• 00:33

    Mortgage Manufacturing Risk - Showalter / Digital Risk

    in Finance

    The credit quality of loans originated after the crash are generally viewed to be very high as credit standards hav tightened.  However, the manufacturing process of the mortgage loans still possess sustain risk to the lender especially as it pertains to valuation and income verification.


    Joining the broadcast today Thomas Showalter, Chief Analytics Officer of Digital Risk.  Thomas, is responsible for the data, analytics and “decisioning” systems in use and under development.   Thomas and his development team leverage the extensive Digital Risk database to create unique and powerful analytics with an extensive focus being placed upon applications that determined the most appropriate, loss mitigating treatment for distressed mortgage loans. 

  • 01:00

    Environmental risk factors, autism, vaccinations, and fluoride

    in Health

    Dana Laake will discuss health controversies including environmental risk factors, autism, vaccinations, and fluoride.


    Dr. Terry Wahls is a clinical professor of medicine at the University of Iowa, where Dana Laake is a licensed nutritionist providing preventive and therapeutic medical nutrition services for over 25 years. Her practice includes the nutritional evaluation and treatment of the full spectrum of health issues affecting children and adults. Dana holds a Master's degree in nutrition from the University of Maryland.

  • 00:31

    Risk Radio

    in Business

    Invitation only.

  • 00:59

    Evaluating Risk

    in Education

    We will discuss how to evaluate reasonable risk and think outside-the-box to create workable solutions.


    As usual, we will also discuss two delicious recipes for sharing. The "safe" recipe will be Spinach Ricotta Pasta, and the "adventure" recipe will be Ham and Black-Eyed Peas Stew.

  • 00:27

    Insurance and Risk

    in Finance

    Chris Taylor of the Zurich American Insurance Company joins the show to discuss how crucial it is for banks to have rock solid insurance and risk management policies.

  • 00:04

    Quick Update for California AB 60 License Applicants on Risk of Past Fraud

    in Legal

              As I stated in the earlier episode, "Things to Consider in Determining Risk", it was risky for the undocumented in applying for an AB 60 driver’s license if they had used a false social security number or used false documents in the past. This is the general advice given to AB 60 applicants because the DMV hadn't given out any information on this issue. Or perhaps it was an issue the DMV did not anticipate ahead of time. In any case, just to be safe, attorneys and non-profits usually recommmended those who used false documents or a false social security number to wait and see.


              Attorneys have learned that applicants who used false social security numbers for past licenses or used false documents will be flagged for, and should expect, a follow up DMV investigation. Information states it will not be DMV policy to refer AB 60 applicants who have committed past perjury or fraud for prosecution only as it relates to past driver’s licenses. Applicants might be referred for prosecution if the fraud/perjury was used to commit a crime, for example, identity fraud.


              The individual AB 60 applicant must decide if a driver’s license is worth the risk of what the investigation will uncover, especially if anything else in the applicant’s background will make them a deportation priority. Remember, although the DMV will not report the applicant to federal authorities, they will still be able to access all DMV information.


     For further information, comments or questions, I can be reached at (323) 924-8560 or you can send me an e-mail at: oscar@acunalawoffice.com. Please Note: This is just general information and is not intended to serve as legal advice for your particular legal issue.

  • 00:42

    Health Alert: Are You At Risk For A Stroke?

    in Health

    Did you know that strokes are the leading cause of serious, long-term disability cases in the United States? Strokes are the 3rd leading cause of deaths in the nation. This very serious medical condition impacts thousands of people each year. Are you aware of the risk factors that put you at risk for having a stroke? Please join the national award-winning radio talk show Let's Talk America with Host Shana Thornton on Tuesday, November 4, 2014 at 7:30 pm EST for one powerful and life-changing conversation about one very critical health condition. Our featured medical expert guest is the celebrated Dr. Dingane Baruti. Do join us- with every member of the family! 


    *Please note that this special health edition will also feature an exclusive conversation about Medicare coverage. 


     


    *Please visit www.letstalkamericawithshanathornton.com and support our national sponsors.


     

  • 00:12

    California AB 60 Driver's License- Things to Consider in Determining Risk

    in Legal

              California started allowing undocumented aliens to apply for a driver’s license since the second of January. The DMV has stated that their office will not report the legal status of AB 60 applicants to federal authorities. This episode deals with background issues an undocumented applicant may have that would be complicated by applying for an AB 60 license. For example, perjury, fraud, criminal history, and immigration violations (besides a one-time illegal entry) are some of the issues that should be taken into consideration.  I do not give a definitive yes or no answer, I merely point out the risk.


              Socal Law Talk is brought to you by Oscar Acuna, of Acuna Law Office. A blogpost of this episode can be found at acunalawoffice.com. For further information, comments or questions, I can be reached at (323) 924-8560 or you can send me an e-mail at: oscar@acunalawoffice.com. Please Note: This is just general information and is not intended to serve as legal advice for your particular legal issue.

  • 00:15

    PODCAST: Developing Risk Management Policies and Procedures

    in Finance

    Welcome to the SC&H Group podcast series, and welcome to the first of our two-part series with Chris Patrick, a Senior Manager with SC&H Group, and Rebecca Jordan, a Senior Manager with SC&H Group.  Both Chris and Rebecca will be discussing the value of developing Risk Management policies and procedures.

  • 00:31

    Great Risk Offers Great Rewards – Are You a Risk Taker?

    in Radio

    Everyone has a comfort zone, your mental space with boundaries providing emotional security for your life and decisions. What distinguishes successful people from others is what they do with their comfort zone. Some people are perfectly happy in their safety zone, but there are those who constantly push and test their limits. In this competitive, accelerated world, those who are willing to take risks, step out of their comfort zone and into the discomfort of absolute uncertainty will be those who will reap the biggest rewards. Risk taking is engaging in an activity with an uncertain outcome. There are emotional risks such as proposing marriage, asking someone out for a date, or exhibiting your art to the public. Financial risks include starting a new business, investing in the stock market, or gambling. Risk takers tend to be motivated by change, variety, intensity and are often thrill-seekers with a high tolerance for uncertainty. They tend to be self-confident and believe that they control their fate. They are often innovative and creative, and all these positive characteristics make them good entrepreneurs cutting edge inventors, or extreme athletes. Risk-taking also has negative aspects and can be fatal. The greatest risk-takers are adolescent males — reflected in their high rates of car accidents, binge drinking, and drug use. Life is inherently risky, but there is only one risk you should avoid at all costs, and that is the risk of doing nothing. Albert Einstein. Mark Zuckerberg. Donald Trump. Mario Andretti. All risk takers in very different ways, but each set themselves apart and moved far beyond their comfort zones to achieve success. Join Life Coach Jenn A. Nocera and me for a discussion on what it takes to be a risk taker. After the show, check After Hours at Jersey Coastal Live for more info.

  • 00:16

    Looking at Risk

    in Jobs

    Who says job hunting has to be so hard?


    Jeff Altman, The Big Game Hunter has been helping people find work by recruiting, providing great information and coaching without any BS for more than 40 years. He is a LIvePerson job hunting expert.


    You can receive a complimentary subscription to No B. S. Job Search Advice Ezine (a $499 value) at www.Jeff Altman.com.  While you're there, explore the great content and job search tools to help you find work.


     


    On this show, Jeff Altman, The Big Game Hunter looks at some of the risks you face making some of the choices you will need to make.

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