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in Real Estate
Today on "It's My House" we shall discuss the most dangerous financial product that exist; The Reverse Mortgage. This type of loan product is CRIMINAL for the following reasons:
It targets individuals who can not pay it back.
Many of the "Targeted Individuals" have health problems and some have mental health issues.
Reverse Mortgages are "Weaponized" loan products which are used to either bankrupt or hijack the estate of the family of people involved.
Feel free to call in with your questions or comments.
The Home Equity Conversion Mortgage (HECM) is FHAs reverse mortgage program which enables you to withdraw some of the equity in your home. The borrower chooses how they want to withdraw their funds, whether in a fixed monthly amount or a line of credit or a combination of both. Borrowers can also use a Home Equity Conversion Mortgage to purchase a primary residence if the borrower is able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property that is being purchased.
As the demographics of the nation continues to trend towards older homeowners, this could be an area of high growth for mortgage originators and investors.
Joining the broadcast to discuss Home Equity Conversion Mortgages is David Fontanilla, Founder and Managing Partner of Madison Paige Capital and Pioneer Analytics. David has been involved in an array of residential mortgage capital markets activities, ranging from structuring, negotiating and executing portfolio Acquisitions, dispositions and securitizations to company acquisitions and public policy formulation.
Join Host Nicole Brandon for 90 minutes at 4 PM Eastern.
Host Nicole Brandon is one of the most sought after speakers in the world today. From Health, and Wellness to Wealth and Ultimate Success her seemingly unlimited well of information is simply mind boggling.
Please visit Nicole's website:
Nicole's Guest: Charles Guinn - Reverse Mortgages
I help people with reverse mortgages. My concierge method is to meet each person interested in learning about reverse mortgages. By finding out their financial position, what's important to them, their lifestyle goals and their visions and plans for the future, I am able to help them understand if a reverse mortgage is a right fit exclusively for them. Working as a Reverse Mortgage Banker, I have a great range of control over the loan options available for all my clients.
I was first licensed in Real Estate by the California DRE in 1975, later by the CA Department of Insurance and the Securities and Exchange Commission, with extensive experience in in Direct, Trusted Adviser Sales and Sales Management in the Real Estate, Mortgage, and Insurance Industries.
Now, using the vast experience gained over the past three decades I can positively help people over 62 years of age with their retirement. By reviewing their financial position, their needs, and their goals, we can formulate a plan for their future and make an objective decisions to see if a Reverse Mortgage would help them out. My goal is to make life easier and the future better for every client I meet
Join News Director Rick Spisak and his guests
Ms Petrovich will discuss College Tuition Issues
Jan Doma will discuss Credit and Mortgages
Athene Ford will discuss the next open enrollment in the Affordable Care Act
Tune in 7pm Sunday
Today we revisit the Affidavit of Walker Todd to get a deeper undrstanding thaat THERE IS NO MONEY. This information will be coming directly from an Attorney by the name of Walker Todd. here is the document:
Affidvit of Walker Todd
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