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  • 00:57

    The Biggest Mistake Retirees Make with Their Retirement Savings

    in Finance

    In this inaugural podcast, author, asset protection and retirement income advisor Rick Liuag discusses foundational truths about money that will help retirees and pre-retirees avoid making mistakes that could mean less quality of life in retirement.

    Rick addresses the importance of distinguishing between an investment strategy and a saving strategy.  It's critical to know the difference if you want to design a sound retirement income plan.

    Rick also discusses some of the biggest threats seniors face when it comes to retiring, including the impact of Obamacare on Medicare.  Seniors who are not prepared for this very real threat may find their retirement savings being wiped out due to an unexpected catstrophic medical expense.

    Don't miss this episode!

    Rick Liuag, author of "What You Can Do If  Can't Afford the New Obamacare Health Plans" and "You're Gonna Need A Bigger Boat: How Obamacare Threatens Your Retirement Savings," is president of Rick Liuag Insurance Agency.  He advises seniors and business owners nationwide on how to protect, preserve and prolong their retirement savings. 



  • 00:43

    Tom Hopkins, Jeff Small

    in Business

    Tom Hopkins carries the standard as a master sales trainer and is recognized as the world’s leading authority on selling techniques and salesmanship. Over 5 million people on five continents have attended Tom’s high-energy live seminars. Tom personally conducts 30+ seminars each year traveling throughout the world. He is the author of 18 books, including “How to Master the Art of Selling™,” which has sold over 1.6 million copies worldwide. His latest book is titled, “When Buyers Say No” and is receiving phenomenal reviews from sales professionals.

    Jeff Small President of, "Arbor Financial.”  A.R.B.O.R., Assisting Retirees Beyond Ordinary Results, is not just an appropriate acronym for his rising firm but rather an economic philosophy based on years of industry & market experience. Jeffrey, dedicated to providing his clients and the public with an array of diverse financial products and services, is licensed with the Florida Department of Financial Services, a Certified Senior Advisor through the Society of Certified Senior Advisors and recently completed the requirements to become an Investment Advisor Representative

    For more information go to MoneyForLunch.com.
    Connect with Bert Martinez on Facebook.
    Connect with Bert Martinez on Twitter.
    Need help with your business? Contact Bert Martinez.
    Have Bert Martinez speak at your event!

  • 01:34

    Kathryn Gonzales on Storyhouse, Laura in PV & Kathleen Hudson on Texas Music

    in Self Help

    Kathryn Gonzales is the Founder and CEO of Storyhouse.  A native of Austin, TX, Kat left her job working in product management in NYC to move back to Austin in early 2013 to pursue her dream of launching a story capture service. Storyhouse gathers your stories and turns them into multimedia collections that can be shared now and for generations to come.

    Kat joins us in the studio in Austin to talk about this awesome company, dedicated to preserving the stories of our elders.

    Laura Gelezunas reports in from Puerto Vallarta, Mexico, the retirement paradise.

    Kathleen Hudson will join us again to tell us what is brewing in Texas Music for 2016


    And MORE!

  • 02:06

    The U.A.W Factory Whistle Show

    in Politics

    Join Scott Shingledecker and Leroy McKnight,Brian Keller,Jeff Brown tonight at 7p.m. Do you know whats in the new contract?  Retiree's should listen or if you know a retiree tell him or her too listen.  If you work at Ford and thinking about retiring you also should listen.  Jeff works at Ford, Scott works at G.M., Brian works for Mopar, so we cover the Big 3.  Join us at 7p.m. est.



  • 00:21

    091: Demography Rules

    in Finance

    How the number of retirees compared to workers impacts economic growth, inflation and stock returns. Show notes at http://moneyfortherestofus.net/mny091-demography-rules/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.

  • 02:33

    CALL IN for intuitive healing / readings /coaching NOW ON THE AIR (646) 595 4274

    in Self Help


    Friday January 15, 2016:


    11AM PST / 2PM EST – CALL IN FOR AMAZING ENERGY HEALING ON THE AIR (646) 595 4274: TODAY IS MAGICAL with Casey Campbell – Alternate Fridays at 11AM PST / 2PM EST starting June 12, 2015 – BASED IN CANADA – AN NFTS CONSCIOUSNESS WARRIOR SINCE JUNE 2015 – Casey’s speciality is a new range of disciplines collectively called ThetaHealing®.  She has numerous accreditations in ThetaHealing®, Reiki and  Silver Violet Flame attunement.  She has independently developed her own gifts in lightworking and remote reading. Clients come away from her sessions with spectrum of benefits: a unique life framework, emotional and material abundance, habit shifts, renewed confidence – and so much more. Individual sessions can have a rebalancing, life-changing effect, and several cumulative sessions can lead to permanent, lasting change.

    NOON PST / 3PM EST – CALL IN FOR FREE “HAND ANALYSIS” READINGS ON THE AIR (646) 595 4274: Alternate Fridays NOON PST / 3PM EST: Written in Your Hands with Renee Marie, Certified Life Purpose Hand Analyst – CONSCIOUSNESS WARRIOR ON NFTS SINCE NOVEMBER 2015 BASED IN VANCOUVER BC CANADA –  Renee Marie is an Advanced Scientific Life Purpose Hand Analyst, certified by Richard Unger of the International Institute of Hand Analysis. Renee loves to help conscious women or retirees who are in a life transition or people who are simply feeling stuck or directionless or are in a successful career but it’s not soul satisfying and the person knows there is something else for them. There is no guessing about this – it is Written In Your Hands!

  • 01:08

    Do you want to do away with the IRS..... like Mike Huckabee

    in Current Events

    Think about it . the 1% that have all the money have it because the IRS has given it to them... why because 90% of the 1% are greed mongers like Bernie Sanders says they are.

    Americans spend upwards of $1 trillion each year complying with our 75,000-page tax code that is so confusing and complex, our government cannot explain it.

    Instead of tinkering with the tax code, we need a tax revolution that helps every hard-working American and eliminates the IRS once and for all.

    look at this https://youtu.be/7b7YrxMjsa0  


    The Fair Tax HR 25:

    * Enables workers to keep their paychecks free of federal withholding

    * Allows retirees to keep their entire pensions

    * Refunds in advance the tax on purchases of basic necessities

    * Allows American products to compete fairly

    * Brings transparency and accountability to tax policy

    * Ensures Social Security and Medicare funding

    * Closes all loopholes and brings fairness to taxation

    * Eliminates Corporate Welfare

    * Reduces Lobbying efforts in D.C.

    * Promotes a smaller, more efficient, more effective government

    * Collects taxes from illegals & the underground economy

    * Abolishes the IRS


  • 02:01

    Westchester On the Level with Narog and Aris

    in News

    Yonkers Firefighters Local 628 President Barry McGoey opens the "featured" BlogTalkRadio program Westchester On the Level with Narog and Aris at 10am EST. Discussion will center on concerns for the retirees, and if time permits, we will review the conduct described by the Yonkers Tribune with respect to the violence witnessed at a December 11th Christmas party.

    New York State Senator George Latimer, representative to the communities of Senate District 37, speaks to the most recent elected officials facing prison sentences yet to be administered, political scandals, and the process hat speaks to ethics reform.

    New York State Assemblymember Shelley Mayer discusses the legislation she sponsored in conjunction with Senator Valesky, signed into law by Governor Andrew Cuomo, which ensures seniors receive vital information when discharged from hospital. Assemblymember Mayer speaks to the stipulations the law requires, specifically regarding the A.7791/S.5892 bills Ethics reform will gain equal attention during Assemblymember Mayer's broadcast segment, from 11 to 11:30am EST

    Organic Dr. Victor Zeiness, DDS, introduces us to the power and healing qualities of color from 11:30am to 12Noon EST. Get a head start by reading: Ever Feel Blue? Get So Mad You See Red By Dr. Victor Zeines,DDS

    Your participation is shamelessly solicited; share your perspective; ask a question, be heard! Engage us during this and every midweek radio time slot by placing your call to (347) 205-9201. You are only asked to please stay on topic.

    Listen live or on demand: http://tobtr/8140885

  • 00:47

    What Suze Orman and Dave Ramsey Don't Understand About Safe Money...

    in Finance

    http://www.obamacareuncovered.com  800-568-3817.  Call for your free Obamacare Survival Kit today!

    With so much confusing advice about saving and investing, it's no wonder that some people are simply too overwhelmed to make good decisions when it comes to their money.

    In this episode, Rick warns business owners, retirees and pre-retirees against taking bad advice from financial gurus and entertainers; many of whom are close minded and myopic when it comes to protecting your money.  Advice given by people like Suze Orman and Dave Ramsey fails to give listeners an accurate assessment of the power of annuities and life insurance to provide both liquidity and safety for many Americans.

    Rick discusses what Ramsey and Orman have wrong when they advise their viewers and listeners against buying life insurance and annuities, and why for many people these powerful financial tools may mean the difference between life and death.

    If you're confused about what to do to protect your money in troubled times, you don't want to miss this episode of the only show around that brings you the UNVARNISHED, "un-spun" truth about how to keep your hard-earned savings from getting torpedoed by bad and incomplete advice.

    FILE UNDER: #howobamacareimpactsseniors, Obamacare and business owners, truth about annuites, truth about life insurance.

  • 00:40

    "What's Up" with Robinlynne Mabin

    in Spirituality

    Robinlynne Mabin is a veteran and has discovered a bill mandating veterans to be vaccinated. Could these vaccinations include experimental and untested vaccinations?  If these vaccinations are refused, can military benefits be lost



  • 00:07

    Are You Concerned Abour Running Short Of Money During Retirement?

    in Education

    Are You Concerned Abour Running Short Of Money During Retirement?

    Are you prepared for retirement?

    Not as in the "bareminimum to make it possible" prepared. But truly prepared to make the transition from earning a paycheck to living off your savings?

    You see, some retirees in Virginia and the  U.S. are facing a big concern right now, and to be honest, it isn't actually a "problem" at all.

    Here's why.