, wild crafting and making her own medicines, salves and teas. After successfully home-schooling her children, she has now entered a new season, and is excited about sharing that with We Resisters Radio listeners.
in Real Estate
Kalumba Musambachime is the Business Development Partner for Diaspora Support Initiative (DSI) covering the United Kingdom and the United States of America. Kalumba is currently based in the UK where he has plied his professional trade across some of UK’s top real estate organisations including Grainger Plc, the UK's largest listed residential landlord and Galliard Residential Limited, part of the Galliard Homes Group, one of London's leading residential property developers. Specialising primarily in the area of portfolio and property asset management. Kalumba will serve as the primary point call in Europe and the USA, providing information about DSi services in Zambia to our potential clients. He will also provide a diaspora-based customer support to the existing clients ensuring that they have information and updates as required.
Kalumba is a member of the Royal Institution of Chartered Surveyors (RICS) and also a member of the Association of Residential Letting Agents (ARLA), Kalumba’s academic credentials include a Bachelor of Science in Land Economy from the Copperbelt University (CBU) (Zambia), a Masters of Science in Property Studies from The University of Cape Town (UCT) (South Africa), and a Post Graduate Diploma in Surveying from the College of Estate Management (CEM) (UK).
Interested in becoming a home owner in Zambia? Worried about clean titles? Payments? Lawyer fees? Trusting partners? Kalumba is our featured guest and he will outline the opportunities available in the recently developed Buboni Estate and Hillview Estate in Zambia.
Listen to the powerful Word of the Lord through Rev. Wayne and Rev. Carolyn Anders... anointed servants of God in this end-time army. You will be blessed, encouraged, and challenged by the uncompromising messages you will hear!
Their many years of ministry and their love for God and people is very evidenced in the messages. The Anders minister in Churches, nursing homes, prisons, and have a powerful prayer ministry as well. You can check out their website at www.calglgm.wix.com/lglgm.
The differences between riches, wealth, and prosperity.
Black Friday came and went I the midst of protests from the injustices perpetuated on black people in general and black men in particular. Protests were held at Malls and department stores and there was an attempt to protest the Thanksgiving Day parade…and believe it or not it worked! The projected profits from black Friday fell 11% and sent the stock markets reeling. Most of it was black dollars the buying power that has been underestimated in the system [and you know when I say the system it is the system of white supremacy and its economic component] and misunderstood by our community.
“In 2014, $50.9 billion was spent during the 4-day Black Friday weekend, down 11% from last year. While approximately 133 million U.S. consumers shopped during the same period, down 5.2% from last year's 141 million.”
I have to see numbers on paper to understand the power we have as black consumers because we have been told so many times that our black dollars are useless.
But the Nielsen and the National Newspaper Publishers Association writes this:
“Black buying power continues to increase. It is currently $1 trillion, but is forecast to increase up to $1.3 trillion by 2017. Population growth and increased educational attainment are key factors in the uptick in Black consumer power according to the “Resilient, Receptive and Relevant African-American Consumer 2013 Report.”
Lasana K. Mack, founder and executive director of APPEAL, Inc., based in Washington, D.C.
“We should begin to spend a substantial portion of those dollars with Black-owned businesses; we should be depositing substantial amounts of those dollars in Black-owned banks.”
in Real Estate
Merry Christmas! It's our last show of the year and we recount some of the biggest real estate news stories from Brooklyn in December with Brooklyn real estate attorney Robert Howe. Stories dealing with the continued rise in brokers in Brooklyn, the tallest apartment building in the borough, and a $10 million Brooklyn apartment!
You can tune in to hear Bob discuss New York real estate, Bay Ridge, Brooklyn small business, community affairs, and events. Call in or email us with any questions and follow Bob on Facebook and Twitter @RobertHowePC.
in Real Estate
Wondering about the housing market this holiday season? You're in luck tonight! Real Estate Expert, John Brashear returns to the show to get you all of the important information you'll need whether you're buying, selling or considering a home in the future!
Call 323 657-1493 to ask a question!
Last night I pushed back the hinderances away from peoples lives and saw many things- new lives for people. God is blessing people with rest and a way to enjoy the rest. Rest is the key to many peoples lives next year. People will receive things into their lives they never had before.
Vacations, summer homes and van's for ministries will be seen in the up coming year. Trips that will surprise us all will be given.
Please call 989 415 8578 for prayer.
Coming together in search God's Word for his wisdom will ground us.
The early Church dynamic:
They gathered together in homes, often in secret, reminding one another of God's promises and relating Jesus' commands—to love God and others— to real life situations. They encouraged one another, challenged one another, and worked out what it feels like to be a Christian. Sherwin Simple is offering the same concept. In fact, he is doing exactly as it is in the Bible. God created us to live in a community—and especially to read & learn Scripture in a community. It's only together that we can accurately interpret and apply the Word. So if you don't currently participate in a small-group Bible study. Now is the perfect time to join in and listen to Simple Basic Instructions Before Leaving Earth.
Calling out to all ladies and the men too!!!! Real Talk hour let's talk bout it!!!! Another door opening !!! wanna talk bout it let's get to it !!! let's talk bout the children out in the cold right now let's talk bout our community How important the unity is how can we be embassdor's for a better life in our homes or outside our homes for our community !!!! The start is now so we have so much to talk bout off or behind close doors let's talk real talk now !!!! also we will have a spot for call your service and business out we love you and see your right here on wumanati radio!!!!!!
The discussion continues Healing Black Communities Part 2 | We will be examining the marches for justice in our judicial system. This weekend Saturday, December 13, 2014 in Washington DC and New York City; people marched and chanted Black Lives Matter and around the world demonstrations of colored people lives (black, brown, red or yellow) being valuable and worth keeping alive has hit homes.
This is a universal problem (worldwide) and we "the people" the masses, need to take heed at the whole picture and not half or the portion that only affects us. The reactive behaviors towards societal issues that keep a group of people oppressed has come to its head; we the people will no longer stand for supremacy behaviors; it’s not white, it’s not European but the selective few called the elite that needs to be stop and it doesn't matter what color or culture it stems from.
FOR FREE TICKETS TO JOIN US @ http://www.eventbrite.com/o/real-talk-radio-100-candidad-7826183467