• 00:30

    Banking to Veterans and Active Duty Military

    in Finance

    Fort Hood National Bank Senior Vice President Ron Taylor joins the show to discuss banking to veterans and active duty military. What products and services do they need and what banking challenges are presented when soldiers are deployed? Dimitris Rousseas of Compliance Alliance answers the question of the week about balloon mortgage loans.

  • 00:46

    The Federal Reserve Act of 1913 & Fractional Reserve Banking

    in Education

    The Federal Reserve Act (enacted December 23, 1913 signed into law by president Woodrow Wilson) was purportedly designed to aid in:


    1.    Conducting the nation’s monetary policy by influencing monetary and credit conditions in the economy in pursuit of maximum employment, stable prices, and moderate long-term interest rates.
    2.    Supervising and regulating banking institutions to ensure the safety and soundness of the nation’s banking and financial system, and protect the credit rights of consumers.
    3.    Maintaining stability of the financial system and containing systemic risk that may arise in financial markets.
    4.    Providing financial services to depository institutions, the U.S. government, and foreign official institutions, including playing a major role in operating the nation’s payments system.


    The Origins of Fractional Reserve Banking


    In XVIth century England people who had gold would deposit it with goldsmiths for safekeeping. In exchange they got a signed receipt guaranteeing that they could retrieve it. The value assigned to that note backed by the gold in the goldsmith’s vault made it possible to use it for payment.

    That means if A deposited £10 worth of gold and had in his possession a receipt he could settle his debt with it. That receipt, actually a promissory note, became money. The person who took it in payment could either use it as is, or at some later point retrieve the gold in the goldsmith’s keeping.

    At the same time B borrows £10 worth of gold from the goldsmith but receives a promissory note. He settles his debt to C with that note. Now there are two notes in circulation for one amount of gold. The goldsmith issues further notes, knowing that all claims would not have to be honored at the same time.

  • 00:25

    Banking On Future Entrepreneurs & Leaders

    in Entrepreneur

    Edward Francis Anhalt is a professor, event promoter marketing and business man in the Milwaukee area, and founder of Banking on Kids, a company that promotes fiscal responsibility in elementary and middle school students.


    Banking On Kids Website


    Be A Guest On Business ADVANTAGE Radio


    About The Host Mike Calderwood


    Show Sponsors:


    Growth Coaching Systems


    PowerStrips


     

  • 00:44

    Update report on banking fraud and new banking reglations

    in Politics

    1) Program intro


    2) We have 2 reports to play on our program .


    Part 1 - House Passes Bill Further Weakening Financial Regulation


    -TRNN's Jessica Desvarieux looks at the key bill provisions benefiting Wall Street, and also examines the so-called opposition of Democratic lawmakers -   January 15, 2015


    3) Music Break


    4) Part 2 - Is Financial Fraud Too Complex to Prosecute?


    -The Department of Justice is using an illegitimate excuse to explain why it has not prosecuted any senior bankers, says Bill Black, former bank regulator and current Associate Professor of Economics and Law at the University of Missouri-Kansas City -   October 27, 14


    5) My closing Comments


    6) Closing Music , O Canada them song


     


     


     


     


     

  • 01:58
  • 01:04
  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR/ILLEGAL VIOLATING BEHAVIOR/CONSUMER RIGHTS/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE UNFAIR DECEPTIVE ABUSIVE ACTS AND PRACTICES ILLEGAL VIOLATING BEHAVIOR UNFAIR BUSINESS PRACTICES CONSUMER RIGHTS PROTECTIONS CFPB RESPA FDCPA


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 02:02

    Robert Mazur (Infiltrator/undercover agent), Global Banking, Terrorism

    in Politics Conservative

    We have a very special guest this morning "in the Pickle Barrel".


    Robert Mazur was a federal customs and excise agent who lived the high life of Colombia's most powerful cartels while using his undercover alias Bob Musella. One of his prioritized missions was to record the abundant amount of damning evidence that would culminate into a major takedown at a staged wedding. His target under Operation C-Chase was bankers who manipulated complex international finance systems in order to launder money for drug lords like Pablo Escobar, and ultimately proved critical in the conviction of General Manuel Noriega.


    Do I have some guestions for this man? What do you think? Why and how these Cartels continue to operate freely? How do these cartel's pose a threat to our national security? Have you always had a death wish? and many more.


    Jump 'In the Pickle Barrel this morning and join the discussions on the world of global banking and how these banks contribute to the world of terrorism.


    Hope to see you at 8AM-10AM EST


     


     

  • 01:09

    CRYPTOCRACY = CRYPTO MEANS HIDDEN / CRACY MEANS RULE = HIDDEN RULE OR RULERS

    in Religion

    The term shadow government (also cryptocracy), besides its party political meaning, also refers to what is sometimes called "the secret government" or "the invisible government," an idea based on the notion that real and actual political power does not reside with publicly elected representatives, but with private individuals who are exercising power behind the scenes, beyond the scrutiny of democratic institutions. According to this belief, the official elected government is in reality subservient to the shadow government who are the true executive power.


    So, how do we break free and liberate the mind from the establishment mind control spell that most of global society has long been placed under? 

    The world has long been operated as a theater, by high level politicians in the USA and elsewhere that have been hired and placed into position as only puppets of a secretive elite powermad cult of international currency, banking, & finance pirates commanding deceptively and generationally for centuries.


     

  • 00:31

    Robert Thompson's Thought Grenades

    in Business

    Edgar Cahn, the founder of TimeBanks, joins Robert Thompson and co-host, Mike Neiss in their latest installment of Leadership and the Common Good. What exactly is TimeBanks and why has Cahn dedicated much of his life to this effort? We think TimeBanking is an extraordinary way of giving and receiving to build supportive networks and strong communities. It's "Pay It Forward" on steroids.  Leadership for the Common Good is a new Thought Grenades series highlighting real leaders demonstrating real leadership and solving real problems in real time. We'd really love you to join us. Practical, simple and effective ideas on how you can make a positive difference for yourself, your organization and the world. Oh, and we have fun too! Listen live on Mondays at 10 a.m Pacific, or subscribe on iTunes and listen when convenient.  

  • 00:34

    THE DAILY COMPLAINT (ANNIVERSARY SPECIAL/OCWEN IN THE NEWS/WHY WE DO WHAT WE DO)

    in Finance

    ~ KNOW YOUR RIGHTS & ASSERT YOUR RIGHTS ~


    TODAY'S SPOTLIGHT:


    ANNIVERSARY SPECIAL WHY WE DO WHAT WE DO AND OUR COMMITMENT TO KEEP DOING IT OCWEN LOAN SERVICING IN THE NEWS MORTGAGE SERVICING AND CRIMINAL WRONGDOING


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

Join Host Live Chats

Loading...
Loading...