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Helmets are the principal countermeasure for reducing crash-related head injuries, which is the leading cause of death among unhelmeted riders. Many countries have laws requiring all motorcyclists to wear helmets, but fewer than half of the U.S. states have such laws. What do you think? Are helmet laws necessary? Should riders wear a helmet? Is it really up to the rider to decide? If a rider decides to not wear a helmet, should insurance companies cover their medical expenses? Voice your opinion this week.