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Amy Mauer Creel, CEO of Smart Mom Jewelry has created an amazing and successful women owned business, She shares what are the key elements to her success and how others can emulate these practices.
Douglas Dubitsky, VP at Guardian Retirement Solutions, discusses the small business retirement crisis in America and the findings from Guardian's 2014 Small Plan 401(k) RetireWell Study SM: What's Working and Not Working for Small Businesses. One of the biggest impediments for most Americans when it comes to financial security in retirement is simply not having access to an employer-sponsored plan. In fact, in its annual Retirement Confidence Survey , the Employee Benefit Research Institute (EBRI) found that workers with some sort of retirement plan have significantly more in savings and investments than do those without a plan.
Greg Sullivan is Chief Executive Officer for Global Velocity, a company pioneering new approaches in securing information. Mr. Sullivan is recognized as an industry expert and visionary in the field of cybersecurity. His phrophetic warnings about cybersecurity has helped many small businesses.
The largest 100 public pension funds have around $1.2 trillion of unfunded liabilities, about $300 billion above the nearly $900 billion they reported themselves, according to a new actuarial study to be released on today.
Why is this happening and what can we do about it?
Read more: http://www.foxbusiness.com/government/2012/10/15/study-public-pensions-underfunded-by-12b/#ixzz29NbpObKe
This show will focus on the issues in the accumulation phase of retirement financial lifestyle planning such as sources of retirement income that one must take into account when preparing for the three life events- old age, disability and death.
Sign up here for a FREE WORKSHEET on the 7 Sources of Retirement Income™ which an individual can use to identify their sources of retirement income in the event of disability, old age and upon death. The WORKSHEET will also provide guidance on how to establish one’s desired retirement guaranteed lifetime ‘indexed’ income goal. The information when completed by the individual will provide the guide to knowing where the income gaps are, which source of income can be truly relied on and therefore how much more savings and investments is required TODAY and into the future to achieve one’s desired guaranteed lifetime indexed income.
Join us again on Jan 30th at 10 am EST for the final in the series on Retirement and Lifestyle Planning. You are also invited to the Free Webinar which also has a giveaway on Feb 3, 2014. You can sign up using this link: http://bit.ly/LZmyyt
Get bite-sized tips and ready to implement strategies in your inbox when you sign up here http://bit.ly/KtnkCx
Summer break is over and we return with a vengeance. The revelations about malfeasance by the Harper junta never stop. Let's look at a few items with the laser guidance from our guest Amy MacPherson, shall we?
- CSEC and their programs like "Landmark" continue to alert Canadians about their over-reach. Their unwarranted, indiscriminate spying continues unabated.
- As the Duffy trial nears, it's time to talk about Nigel Wright's true purpose in the PMO. The redirection and misguidance of the Canada Pension Plan, for what else but corporate advantage.
- Fracking will not go away any time soon. The shale along the Lake Huron coast is a prime target in Ontario. But it is also targeted by another industry, nuclear power. To deposit nuclear waste. What happens when these two get together? Who is really involved and how?
Liberal MP Joyce Murray has proposed a Private Members Bill C-622 that would go a long way to curbing the ever-expanding powers of CSEC. It is well written and inclusive. We will discuss it Hardly any attention has been paid by the so-called media in Canada to the profound changes made to the CPP on Emperor's watch. It has been irrevocably altered into something resembling a hedge fund, set up by his former Chief of Staff from Onyx, Nigel Wright. There are those that think his involvement in Duffygate was merely the opportunity to eject him from the Hill so he could return to his true calling. Profiteering. Ontarians aren't the only ones at risk in this dark marriage of convenience of Bruce Power and Dundee Energy Limited. Forty million people on both sides of the border may be at risk from this powerplay, orchestrated by a stunningly small circle of familiar players.
Amy MacPherson has investigated these matters to a severe degree and what she has found is not good news. And she has paid a steep price personally. Amy will tell us why it's all our battle.
"I have stood up to the president and my party when it's right for North Carolina, noting she supports building the Keystone XL pipeline and has opposed trade deals sought by the administration.Tillis was quoted as saying at a state Republican convention in 2011 that members of a state teachers' association don't care about children or classrooms — only about jobs and pensions. Hagan told the TV audience accusing Tillis of cutting education by $500 million and giving tax breaks to wealthy individuals while leading the North Carolina House. "And his priorities even speak louder than his words."
Tillis recalled Hagan's comments from her successful 2008 campaign, when she criticized GOP incumbent Elizabeth Dole for having voted 92 percent of the time with then-President George W. Bush. And yet, he said, Hagan has sided with Obama 95 percent. "Kay 1.0, Kay 2.0," he said unflatteringly, adding, "At the end of the day we need to say what we mean." http://www.newsobserver
It is time Americans take down the GOP veil of deceit and work once again to strengthen American Unions. Unions are responsible for everything good about working class Americans way of life. GOP lobbyist are responsible for everything that has contributed to the crushing of American unions. The top 1% of Americans own 42 percent of the USA. Without unions being in American history, think about what America would look like today. Our soldiers are on food stamps all across America. A lady dies in Florida because of lack of finances to purchase life saving drugs. A lady dies in New Jersey, while sleeping in her vehicle, getting rested up so she could work a second shift on her full time job. Unions are representative of workers. The union is a collective body that speaks and negotiates the wishes of workers to CEOs and politicians. Lobbyist are a collective body that speaks and negotiates the wishes of CEOs to politicians.
Without unions would USA have:
Ended child labor
40 hour work week and paid overtime
Worker's comp benefits for workers injured on the job
Unemployment insurance for workers who lose their jobs
A guaranteed minimum wage for workers
Pensions for workers
Healthcare insurance for workers
Paid sick leave, vacations, and holidays as standard benefits for most workers
the right for public sector workers to collectively bargain
Occupational Safety and Health Act
Family Medical Leave Act
Lobbyist are there for American Legislative Exchange Council, who are a body of corporations, headed up by CEOs whose goal is to develop wealth through massive unemployment of the American worker. This happens because of the GOP. GOP protects CEOs with laws to outsource US jobs, and bring in Foreign workers to do jobs, claiming Americans won't do the jobs, or can't do the jobs. Call this crap!
http://divorce661.com - In this episode we talk about what a QDRO is or Qualfied Domestic Relations Order and if you may need one when going through a divorce.
Last free American here
changing the world since 1983
Im your host
Warren James Mann
On today's show
Are we seeing the next big internet bubble.
I think so, and its taking the computer industry with it.
Verizon wants to follow you everywhere.
The cellphone company is giving out invisible points to track your movement say they can sell your movements to advertisers.
An app that send the message ‘yo’ has somehow received 1.5 million from investors.
But first some headlines
Are we seeing the end of the 8 hour work day? A state prison in wisconsin aisnow scheduling 12 hour work days in an effort to save money.
Does a University have the right to investigate the claim of rape.
I would say no. That’s for the police. If the rape did occur, an arrest should be made.
male students are now filing lawsuits against Universities, saying they are not being treated equally.
Detroit is talking about cutting back on workers pensions.
All the more reason to never rely on your employer for your retirement.
Join us on Saturday 7am GMT , 08:00hrs Zambian time when host ZCTU President Mr Leonard HIKAUMBA to discuss the new proposals on pensions .
To listen in click on www.blogtalkradio.com/politicalcrossfire
To participate call on 00 44 114 360 1992(UK) , 00 1 347 838 8065 (USA) , Skype : Mueti2004
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