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in Indie Music
www.upnxtmusic.com is the place to listen and support all kinds of indie christian artist, thats were we found our latest guess Jesse Lopez, he is going to be out the show today as we speak on his past and his future plans in his life. UpNxtRadio is here to bring you all the latest in the world of Indie christian music so hold on to your hats its Time to Go
JON WILLIAM LOPEZ
Jon William Lopez is a student of New Thought spirituality, metaphysics, and a professional licensed spiritual counselor and prayer practitioner with the Centers for Spiritual Living. A cartoon animator, illustrator and professional photographer, his career spans over 40 years, during which he worked at Disney Feature Animation, Dreamworks SKG, Turner Feature Animation, Film Roman (for 3 seasons of “The Simpsons”) and dozens of other studios and production houses. He has exhibited and sold his photography in New Mexico where he and his partner co-owned an art gallery, Morning Calm Gallery. He was born and raised in Puerto Rico and has also lived in Michigan, Brazil, New York, Texas, Georgia and New Mexico. He and his partner also taught English for a year in South Korea. Always interested in metaphysics, Lopez was introduced to New Thought ideas in the mid-1980s and has since had direct personal experience with the spiritual principles that beliefs, thoughts and words create reality, and that there is one Universal Mind and Intelligence of which we are a part and can use in our daily life. Using these principles, Jon has, along with attracting his life partner (now his spouse), manifested his dream job, increased financial prosperity. He is author of a book, “Perfect Praying: 5 Simple Steps That Make Prayers Work.” Though not raised in any formal religion, Jon has always had a keen interest in and fascination for metaphysics, spirituality, the paranormal and UFOs. In the 1980s, while living in Brooklyn, NY, he had a lucid, out-of-body experience involving UFOs, so vivid and real, he remembers it as though it happened yesterday. His favorite movie of all time is “Close Encounters of the Third Kind”, which he has seen more times than he will ever disclose. He and his spouse now live in retired bliss in Tucson, Az, where he continues his photography and spiritual practice.
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Al Diaz and co-host Andy Shepherd share their insights on Live at Your Peak Potential.
Friday, November 27th 10am PST
Andrew Shepherd is a British entrepreneur coming from a city exactly in the Centre of England, called Derby. His upbringing was in his mother’s vegetarian restaurant where he gained a vast understanding of being self employed and of customer service. He studied at Birmingham University where he gained a degree in Electrical and Electronic Engineering. He worked for 12 years for Digital Equipment Company, where he took various high profile roles in Barclays Bank, Astra Zenica and many others. For 12 years, he was the owner and founder of the successful Language school, "Mr. Brit Idiomas" in Taubate, Brazil. He is a certified Tony Robbins Strategic Intervention Coach via "Robbins Madanes Training". His vision is for every human being to achieve Peak Performance in all areas of their lives and to have an abundance of health, wealth, and happiness. He now resides in Los Angles as a Peak Performance and Breakthrough Coach, Author and Radio Personality.
To contact Al Diaz personally: email@example.com
On last week's podcast, ANDY SCHELL a/k/a "The Profit Doctor" gave our listeners an update from the MBA's Accounting and Finance Conference that took place the week before in New Orleans. One of the topics that Andy raised had to do with "Governance" for independent mortgage bankers (IMB's). Because a significant number of our listeners either are an IMB or work for an IMB, we had a significant amount of feedback and requests for additional information. For this reason, I have asked Andy to return as the Hot Topic guest to discuss this important topic. Here are some of the questions we will be discussing and Andy will be answering.
What is the purpose of Corporate Governance?
What does the CFPB require for Governance?
How does an Independent Mortgage Bank address this requirement?
Why do they call it a Compliance Management System?
What about smaller companies, are they required to comply with these rules?
This is an important topic which you will want to tune in and listen too. I would encourage you to tell othera about it as well.
David Lykken, Host and Moderator of the "Lykken On Lending" program.
Candidates for Mayor, Garrad Marsh and Dave Lopez have voted to give more tax money to some of the same people who were involved in SCAP and Neighborhood Stabilization Program.
“Mayor Garrad Marsh said he was pleased with the outcome but said he understands there are those who are not. He said local government is part of downtown and is paying the assessment just like all other property owners within the district.
The impetus to create the district came out of the Downtown Modesto Partnership – a group of property and business owners, downtown supporters and the city and county – to find a way to improve the city center. Some of those involved in the effort include Gallo Center for the Arts CEO Lynn Dickerson, attorney Dave Gianelli and Ryan Swehla with the commercial real estate firm NAI Benchmark.
A nonprofit will be formed to manage the community benefit district. Assessments are expected to go out later this year, and the district is expected to provide services in 2016.”
Today's special guest, ANDY SCHELL, also known as "The Profit Doctor", will be providing us a report from last week's MBA Accounting & Finance conference in New Orleans. Here are some of the topics covered at the conference and we will do our best to get an brief update on as many of these topics as possible:
Mortgage company financial trends and outlook
Governance, CMS and Simplicity
Regulatory, financial and accounting issues
A FASB Update
Internal audit inclucing vendor management in the mortgage banking industry
Update on GSE representations and warranties
Financing warehouse, MSRs and Ginnie Mae buyouts
Also, please e-mail me any questions you would like us to discuss on the broadcast. My e-mail address is David@TMS-Advisors.com.
David Lykken, Host of "Lykken On Lending"
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com & Sam Garcia of MortgageDaily.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT. This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.
in Self Help
Years ago I became a fan of Andy Stanley. He's a Pastor of a church in Georgia and son of Pastor Charles Stanley. His website shares:
INTRODUCTION The arrival of Jesus signaled the end of the Temple Model and the beginning of something brand new—an approach to faith characterized by love of others. The Temple Model is you-focused, but Jesus’ new covenant calls for a focus on the you beside you. So, what is required if we want to follow Jesus’ example and radically love the people around us? DISCUSSION QUESTIONS 1. Talk about a time this week when someone did a small act of kindness for you. What did it do for your day or your week? 2. What are some of the costs of Christians being more concerned with following rules than in the ways they mistreat others? How might it influence the way unchurched people view God? 3. During the message, Andy said, “Your devotion to God is illustrated, demonstrated, and authenticated by your love for others.” Do you agree with that statement? Why or why not? 4. Read Matthew 25:31–40. In what ways does this passage challenge your assumptions about God? What are its implications in your daily life? 5. What is one group of people that is different from you and that you find it difficult to love? Consider the words of Matthew 25:31–40 in light of that group. What are some obstacles you would have to overcome to love that group of people? 6. Think about a difficult relationship in your life. Within the context of that relationship, what does love require of you? Be specific. What can this group do to support you and hold you accountable as you move to love that person?
We are pleased that Economist Andy Sutton has agreed to return to our show to explain and clarify current economic conditions and how they will effect you. The situation in Europe as well as the U.S.A certainly will impack the world order. Let's hear what Andy has to say. Please feel free to call in with your questions, or comments, 646-652-4620. Look forward to hearing from you.