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Although some investors are still holding tight to credit standards, mortgage credit availability loosened last month, according to a recent Mortgage Bankers Association report. The MBA concluded that the Mortgage Credit Availability Index (MCAI) increased 0.5 percent to 122 in April.
Of the index’s four components, Government lending saw the greatest easing and was up 1.1 percent over the month. The Jumbo index increased of 0.8 percent and the Conforming index saw an increase of 0.2 percent. The Conventional index decreased 0.6 percent.
It appears the increase was driven by new offerings of FHA’s 203(k) home improvement program, new VA offerings and new jumbo products. The increase was partially offset by some investors tightening underwriting criteria on conventional cash out offerings.”
Joining me today to discuss alternative mortgage lending is Lee Janc, a Strategy and Business Development Executive for the Financial Service Industry and Eric Morgensen of Angel Oak Home Loans. Angel Oak Home Loans serves both the Retail and the Wholesale markets and specializes in non-conforming products.
Like many foods, dairy can be very nourishing for certain people (like growing babies, people with type-B blood according to the blood-type diet), and not so healthy for others (for example, people with lactose intolerance).
There are quite a few options available, so what does one decide to purchase when looking for dairy and dairy alternatives?
Be prepared to to sample a variety and make the best choice for your health!
About Your Host:
Jessie Blair-Myrie, CHHC, AADP
On today's show we will hear from Diana Fretwell of ICNS, Jason Zickerman of The Alternative Board and John Brown of Business Enterprise Institute. ICNS is a technology companies helping small businesses deal with the difficulties of managing IT issues. The Alternative Board was founded to give business owners a place to discuss business challenges. Business Enterprise Insititue helps business owners with exit planning issues.
Dr. Fred Says ... Continuing the Series on the AMEO tm Essential Oils.
Join Dr. Fred Valdes today at 12 NOON CST, as he speaks about Zija's latest AMEO tm Essential Oil blend, AGX Digestive and a deeper look into how digestive enzymes paly a role in our overall health and balance.
Each Wednesday, Dr. Valdes - along with his associate Dlynn Saumer - brings us up-to-date information on the state of health in the world today.
Presently Dr. Valdes teaches part-time at a medical school close to Miami. His background is emergency medicine and he has spent many years studying complementary medicine. Within his team are doctors, chiropractors. therapists, alternative health care practitioners and professional athletes.
Laughter is the best medicine.
Debra Norwood, also known as The Laughter Lawyer, got to spend a week in the company of the renowned Patch Adams who is known for his work as a medical doctor and a clown. He is founder of the Gesundheit! Institute. He has some interesting views on healing and medicine.
At one point in his life he felt very suicidal and then enetered a mental hospital that changed him. He wanted to become a medical doctor and help people.
Patch went on to start making his one dream into a reality. He believed that the medical system was twisted and that it cheated poor people. So, he decided that he wanted to build a hospital. His Gesundheit Institute is not completely perfected, but it is up and running. One person said of the Institute: "There, amongst beautiful mountains, hardwood forests and waterfalls, Gesundheit advocates are constructing a wholistic rural hospital and healthcare community based on the vision of what healthcare should be like. That means patient care where laughter, joy and creativity will be an integral part of the healing process. Healthcare will be provided without cost and doctors will carry no malpractice insurance. Doctors and patients will relate to each other on the basis of mutual trust, and patients will receive plenty of time from their doctors. Allopathic doctors and practitioners of alternative medicine will work side by side."
You won't want to miss this interview.
You can follow Debra on her Facebook page.
Kally and Mark at Indigo Mountain. Check out our website and follow us on Facebook.
Get Real! with Mark
In this show we will be covering models of healing coming from a broad range of disciplines, integrating the best of modern science with the best of the healing wisdom that has been transmitted to us from the most ancient cultures.
Dr. Renè David Alkalay is a life-long student of meditation, Yoga science, Kabbalah, and the religious and philosophical texts of the East and West, and is the author of numerous articles and books. In private practice as a naturopathic practitioner since 1980, he provides holistic services at the Genesis Tree of Life Wellness Center offering help with nutrition, weight management, pain and illnesses, fitness and holistic treatment for cancer patients. Genesis Society (501 c3) is the not-for-profit organization Dr. Renè David Alkalay offers help to veterans and yoga classes for children with cancer.
Karen Noe is a renowned New Jersey-based psychic medium, spiritual counselor, and healer with a two-year waiting list. She is the author of Your Life After Their Death: A Medium’s Guide to Healing After a Loss and Through the Eyes of Another: A Medium’s Guide to Creating Heaven on Earth by Encountering Your Life Review Now. She is the founder of the Angel Quest Center in Ramsey NJ, where she teaches classes, gives readings, and practices alternative healing. You can listen to Karen on The Angel Quest Radio Show by tuning to www.wrcr.com on the first Saturday of every month at 1:05pm Eastern time.
Your Life After Their Death is truly an inspirational book that offers comfort and peace to those who were left behind by their loved ones. It also offers practical exercises that will assist you in your journey back to a life filled with hope.” — Anita Moorjani, author of Dying to Be Me
In Your Life After Their Death, psychic medium Karen Noé shows you how to move on and enjoy life again after you’ve lost a loved one. As she often states, “Your deceased loved ones are okay and want you to be okay, too!”
Karen offers sympathetic yet practical advice as a person who has also suffered through loss and wants to share what she’s found to be most helpful. She guides you through healing techniques she’s used on herself and with clients, such as the Emotional Freedom Technique (also known as tapping), Ho’oponopono, the Law of Attraction, Energy Healing, Prayer, and Meditation. She also shows you how to maintain your connection with your loved ones—and even your pets!—who have passed away.
Tonight we will probe the essence of being and existence; deep space and time; creativity and imagination. We will journey down the road less traveled. We will seek to express ideas and concepts and bring validity to magic, mystery and mayhem. Let us explore mind, body, spirit, soul and consciousness. We will probe the depths of the imagination. We will discuss the sex trade, mind control and main stream media madness. Be amazed, be dazed and glazed. Tune in for this fun filled ride.
How much are you eating to lose weight? Have you followed all the fad diets to end up more overweight than before? Is your weight a barrier to enjoying your life? What are you willing to give up or what are you willing to gain in the weight loss game? Perhaps it is as simple as how much you eat? Oh, the scales are back again? No, try the SlimPlate System, fast and effective.
Dr. Sandeep Grewal, MD, co author of Fat-Me Not: Weight loss diet of the future and co inventors of the SlimPlate System will share this revolutionary path to weight loss through eating. Dr. Grewal puts a lot of the myths and fads to rest in this book with the science and requirements of the body for fuel through nutrition. If you don't give the body what it needs to function, then it won't, simple as that. So why are you restricting it to functioning and potentially leading to disease?
For more information about the book: www.FatMeNotBook.com and for more information www.SlimPlateSystem.com
in The Bible
I read and explian hebrew bible.Interpreting the scriptures as i go along reading them to you.I use the complete jewish bible to read from.The tanak or original version the king james version was interpreted from.I go into detailed explanation of scriptures that i read from.Telling the hebrew names of characters as well as english.I use all of Gods holy names in my readings as well as jesus christs.I relate scriptures to modern day experiences and actions of listeners.Driving home a point of the old to the new life experience in christedom.Christianity is the life of the original hebrews passed down generation after generation to none isrealites.To help support these ministries please shop at one of our online stores instead of making a donation.Productadvertisements2014.com for clickbank store products.For clickbank products like arts and entertaiment,computers,employment,green pods,home and garden,P2P,reference,alternative,betting,cooking and food,health and fitness,languages,parenting,self help,sports,business,E-business,games,education,mobile,politics,software,and travel go to productadvertisements2014.com and for vehicle auto body supplies,parts and mechanical parts for model 1900-2014 go to partsautomotive.biz.For some good spiritual music to worship to go to http://www.songcastmusic.com/profiles/roderickwhite
in Self Help
Tonight, 6/2/2015, Host, Psychologist & Certified Natural Healthcare Practitioner Parthenia Izzard talks with Beverly Potter, author of, The Worrywart's Companion: Twenty-one ways to soothe yourself and worry smart. Sign-up For Our Newsletter. Wellness help now! Blood Type specific supplements!
We present a new guest each week live on Tuesdays who is a representative from the world of alternative medicine therapies [nutrition, meditation, yoga, energy medicine, acupressure, iridology], related products [organic teas, supplements, technology], and issues [aging, lifestyle changes, relationships, healthcare]. They will share their expertise and wisdom. On Wednesday and Thursday we rebroadcast special programs and have open discussions on hot topics. We want to lead you to a healthier way of life physically, emotionally, and spiritually. Visit my BLOG.
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