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  • 00:34

    Improve your credit score in 6 months or less w/ "Mr. Credit Guru" Esdras Occeas

    in Training

    Mr Credit Guru "Esdras Occeas" will be educating/training you every Wednesdays on blog talk how to prepare you for the purchase of your home, a car, anything you need your credit for. Knowledge is power, and with the education that you will get from Mr. Credit Guru, your scores won't  have a choice but to go UP.

  • 00:32

    NABWIC Talks with Robyn Donaldson, CEO, Renew Property Solutions, LLC

    in Women

    Robyn Donaldson is the owner of Renew Property Solutions, LLC., where her primary function is a Real Estate Developer.  As a Real Estate Developer, she has the opportunity to renew, restore and revitalize the community by purchasing distressed properties.  She then rehabilitates these properties, thus providing quality living space for homeless veterans and displaced families.  Along with this rewarding opportunity to bless many within the community, Robyn also is the owner of Empire Business Solutions of Tampa, LLC.  Under this umbrella, Robyn is able to assist many people with the lifelong dream of having their credit resuscitated by offering programs such as Credit Restoration, Credit Counseling, homeownership, and real estate investing.  This organization has also developed a marketing team to assist individuals who will need assistance in a complete business startup program.


    Robyn has obtained an Electrical Certification for Residential, Commercial and Motor Controls.  2015 USF CRED Alumni. She is currently pursuing a degree in Architectural Design and Construction Building, as well as studying for her General Contractor’s License.  


    She is also co-founder of "Wonder Woman 2016".
    Mission:: A group of Wonder Woman, that wear many capes! Our focus is on youth, health and our community. We use our  adventurous activities as a platform to empower other woman, connect with teens, and live our lives with NO


    Contact:
    Robyn Donaldson
    Renew Property Solutions LLC
    4905 81st Tampa Fl 33619
    813-990-7700

  • 00:30

    How to Dispute a Charge-off on Your Credit Report

    in Motivation

    In today's episode Cliffunya & Kisha will discuss what a credit charge -off is and how to dispute any inaccuracy on your credit report.


    What is a Credit Charge-off?  After a certian amount of time of non-payment creditors will write off an account balance.


     Charge-off is difficult to remove but there are ways to dispute a charge-off which may result in it being removed from your credit report .


      Unpaid charge-off can also lead to legal action (as long as the debt is within the statue of limitations).


    If the statue of limitations has ran out a debtor can no longer be sued and the debt becomes uncollectable.


    Account balance.  Has the account been transferred or sold to a collection agency?  If yes, the account balnce should show zero.


    The original creditor who has sold or transferred cannot continue to report a balance owed.


    Dispute the balance and ask for deletion.


    Always ask for a deletion of the entire account because corrected negative informaiton doesn't improve your credit score.  Keep in mind the creidt bureaus are not required to delete incorrect informaiton only to correct it.


    Areas that can be disputed:


    Open Date of Account


    Highest  Balance


    Late Payments


    Account Status


    *Remember charge-off 48 months or older are no longer being used to calcuate your credit score.


    Use caution when disputing charge-off you run the risk of lowering your credit score if the dispute returns verified as correct .

  • 00:03

    Human Behavior What a Trip with Guest Susan Schevele & Family

    in Health

    You can listen to Jonathan on Tuesday, Thursday, and Saturday at 11:00 AM PST. To listen or talk with Jonathan call 657-383-0369.


    If you would like to be a Guest on Human Behavior What a Trip you can email me at jbphd4183@gmail.com


    You can follow Jonathan on Facebook facebook/com/humanbehaviorwhatatrip or Twitter @humanbehavior_


    I’m pleased to announce that my Book “A Slice of Life” is now available on Amazon.com (Kindle) and Nook (Barnes and Noble).


    Also, if you are interested in Identity Theft and Protecting yourself you can call me at 805-380-3315 to learn more!

  • 01:00

    Power of Perception healers with Abbeygale Quinn

    in Spirituality

    Abbeygale Quinn is a psychic medium and sidereal astrologer from Michigan, with over 17 years of professional experience. As a nondenominational minister, she has been helping people from around the world through spiritual counseling, psychic and astrology readings, paranormal investigations, and psychic development instruction.


     


    Abbeygale’s psychic abilities developed early. While spirit communication was easy enough, her ability to read psychic energy was even more pronounced. Not only could she see and feel the souls of the departed, she could also see and feel the thoughts, emotions, and experiences of the living. Difficulties in early life due to intense psychic experience drove Abbeygale to study metaphysics and paranormal phenomena.


     


    Early in her professional career, Abbeygale realized many of the energies she was sensing in her clients were celestial in nature. The ability to see and feel the cosmic influences in people’s lives psychically made the subsequent study of astrology a natural choice.


     


    As a seeker of the truth, Abbeygale was drawn to astrology’s ancient origins. Her research into Mesopotamian astronomy has led her, along with a growing number of western astrologers, to adopt the sidereal zodiac in favor of the tropical, as the foundation of her work.


     


    Despite her love and appreciation for ancient astrology, Abbeygale is firm believer in modern innovation. She is currently working on what she believes will be a ground-breaking book that will identify the true source of all accurate astrological predictions.


     


    As a practicing Taoist, Abbeygale is a strong proponent of living a simple and natural lifestyle. A long-time practitioner of martial arts and yoga, she prefers to spend her free time engaging in fitness.  


     

  • 00:33

    Relationship Remedies with Dr. Linda and Paul D. Jones

    in Lifestyle

    AUTHOR AND FINANCIAL WIZ PAUL D. JONES LAUNCHES NEW BOOK WITH A SPRING TOUR


    Well respected for his sage financial guidance and practical self-help modules, the nationally known author and Certified Financial Education Instructor, Paul D. Jones is set to take on 2016 with a plethora of new platforms, including a fresh new title, "I Quit" (Being Broke).As CEO of Jones Marketing Group, Inc., he is afrequent guest on radio and TV, taking his mission to 'Improve the lives of as many people as possible' across the country and throughout the airwaves as well. After the back-to-back successful releases of "Who Told You...You Were Broke?" "Schedule for Success," and "What You and Your Kids Need to Know About Credit," Jones is offering yet another impressive perspective to one's financial advancement with his latest book, "I Quit" and a subsequent book/lecture tour accompanying it-commencing early spring of 2016.

  • 01:30

    Christian Living Series on Blogtalk Radio Program 6

    in Christianity

    Paul and Susan will have a conversation regarding practical ways to overcome depression. The conversation will focus on the article, “10 Small Steps You Can Take Today to Improve Bipolar Disorder” by Margarita Tartakovsky M.S. Paul will also comment on information sent to him by PPT readers and Blogtalk listeners.

  • 01:42

    Super Duper Bowl L

    in Football

    After all of the hype and hoopla dies down in Cali, Jay and Dre are here to get into the meat and potatoes of the actual Big Game.  Peyton Manning's HGH chicken parm, Cam Newton's racial politics and polarizing personality, Peyton's possible last game, Josh Norman and Carolina's edgy and possibly dirty defense--put all the storylines aside.  It comes down to the AFC champion Broncos versus the favored NFC champion Panthers.  Though Dre has already clinched the picks title, the boys will break down the 50th annual Super Bowl and cut through the BS In Much Less Detail to decide: Denver or Carolina...WHO YA GOT???


     


    Theme music credit:  "Breaking Bad" by Jahzzar


     


    CC BY-SA 3.0

  • 01:10

    Brain Injury Communication with Michael Idell - Let's Stop The Labels

    in Education

    Join me, Michael W Idell this Friday February 5th at 5:30 p.m. till 6:50 p.m. Pacific time ( that's 8:30 p.m. till 9:50 p.m. Eastern Time ) on Brain Injury Radio Network as your host.


    The topic of the week is "Let's Stop the Labels".


    People with disabilities should be looked at by their abilities not what they're incapable of doing. There needs to be a stop with degradation segregation stereotypes and no one deserves to be pitied.


    Many people with disabilities have more drive, initiative, and motivation more than most "normal" lazy people do without a disability.


    Please call into our radio show  at 424-243-9540. The show is recorded for FCC purposes. Please share with your groups and friends.

  • 00:36

    The Honey Room

    in Entertainment

    Please join Us every Friday 9-11pm on Soul 1 Radio, The Honey Room with S'Amar aka Ms. Honey and The Honey Bee's (626)226-1448...Bring your Counseling and Social Issues while Networking and Sharing Love! Loving You Always Without A Limit! 

  • 00:19

    Carl Siciliano of The Ali Forney Center

    in LGBT

    Carl Siciliano, founder and executive director of The Ali Forney Center, talks to Randy about the current #HarlemNoHate Campaign which aims to raise funds to help the Center purchase a church in Harlem to expand it's services for homeless LGBT youth.


    The poetic irony is that the pastor of the church, Rev. James Manning, has spent years spewing vitriolic hate speech towards the LGBT community in Harlem.


    Pastor Manning is notorious for signage at the church with messages such as “Jesus would stone homos” and that all supporters of LGBT people should be cursed with cancer, HIV, madness, and eternal damnation.


    "The biggest reason our youths are driven from their homes is because of homophobic and transphobic religious beliefs of their parents. If we are able to obtain the space it would truly be a triumph of love over hatred," says Siciliano.


    The church is being put up for auction due to unpaid bills and tax liens on February 24th. The goal of the #HarlemNoHate campaign is to purchase the church and make what was once a place that put religious-based hate on broad display, and turn it into a safe haven for young LGBT.


    The Ali Forney Center is the largest and most comprehensive organization in the nation dedicated to housing LGBT youth. AFC serves youth aged 16-24, and provides emergency and transitional housing, street outreach, a drop-in center, medical and mental health treatment, a vocational/educational program, and a counseling project for the families of LGBT youth.


    Listen as we talk about the difficulties homeless LGBT youth face and how you can help.


    You can donate to the #HarlemNoHate campaign by clicking here.