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  • 01:04

    11-23-15 ACCOUNTING CONFERENCE REPORT via Andy Schell a/k/a "The Profit Doctor"

    in Finance

    Today's special guest, ANDY SCHELL, also known as "The Profit Doctor", will be providing us a report from last week's MBA Accounting & Finance conference in New Orleans.  Here are some of the topics covered at the conference and we will do our best to get an brief update on as many of these topics as possible:



    Mortgage company financial trends and outlook
    Governance, CMS and Simplicity
    Regulatory, financial and accounting issues
    A FASB Update
    Internal audit inclucing vendor management in the mortgage banking industry
    Update on GSE representations and warranties
    Financing warehouse, MSRs and Ginnie Mae buyouts


    Also, please e-mail me any questions you would like us to discuss on the broadcast.  My e-mail address is David@TMS-Advisors.com.  


    David Lykken, Host of "Lykken On Lending"


    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com & Sam Garcia of MortgageDaily.com giving a quick MTG NEWS HEADLINES update and Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  

  • 01:06

    2-9-15 IMP TOPIC: FHFA's New Financial Rules for NonBanks with Andy Schell, MBS

    in Finance

    On today's broadcast, Andy Schell of MBS will be discussing The Federal Housing Finance Agency's recently proposal of new minimum financial requirements for nonbank mortgage sellers and servicers.  Andy will be explaining how the impact of how under FHFA’s new proposal, all seller and servicers are required to have a minimum net worth base of $2.5 million plus 25 basis points of the total unpaid principal balance for the loans each nonbank services.  This is a MUST LISTEN to broadcast for anyone working for a nonbank mortgage lender.  Here's a link to a recent article on this topic... http://www.housingwire.com/articles/32789-fhfa-announces-new-financial-rules-for-nonbanks


    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry. 

  • 01:01

    8-18-14 VENDOR MANAGEMENT: Special Guests Andy Schell & Theresa Marie of MBS

    in Finance

    Are you aware that in 2012 CFPB issued a bulletin requiring all mortgage banks to monitor their relationships with vendors?  If not, you are not alone.  Even if you are aware of this, you will want to listen to today's broadcast, where we have as our guests two experts, Andy & Theresa Schell.  They will be providing information about how to implement a program to comply with the new requirements for the Management of Service Providers. 


    The new CFPB rules aren’t necessarily as vigorous the OCC and FDIC requirements but the new CFB rules are modeled after them. In today’s session Andy and Theresa will talk about the following:



    What is a “covered person” and “service provider” and why does it matter
    Creating a Third Party Vendor management Program
    Vendor Risk weighting, what is it?
    What is a CFPB Service Provider?
    Outsourcing Due Diligence
    Vendor Service Level Agreement Requirements
    Vendor Monitoring and Contingency Planning


    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of Inside Mortgage Finance giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and TONY GARRITANO providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.  

  • 01:01

    The Erie Hours with WP

    in Entertainment

    Join John and Bea from World Paranormal Investigations, LLC/World Paranormal Productions Sunday nights at 9pm EST/6pm PST as they talk with guests of all genres. We don't always focus on the paranormal and enjoy talking with talent of all genres. It can range from acting, music, writing, etc.. 


    So TOMB in, sit back and enjoy the ride! We can guarantee that the show is so entertaining....Remember, "if you haunt it, we will come!"

  • 01:59

    Kevin We Are Change Parenting Home Schooling Courts @ Social Services Dr Rima

    in Education

    Kevin Wearechange is doing his weekly show on sunday nights. 


    Talking to Kevin Is Dr Rima.


    Loking for guests email Andy freedomtalkradio2013@gmail.com 


    6pm UK time 1pm Eastern


    on Home Schooling & CPS courts and much more.


    Do you want to avoid legal battles with social services and CPS and school your kids at home?


    Do you have problems with the standards of education being provided by the local schools in your area or are they wrongly labelling your child with behavioural problems such as ADHD to claim higher administration costs for wrongly prescribed drugs such as ritalin?


    Are you worried about trafficking of school children into the social services care system and childrens' homes for possible prostitution and sexual abuse?


    Are your child's teachers and social services telling lies against you and your child and you want nothing to do with them?


    Are you worried and feel your child would do better being schooled at home? 


    Many parents don't realise that it is perfectly legal to deregister their children and have no further involvement with schools and social services.  They can provide education that they consider to be appropriate.


    Do you want to sack the solicitors and judges then come on kevins show.


    The Government details the procedures for filling out the paperwork to provide schooling at home


    Kevin Wearechange is ome schooling his kids successfully for many years in South East London.


    Call 01444 390 270 from UK or 3476770812  from USA Canada

  • 01:07

    Two Peas in a Podcast Author Timothy Spearman @ Andy Peacher

    in Politics

    Todays Show  Author Timothy Spearman and Andy Peacher


    Human Beings on the Planet no longer have true journalistic reporting which we can rely upon and trust. We are in serious times requiring serious action.2 peas in a podcast  Show on the Freedom Talk Radio Network is a grassroot movement in pursuit of truth and the education of our fellow Humans of the dangers facing them.


    Freedom, Liberty, Justice and Equality.


    Ftr  Provides diverse show topics that cover many things from health and nutrition, survival techniques in case of local, state-wide and/or national events and/or disasters, politics and activism for Human Rights and much more. We are an interactive network that cares deeply for our audience, the listeners, and the Rights, Freedoms and Liberties of all People regardless of race, creed, religion, handicap, sexual orientation or political beliefs.


    http://www.shakesaspear.com/books/

  • 01:25

    Episode 4 - "EL Lobo" Andy Anderson

    in Wrestling

    Tonight "Hotshot" Danny Duggan returns with a brand new live edition of "The Hotseat" and is joined by one of the unsung heroes of Canadian wrestling but definitely one of the most accomplished in 20 year veteran and international wrestling superstar "Lone Wolf" Andy Anderson!


    Also joining Danny is his co-host "The Mastermind" Kevin Cannon

  • 01:45

    Wendy Greene The Angel Warrior Show

    in Politics

    Wendy Greene The Angel Warrior Show 


    Call in at 657 383-0530 in the U.S.  uk 01444 390270 


    Freedom Talk Radio - The arrowhead for global remedies for humanity. The war has been ongoing between humanity and satanity, and now we declare that it has been won by humanity.  http://www.angelwarriors4justice.com/


    We want to hear your success stories, how you fought and won, to help others further down the road. Volunteer your experiences, knowledge to teach others in the remedies we all have under common law, ancient laws, divine laws - which serve and protect the people.  http://freedomtalkradio.co.uk/volunteers-wanted


    We must demand our inherent rights which are common to all laws which serve and protect the people. We disown all man-made laws which are used to enslave and rob the people.


    We declare our divinity over all man-made laws and religions. We condemn all crimes of murder, sodomy rape and cannibalism against babies, children, women, dead bodies, dead animals.


    We enshrine the original 7 principles in public office as HONOUR and crimes of corruption and fraud as DISHONOUR, which will cause immediate removal from public office and citizens arrests to be issued by our common law Peace Officers, Sheriffs and Grand juries.


    Email Andy freedomtalkradio2013@gmail.com

  • 02:02

    Troy from the Global Sovereign Alliance with Gregg Todd and guests

    in Legal

    https://www.facebook.com/GlobalSovereignAlliance


    Troy Mathisen @ Stash  Global Sovereign Alliance  with Gregg Todd 


    SHOW PROMO - Judge Steve Curry of www.4cd.org & Troy Mathisen  expose the frauds of legislative laws and discuss remedies for all using natural laws, universal laws and divine laws based on our honour, of honouring us and demanding honour from all public servants - this includes deeming public servants acting outside their oaths (which they must produce upon request) as Treasonous.  Listeners will be able to give a brief summary of their grievance in an email, having exhausted the man-made laws, for a general discussion about the possible remedies available to them within man-made laws and outside.  This is an international platform so listeners from all over the world are welcome to email in.  Email freedomtalkradio2013@gmail.com with your case summary, landline number (anywhere in the world) and Andy Peacher will call you if we cover your case and we require further information from you.  We regret due to time individual cases will not be covered unless serious national or international crimes by Governments acting with mass dishonour.

  • 02:03

    Long Road to Ruin: The Hobbit Trilogy

    in Movies

    Andrew Graham rejoins Sean Comer and Mark Radulich as they review Peter Jackson's second trip to Middle Earth, The Hobbit.  Since BTR cut off our show 2 weeks ago, we'll spend a few minutes concluding our discussion of Return of the King.  After that we'll dive right into all the pre-production issues that plagued the Hobbit Trilogy.  We'll talk about the special editions and debate whether Jackson should have tried to keep it to 2 movies


    The Hobbit is a film series consisting of three high fantasy adventure films directed by Peter Jackson. They are based on the 1937 novel The Hobbit by J. R. R. Tolkien, with large portions of the trilogy inspired by the appendices to The Return of the King, which expand on the story told in The Hobbit, as well as new material and characters written especially for the films. The films are subtitled An Unexpected Journey (2012), The Desolation of Smaug (2013), and The Battle of the Five Armies (2014).

  • 02:24

    David Meltzer, Tony Collins, Wendell Davis, Todd Steussie, John Bock, Erin Kalin

    in Football

    This week on Thursday Night Tailgate our guests are: LSU Hall of Famer & former Bears WR Wendell Davis, former Vikings Pro Bowl Tackle Todd Steussie, former Dolphins & Jets Offensive Lineman John Bock, and singer/songer writer Erin Kalin. Sports 1 Marketing CEO David Meltzer joins us in his weekly 12th Man Segment and this week his guest is former Titans, Panthers & Steelers Super Bowl Champion Center Justin Hartwig plus former Patriots Pro Bowl RB Tony Collins will join us for our 5 Star Picks of the Week.


    Join Chris Mascaro and Bob Lazzari every Thursday night from 8:00-10:00 PM EST as they talk with current and former players and coaches from around the NFL & CFL on "Thursday Night Tailgate." Chris and Bob talk football with the greats of the game year round so set a reminder, you don't want to miss an episode. Plus, check out the TNT web site: www.thursdaynighttailgate.com to keep track of upcoming guests, stream or download any of our archived episodes, plus see what players are saying about the show.


    “I want to congratulate you on your outstanding show. I’m extraordinarily impressed. I’ve been on a lot of shows over the years in various cities but this one is exceptional."  Andy Russell, Former Pittsburgh Steelers LB