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Effective January 1, 2013 The Commonwealth of Virginia will license public adjusters making the State of Virginia the 45th state in the Union to enact legislation that establishes standards of licensing of Public Adjusters int he Commonwealth of Virginia.
During the 2012 Legislative Session we also saw the enactment of a new law in the Commonwealth of Pennsylvania that Law Act 21-2012 which can be viewed on our website www.aapia.org
The Virginia Licensing Law currently appears in Article 4.1 of Chapter 18 (38.2 - 1845.1 38.2-1845.23) of Title 38.2 of the Code of Virginia.
This informative program will address licensing requirements for individuals and business entities.
Dr. Mike Capilli, National Sales Director of Metro Public Adjusting will appear on our program to discuss the value of public adjusters.
Dr Mike as he is known in the industry recruits individuals to become licensed public adjusters on a national level. Dr. Mike is an advocate of pubic adjusters and has spoken to thousands of property & casualty agents educating them on the importance of communicating with your clients.
Please join us to learn how you can become a public adjuster and begin a new and exciting career in the insurance field.
On this week's edition of HealthCare Consumerism Radio, the hosts welcome two special guests to the program for a discussion on health care payments, health engagement, life insurance, health incentives and more.
The first guest on the program will be Vineet Gulati, chief executive officer of HealthExpense. Similar to the shift from pension plans to individual retirement accounts years ago, employers are switching from defined benefit to a defined contribution that their employees control. Therefore, the employee-consumer today has to make more health insurance and health care purchasing decisions. This shift has been rapid, and consumers need to learn very quickly how to use vehicles like HSAs, FSAs and HRAs to cope with this expense-shift. In this interview, Vineet and the hosts will discuss what problems this shift is causing across the health care ecosystem and the innovations that are emerging to deal with these changes.
For the second segment on the show, the hosts will talk with Tal Gilbert, senior vice president of marketing and innovation for The Vitality Group. Tal and the hosts will be discussing an innovative new solution that brings together life insurance and wellness incentives. John Hancock Insurance recently launched a new approach to life insurance in the U.S. that rewards people for healthy living. Developed through an exclusive, first-ever life insurance partnership with The Vitality Group, the new solution integrates life insurance with a comprehensive healthy living program.
Macro economist Dean Baker and Jay Ackroyd discuss the role public sector unions have played in the labor movement, wage rates, pensions and economic growth and income equality Baker is an American macroeconomist and co-founder of the Center for Economic and Policy Research.
Insurance coverage and policy types can be tricky to decode. That is why many don’t realize that they lack the insurance they truly need. Find out the most common insurance mistakes and how you can correct them. Are US companies doing right by their employees? Tony will discuss his latest blog, “3 Reasons Why Companies Should Invest in Workers and Not In Their Stock.” Also this week, we will discuss GDP – what it is and what it indicates. Consumers: We have some easy and repeatable ways to save money that you will use year after year. And, in the Kids Cash Corner, we will discuss how parents are guilty of failing to teach their children about money. Find out 3 ways you can correct this in your household.
AM 1220 KDOW Silicon Valley Radio Host Margaret Jackson is bringing on New York Life Maram Alaiwat, 2014 President's Council, and a member of the prestigious Million-Dollar Round Table. Maram is formidable in her understanding and abililty to talk about Life Insurance, as a New York Life agent. She is committed to her customers, around the United States, and works hard to build plans that best fits the need of her customers. She will share statistics, worksite plans that could help the un-insurable get insured.
Everyone wants the security of Life Insurance. Tune In today, to learn how you can prepare for a secure future.
On this morning's program, the hosts will be discussing private health insurance exchanges, pet insurance and more with special guests from Accenture and Hartville Pet Insurance Group.
For the first segment on today's program, Scott Brown, Private Exchange Offering Lead at Accenture, will be joining the program to discuss the firm's latest private exchange research. Accenture estimates enrollment in private health insurance exchanges doubled to six million individuals for the 2015 plan year. The company projects hypergrowth will continue through 2018, as a number of factors inhibiting early growth will dissipate, while several accelerators will spur further adoption. These factors, combined with the employer’s desire to meet consumers’ demand for choice and flexibility in a retail-like shopping experience, will lead to 40 million members on private exchanges by 2018.
The second guest on this week's program will be JoAnne Novak, AVP Business Development at Hartville Pet Insurance Group, providers of ASPCA Pet Health Insurance. As one of the oldest and largest pet insurance providers in the U.S., Hartville has committed itself to helping more pet parents have access to reliable and affordable pet insurance plans. According to the American Pet Products Association, roughly 68 percent of U.S. households have a pet, and last year, over $15 billion was spent on veterinary care. In this segment, JoAnne will discuss what’s driving the increasing demand for pet health insurance as a voluntary benefit as well as what makes pet insurance relevant for the workforce in connection with health care consumerism and private exchanges.
Auto Insurance Companies currently can ask Insurance Policyholders for anything they want in response to a claim being filed. Who would provide them with so much power and why? This opens the door for bad faith practices against insured. Is this main reason Policyholders are not being paid settlements and having to accept low-balled claim amounts? Policyholders need Insured Civil Rights Legislation Protection in order reign in the Wall Street power and control Insurers use to take advantage of Main Street.
Join me, ESTRA today in the discussion of Policyholder Protections Against Auto Insurance Companies.
The May 14, 2015, episode of American Heroes Radio features a conversation with Josh Weddell, police officer, military veteran and motivational speaker.
Program Date: May 14, 2015
Program Time: 1500 hours, PACIFIC
Topic: Becoming an Effective and Powerful Public Speaker
About the Guest
Josh Weddell as 19 years of experience in public service. He has been a volunteer firefighter, is a military veteran and now a police officer. Josh is also the owner ofNever Give Up Solutions, providing “speeches to motivate, encourage, inspire, team work and stress management to all types of audiences.”
in Self Help
Small doses of public poisons from pollution and chemicals in foods, medicines, water and air, are contributing to a variety of degenerative diseases. We are being poisoned on purpose our whole lives to weaken the immune system, undermine our health and facilitate tyrannical control and depopulation. Vaccinations and flu shots with mercury and other toxin laden drugs; fluoride in water, food and drugs; sugar, aspartame, msg, GMOs and other chemicals in the food; chemicals and heavy metals in the environment; chemtrail sprays in the sky; and electromagnetic frequencies (EMF); are all part of a toxic agenda to foster illness, apathy, stress, mental disorders and early death.
Super foods and antioxidants are needed to strengthen and maintain health. Key knowledge, detoxification, a natural lifestyle and emf protection are also crucial to better health with the depopulation challenges we are facing. Learn and prepare with friends and neighbors to take care of your families.