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  • 02:27

    O YE DRYBONES: special guest CreditMan and sis. Akilah on foreclosures

    in Current Events

    DebtRace Relationscontractsstudentscreditcredit repair
    The idea behind student loans was that the government would help students get an education they otherwise couldn’t afford. But it hasn’t worked out that way. Yes, more money has been made available to pay for education. But that new money has also seemed to contribute to a faster growth rate in school fees. So, in effect, students are having to borrow more and more to get their education. The article below seeks to provide some background to the street protest signs about student debt. As it explains, the total amount of student loans has quintupled in about 12 years, the level is similar to total credit card debt, and more and more students leave school with a heavy burden of both student loan and credit card debt.Race and student debt

    An equal proportion of white and black respondents – 46% and 45%, respectively – said that they or someone in their household has student loan debt, according to Havard of 18-29-year-olds. The number was slightly smaller for Hispanic households, at 32%.

    Money is an important factor when it comes to attending college, especially for those who have little. The majority of the IOP survey respondents, at 70%, said that financial circumstances played a role in their decision whether or not to attend school at all. The difference between race was even more stark in the breakdown of these responses, with 52% of blacks saying that it played an important role compared to 38% of whites.


    DEFINITION of 'Credit'

    1. A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest. The term also refers to the borrowing capacity of an individual or company.

    2. An accounting entry that either decreases assets or increases liabilities and equity on the company's balance sheet.

  • 00:29

    Getting The Right Mortgage for You and Understand Your Options on Foreclosures

    in Business

    Getting The Right Mortgage for You and Understand Your Options for Foreclosures with Chris Cabanillas is our guest on The Core Business Show with Tim Jacquet. The same group that was all but shut out from owning a home right after the housing crash - could be the same group that saves it! The latest stats from Halifax show there were more first-time buyers taking out loans in 2014 than at any time since 2007 - and the reason may be banks are back to taking smaller down payments. The question is - is this good for housing or do smaller down payments mean we are creating another housing bubble?  "I think it's a trend and I don't think it will lead to another housing crash. In fact the president's efforts to loosen lending standards may be the best thing to happen to the real estate market - and specifically young first time home buyers - in a very long time", says mortgage and foreclosure specialist Chris Cabanillas of Cabanillas & Associates. So who is right? Are we headed down the same path that contributed to the financial meltdown - or spurring a slowly healing real estate market?

  • 00:33

    THE DAILY COMPLAINT (NATIONSTAR/FNMA/LOAN MOD DENIALS/ATTY HELP?/CFPB/RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT


    NATIONSTAR MORTGAGE FANNIE MAE LOAN (FROM GMAC) LOAN MODIFICATION ATTEMPTS SINCE MARCH 2008 ATTORNEY HELP PROS AND CONS CONSUMER RIGHTS FANNIE MAE LOAN HELP FHFA


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 03:49

    MIGHTY THOR RADIO "DEBT TUESDAY "ILLUMINATOR" LION OF JUDAH BROTHER SHARIF

    in Education

    MIGHTY THOR RADIO NETWORK;


    T.H.O.R. a/k/a/ THE HOUSE OF RESTORATION MINISTRY is a Private Ministry Association Membership Group which consists of Men and Women (not Persons) of all walks of Life.  As fellow Kin and Love Ones do we discuss situations publicy that may serve to protect others in the Community. One of our most popular Topics is "Debt Collection" and the Debt Buying Arena.


    THOR is a advocate of/for the Men and Women who act in the capacity of a Consumer, enforcing Consumer Protection Laws such as the FDCPA, FCRA, TCPA, and their state consumer protection laws. We share strategies and tactics many can use to protect themselves from unscrupulous debt collectors, buyers.


        TODAY, we discuss a variety of Topics. Our Master Teacher the Lion of BROTHER SHARIF brings weekly Lessons on the art of words, meanings, terms, and phrases. "BROTHER SHARIF" will expound upon recent news and updates regarding Foreclosures (allegedly), Debt Collection News, World Economics and edification which informs and Uplift our membership base and Community at large.


        This will be ANO-THOR explosive show and the Lion of Judah will be let out his Cage to roam Babylon and rid the Land of Inhabitants that are thorns in our side and barbs in our eyes" Numbers 33:55. Our show is designed to teach those who listen use of the sceptre, sword as Men and Women of the Most High. Genesis 49:10.  GOD MADE MAN IN HIS LIKE AND IMAGE- image is the intellectual capacity to think like God!


        THOR IS NOT AFFILLIATED WITH ANY LEGAL SOCIETY! PERSONS ARE NOT INVITED!

  • 00:14

    Foreclosure Radio 2015.112 What are the different classifications of Distressed

    in Business

    Try this: http://foreclosures.paris911.com  On today's foreclosure radio broadcast we will talk about the different categories for distressed properties in any local market. I am Connor MacIvor with Remax of Santa Carita up Remax a Valencia with the team notice Paris 911.com. Where logo agent serving the greater Los Angeles area's and where we are headquartered in the Santa Clarita Valley. When I describe foreclosures there are several different types of distressed properties and here are their titles  and their differences. Enjoy the show and please let us know if we are able to be of assistance to you when it comes to you wanting to purchase or sell real estate. And of course we also give information freely without obligation or cost you can see this by going to our main real estate search site at MLS –.com MLSbest.com 

  • 00:12

    What is my Valencia home worth and Foreclosure Update 2015.119

    in Business

    That is the question - but what is the answer to "What is my Valencia home worth?" 


    First, let me start with the qualifications. There are many ways to evaluate homes. But the best ways come from the top producing realtors that sell those homes in specific areas.


    They will know something that the real estate appraisers do not. They will know the "buyer drive" for a specific neighborhood. The Buyer Drive may be critical to you obtaining a buyer for your Valencia or Southern California home at more than Fair Market Value.


    This is happening in the SCV Cities - due to Foreclosures being at less that "buyer optimal" amounts. We are returning back to the days of a "healthy" real estate market when Foreclosures were 1% of the listings for sale.


    We are also between 12 and 18% off peak prices in the Santa Clarita Valley Cites. Be and thanks for listening.


    Resource for Today's Valencia CA real estate radio show!

  • 01:57

    The Truth Train with Liberty Lisa

    in Current Events

    Activist Lisa Brumfiel, AKA Liberty Lisa discusses a wide range of subjects including Jury Nullification, Common Core, Libertarian principles, the Constitution, Natural Healing, GMOs, Fluoride, Forbidden cancer cures, Fracking, wrongful foreclosures, and local politics. Liberty Lisa prefers a one on one format on her show, which is never scripted. Support Lisa in her fight against the Gangsta Bankstas at www.LibertyLisa.com and spread the word about her health coaching at www.LifebringsLife.com

  • 02:01

    The Truth Train with Liberty Lisa

    in Current Events

    Activist Lisa Brumfiel, AKA Liberty Lisa discusses a wide range of subjects including Jury Nullification, Common Core, Libertarian principles, the Constitution, Natural Healing, GMOs, Fluoride, Forbidden cancer cures, Fracking, wrongful foreclosures, and local politics. Liberty Lisa prefers a one on one format on her show, which is never scripted. Support Lisa in her fight against the Gangsta Bankstas at www.LibertyLisa.com and spread the word about her health coaching at www.LifebringsLife.com

  • 00:07

    Foreclosure report and update by remax SCV

    in Business

    Also - If you want me to set you up on a foreclosure search - I have that system below - just click  on the foreclosures tab at our Main Foreclosure Site


    Foreclosure radio show by the paris911 Team at REMAX - the option for you is to go to our Main Santa Clarita real estate website and click on the Forecloure Tab at the top of the screen.


    Our Website is located online at Paris911.com and you will find many foreclosure resources on that page, connected by some of the best Santa Clarita Foreclosure Search Engines we can buy for our real estate clients.


     

  • 00:32
  • 00:29

    Using 203k home renovation loans to build your real estate business

    in Real Estate

    Listen and Learn what a 203K renovation loan is and how it differs from traditional financing as well as how it will help your Clients and put more transaction opportunities in your pocket on this LIVE Radio interview with the expert himself…. Aaron Simons


    The 203k loan can solve a myriad of problems and create a win-win for all involved. The 203k loan just isn’t for foreclosures. It can help create a vision for home buyers who want to use the loan for remodeling purposes on a property that needs updating and it’s comforting to know that you have a loan that can both buy a home and carry financing for upgrades all in one.


    But why aren’t Realtors more receptive to the 203k loan? Do any of these sound familiar?


    “It takes too long to get a 203k loan done”


    “I’ve heard horror stories about the 203k loan”


    “The asset manager (of the REO lender) doesn’t accept 203k financing”


    “Why would someone want to use the 203k loan to buy a fixer when they can just buy a move in ready property” 


    “I can’t get a preapproval letter with the 203k loan”


    “I’m not comfortable with the way this loan works and it puts my client (seller) in jeopardy”


    Join us as we answer the question of why you as a realtor need to know more about the 203K renovation loan and how to use it to build your real estate business.