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  • 02:06

    FDCPA

    in Politics

    The FDCPA is a Federal law that protects consumers from harassment and abuse by debt collectors. It applies to personal, family and household debts. The Act prohibits debt collectors from harassing you, using deceptive means to collect, or misrepresenting the amount of the debt. The FDCPA provides for statutory damages up to $1,000 as well as any actual damages. PLUS… all legal costs and fees are required to be paid by the debt collector, NOT YOU!


    Debt Collectors may violate the law in many ways.  Below if just a handful of the many ways a debt collector may violate the FDCPA:

  • 02:03

    FDCPA..FAIR DEBT COLLECTION PRACTICE ACT

    in Politics

    Ron March and Beverly D...Fair Debt Collection Practice Act....Listen and Learn 

  • 00:35

    THE DAILY COMPLAINT (SPS/FORECLOSURE/BANKRUPTCY/LIES/TRESPASSING/FDCPA/CFPB/FTC)

    in Finance

    TODAY'S SPOTLIGHT:


    SELECT PORTFIOLIO SERVICING (SPS) UNETHICAL BUSINESS PRACTICES FORECLOSURE FALSE CSR BANKRUPTCY RECOMMENDATIONS TRESPASSING BASICS CONSUMER RIGHTS FTC CFPB FDCPA


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR/PAYMENT POSTING/RESPA VIOLATIONS/CFPB/FDCPA)

    in Finance

    TODAY'S SPOTLIGHT:
     


    NATIONSTAR MORTGAGE PAYMENT POSTING ISSUES RESPA DODD-FRANK VIOLATIONS FDCPA DEBT COLLECTOR LAWS CONSUMER RIGHTS CFPB HELP QUALIFIED WRITTEN REQUEST (QWR)


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


     


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA

  • 00:32

    THE DAILY COMPLAINT (CITIMORTGAGE/UNFAIR DECEPTIVE LIE/DENIED RIGHTS/HAMP/FDCPA)

    in Finance

    TODAY'S SPOTLIGHT:


    CITIMORTGAGE UNFAIR DECEPTIVE ABUSIVE ACTS & PRACTICES FORCING FORECLOSURE DENYING CONSUMER RIGHTS LYING RE APPLICATION REQUIREMENTS CONSUMER RIGHTS HAMP FDCPA CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


     


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA

  • 00:45

    Knowing Your Consumer Rights According to the FDCPA!

    in Finance

    FDCPA is the abbreviated name for the Fair Debt Collections Practice Act. This act was created to protect both consumers and creditors again unfair and unethical collection practices. This is the very first thing that we should know because we have many rights that could help our particular situations. Call into 929.477.1281 and follow the show for updates by clicking the follow option. These shows are recorded so you can always go back and listen to the archives if you miss a show. If you know someone who is struggling with budgeting, debt, saving money nm etc., this is the show for you.

  • 00:36

    THE DAILY COMPLAINT (SELENE/UNFAIR MOD DENIALS/FDCPA RESPA VIOLATIONS/FHFA/MHA)

    in Finance

    TODAY'S SPOTLIGHT:


    SELENE FINANCE UNFAIR DECEPTIVE ABUSIVE ACTS AND PRACTICES LIES CONTINUOUS LOAN MODIFICATION DENIALS RESPA FDCPA VIOLATIONS MHA HAMP ESCALATIONS TEAM FHFA HELP CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 03:56

    THE ARMED & DANGEROUS DEBT COLLECTORS! POLICING FOR PROFIT & COURTS BEWARE!

    in Legal

    THOR ECONOMIC & DEBT BROADCAST;


         THOR time has come , and we think the last two years has prepared our Community for the next stage of THOR Teachings. We had to ensure the education we impart with was done responsibly and respectfully. Now that THOR has sufficiently taught thousands of Man & Woman who may engage in Commerce as Consumers. Now that the proper foundation has been laid, we are advancing this knowledge into yet another unchartered area of "Commerce" which is the Traffic, (or is it Trafficking of Man & Woman) Transportation, and Policing for Profit, a/k/a COMMERCE.


          The time is ripe for THOR to elevate our Consumer Power, use the exact skills, training, Education, and THOR-OLOGY that been given to you, by applying to yet another Group of ARMED & sometime Dangerous Debt Collectors, called Police Departments, Traffic Officers and Tribunals some call Courts, that participate, facilitate, train, perpetuate and Breed this heigtened form of Debt Collection that results in significant Harm, even Death, but nonetheless is a form of outright Terrorism. THIS MUST STOP. The same protections afforded in that piece of paper called the Constitutions are very well similar and just as Powerful in theory to the Consumer Protection Law in the Fair Debt Collection Practices Act, Fair Credit Reporting Act and Telephone Consumer Protection Act respectively. Protections are Protections in Commerce,and Debt Collectors are debt collectors. Fortunately for the Natural Man/Woman a/k/a Natural Persons, a/ka/ Consumer, Creditors, (defined in the FDCPA) all Commerce falls under the Consumer Protection laws. THOR is rightfully suited to create this (Natural) Path for the Consumers and finally allow the People to be the Creditors they are, hence making the Debt Collectors, Pay Us.

  • 03:53

    THOR RADIO DEBT & ECONOMICS SHOW-THE DEBT COLLECTION SHIP IS SINKING!

    in Legal

    THOR RADIO NETWORK PRESENTS;


       The Debt and Economic Show with Brother Sharif & Team. The word is out, THOR is the leading Consumer Advocacy Education Group on Radio. THOR focuses on the Superiority of being a educated Consumer, known as a Natural Person legally. The laws of Nature only applies to Natural Persons (Man & Woman) and not artificial entities, for example Debt Collection Agencies and the Debt Collectors posing as "Attorneys" who re-present this artificial society. To allow a Debt Collector to Re-present another Debt Collector, is absolutely ridiculous, but many Guru's fail to focus on this significant legal Issue of Fact.


         This is what separates THOR from others, THOR teaches Man & Woman to be superior and maintain this superiority even in their Consumer and Commercial Activities. Many others teach you how lose by using the very Strategies, Tactics, Pleadings, and formats. THOR teaches you how to not fall for this trap and always maintain the High Road of Power by avoiding the endless trap of Arguments, which will lead you a huge LOSS. You can't win by mimicking, duplicating, plagiarizing the same Words (Swords) they're using against the Consumer. Instead THOR by and through our Master Teacher Brother Sharif  teaches you to be the Creator (Creditor) of all things and demonstrate the Power, Authority and Protections of the Consumer Laws in the Fair Debt Collection Practices Act, (FDCPA) Fair Credit Reporting Act, (FCRA) and Telephone Consumer Protection Act, collectively. These are Protections for the Natural Man & Woman who engages in commercial activities as a Consumer. WELCOME TO THOR. Stop wallowing and Lying in your Debts, learn how to deal with your Debts at THOR.


    JOIN US each & every Tuesday at 11a EST. Dial: 657.383.0332 or logon: www.blogtalkradio.com/thorministryradio


     

  • 02:11

    1099OID revisited

    in Politics

    IRS is our friend once you overstand their purpose. U. S. will pay all of your bills, according to HJR 192.

  • 00:29

    The Litigation Hold Notice

    in Legal

    Hello folks and thank you for joining for me for another episode of the E-Disocvery for FDCPA Pro Se Litigants Webinar.  I am your E-Discovery Practitioner, Anthony Johnson. 
    In this episode, we will discuss the Litigation Hold and its purpose during your FDCPA litigation.  A litigation hold is a directive and an ongoing process to preserve ESI, documents or physical evidence pertaining to the litigation at hand.  Once the party anticipates litigation, it must suspend its routine document retention/destruction policy and put in place a hold to ensure preservation of relevant documents.
    We will discuss litigation hold strategy and procedure as illuminated in Arkfeld's Best Practices Guide for Legal Hold, 2011-2012 Edition.
    For more information on the execution of a Litigation Hold for your FDCPA litigation, contact A. Johnson & Associates, LLC at 888-502-0586 or www.ediscoverynow.net.
    DISCLAIMER: We are not attorneys.  We are not engaged in rendering legal advice.  We are Electronic Data Discovery Practitioners.  If legal advice is required, the assistance of a competent, qualified legal professional should be obtained.