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Government Makes Buying Homes Expensive
Guest Opportunity: Stuart Vener, National Real Estate and Mortgage Expert as seen on FOX News
The Housing Market is already in shambles thanks to a poor economy and job status as well as banks tightened their belts on lending practices but now the Government steps in to add salt to the wound, making it more expensive to buy homes in this country. On April 1, the Federal Housing Administration raised its mortgage insurance premiums, both for the upfront payments-which will rise from 1 percent to 1.75 percent-and annual premiums by 0.10 percent for all single-family homes under $625,500. This is the second rate increase in the span of 6 months.
It may not sound like much but the increase will cause a $5.00 increase to $25.00 per month. That doesn't sound like much but over a year that's $60.00 or $300.00 per year. That adds up!
in Real Estate
That's right! Price banding can save your life! Well, ok, not your LIFE life... but the life of your real estate purchase or sale. I have gotten a lot of listeners who have asked me about price banding and it could clearly use a bit more explanation. So in todays show, we are going to talk about how to use it, when it applies and how you can use it to your advantage whether you are buying or selling.
Of course we will also discover some of the most recent happenings in the world of real estate. Some of the headlines we will discuss include:
The world’s hottest luxury real estate market
For millennial home buyers, only Honolulu is pricier than Southern California
Expect Case-Shiller National House Price Index up 4.2% year-over-year change in March
Construction Spending decreased 0.6% in March
And more.... find links to the rest of the articles at the RebelBroker website!
Home ownership has been an important vehicle in creating a solid white middle class, but it has not done the same for most black homeowners, because blacks and whites buy homes in very different neighborhoods. Research shows that homes in majority black neighborhoods do not appreciate as much as homes in overwhelmingly white neighborhoods. This appreciation gap begins whenever a neighborhood is more than 10% black, and it increases right along with the percentage of black homeowners. Yet most blacks decide to live in majority minority neighborhoods, while most whites live in overwhelmingly white neighborhoods. Read article: http://www.forbes.com/sites/forbesleadershipforum/2012/12/10/how-home-ownership-keeps-blacks-poorer-than-whites/
Tonight Joe Bond joins me on air for a full slate of pitcher specific topics. Who's worth buying low? Who's worth keeping? Who's been the biggest surprise and disappointment?
We'll make some bold predictions and even try and come up with a catchy name for this podcast. Enjoy!
in Real Estate
Kevin Guz of HomeVestors-Dallas discusses the pros and cons of buying a condo as your first investment property.
Friday's #99 Broadcast.. All-New Special Edition..
The Hair Radio Morning Show ..Motivational Speaker & Author, Vincent Ellis White of "Finding Chris, My Father".. The true story of searching for his 'real' father and how we cope with fatherless homes in our community. Also, More on Hair Pioneer, Annie Malone with the folks behind her namesake association. We're Counting Down of the Top 25 Natural Hair Icons of All Time and More!
Memorial Day, our Heritage, and a discussion of Why it matters, and to Whom?
Whenever I See a Soldier Boy... by Sam Miller, 1942
Whenever I see a soldier boy No matter where it be
I give him salutation for he means so much to me
He's not the boy we used to know In store, at desk or plow
He's a defender of our faith He's in the service now
He keeps Old Glory flying on land and air and sea
He lives to make our homes secure He dies to keep us free.
The Republic News Network is a broadcast of the Republic for the United States. The purpose of the RNN is to reach out to the American People with our message of hope, that the American Republic has been restored. Thursday evenings each week we engage experts in business, industry, military, law enforcement, faith, intelligence and other patriotic Americans in an effort to inform the American People of important current events and at the same time educate our guest and listeners about the restored American Republic.
RNN Schedule: Live on Thursday Evenings 9pm EDT/6pmPDT
Check the Republic website often for General Information and Updates to keep you informed about the interim government restoring operations under the Constitution for the United States of America.
Opinions stated by various contributors to the RNN are not to be considered as endorsed by officers and members of the Republic for the United States of America. Listeners are urged to use their own discernment to draw their own conclusions.
This week features author, radio, and TV personality Thom Hartmann to talk with us about the movement to amend the Constitution and House Joint Resolution 48 -- the We The People Amendment.
Thom Hartmann is a progressive national and internationally syndicated talk-show host whose shows are available in over a half-billion homes worldwide. He's the New York Times bestselling, 4-times Project Censored Award winning author of 24 books in print in 17 languages on five continents. Talkers Magazine named Thom Hartmann as the 8th most important talk show host in America in 2011, 2012, and 2013 (10th the two previous years), and for three of the past five years the #1 most important progressive host, in their “Heavy Hundred” ranking. He was born and grew up in Michigan, and retains strong ties to the Midwest, although he and Louise have lived in New Hampshire, Vermont, Georgia, Germany, and Oregon...and now live on a boat in Washington D.C. with their new attack-cat, Fang.
Tune in to the Thom’s radio and TV programs at www.thomhartmann.com.
The Staging Fashionista
Home staging and decorating brings out my creative side. Over twenty years in public service and working as a Senior Executive has provided me with customer service and management skills that have proven beneficial for my business. I love staging homes for my clients to make them look their best prior to putting them on the market. I want buyers to fall in love with the homes I stage by creating a lifestyle and an emotional connection to the home. My average days on market of my staged homes is 18 days.
Claudia Thomas/ Real Estate Agent
Topic: Why Real Estate Agents ahould hire a Home Stager.
Claudia is licensed real estate agent serving Northern Virginia. She has earned Lifetime Top Producing Agent for the past 10 years. Certified as a short sale specialist, and an accredited buyers representative, currently specializing in new construction, luxury homes and military relocation.
We talk with Debbie Farson, Owner/Operator of HomeWise Referrals, a company that helps people find contractors to do home repairs and renovations. Given the high numbers of adults with disabilities living with parents, who also may be aging and needing home modifications, the need for contractors who can renovate homes for our population is critical. Learn how Ms. Farson helps meet this need. Also joining us will be Mark Friese, Vice President or Merrill Lynch Special Needs Planning Group to discuss the financial side of housing, and how to plan for good financial decisions for your loved ones with special needs.
We're geeking out on old houses, DIY family life, paint innovations, and project trends at the National Hardware Show.
Mark and Theresa have a soft spot for other couples who love renovating old homes, and they might just have fallen hard for Andy and Candis Meredith at the National Hardware Show.
On this episode of MyFixitUpLife talk show, hosts Mark and Theresa are checking in with long-time DIY family friend Dan Cary, who is now part of the Woodworker's Journal family. They talk tools, staining, painting, and silly voices, because at the end of the day we're all just making home a happier place for our families.
New guest on the show Justin DiPego from DoItYourself.com talks trebuchets and DIY trends. Mark and Justin spent a weekend with a pile of other DIY experts at the Craftsman Makecation making awesome projects.
Mark Marotto from Shur-Line shares a few innovations including their paint and primer paint brushes, the staining pad that reaches between the deck boards for maximum coverage, and the paint roller quick release that makes the chore of removing a wet paint roll from a frame so much cleaner and easier.
Andy and Candis Meredith, new hosts of a soon-to-be-released HGTV show. They specialize in restoring old homes while raising seven boys inside their DIY family life. Based in Utah, the couple has created a business called Old Home Love which combines their passion for old homes with their incredible ability to renovate these historic properties.
I will highlight the advantages of my new affiliation for direct ordering capabilities with Tropical Traditions.
This is yet another BH Sales Creative Solution to acquiring safe non GMO products. Tropical Traditions offers superior products and their customer service is an added benefit - both qualities are equally important! Tropical Traditions is a principles driven company that cares about all stages of bringing the products they source and sell to market.
They work directly with small family farmers in the Philippines and other places, thereby assuring both a specific quality of product as well as the fair compensation of the producers of that product. And for their customers they find inventive ways to keep prices down by offering regular sales as well as offering a buying club that one can use any time to get below sale prices by buying in bulk.
They always meet or exceed quality control of ingredients-
an outstanding company in every aspect of their business. Their products are excellent and you will be able to purchase many of the same organic products at a better price than when you can purchase them at the store, and you will save the time and money of driving to the store. They also offer excellent products
I also have written a blog at my http://www.kennelkelp.com/blog.html website containing more information:
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