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Amy Mauer Creel, CEO of Smart Mom Jewelry has created an amazing and successful women owned business, She shares what are the key elements to her success and how others can emulate these practices.
Douglas Dubitsky, VP at Guardian Retirement Solutions, discusses the small business retirement crisis in America and the findings from Guardian's 2014 Small Plan 401(k) RetireWell Study SM: What's Working and Not Working for Small Businesses. One of the biggest impediments for most Americans when it comes to financial security in retirement is simply not having access to an employer-sponsored plan. In fact, in its annual Retirement Confidence Survey , the Employee Benefit Research Institute (EBRI) found that workers with some sort of retirement plan have significantly more in savings and investments than do those without a plan.
Greg Sullivan is Chief Executive Officer for Global Velocity, a company pioneering new approaches in securing information. Mr. Sullivan is recognized as an industry expert and visionary in the field of cybersecurity. His phrophetic warnings about cybersecurity has helped many small businesses.
The largest 100 public pension funds have around $1.2 trillion of unfunded liabilities, about $300 billion above the nearly $900 billion they reported themselves, according to a new actuarial study to be released on today.
Why is this happening and what can we do about it?
Read more: http://www.foxbusiness.com/government/2012/10/15/study-public-pensions-underfunded-by-12b/#ixzz29NbpObKe
ecomony coming to a stop and the nightmare if they continue to remove the rights of american citizens to jobs housing food and now what is seemingly the end of food stamps for the poor.
The controllers are moving out of control just like within the fall of Rome and other powerful countries. They are also hidden moves relating to Nukes being used in places like Chicago allegedly because Isis placed its target on this city but why? And why on earth the Old republic Building. Please send me your comments and please allow others you know to share in the alleged factors that may lead to the end of America as we know it by end year.
As the bring in the the new currency and replace us with less agressive foreign laborers All sharing in on our pensions, social security and food which will not be for the people of the US but for those they deem a part of their new government . Then there is the issue of The Medicaid and Medcare recovery act whereby all of the billing for those over 55 yrs ofl age being calucated until death in order to take over the estates of the elder population and remove the rights for these estates from the families. Many of these people are being victimized within this system using failure to treat in order for them to recover the medical debt earlier prior to the collapse.
Scott Withrow, author, editor, historian, researcher, teacher and current president of the Melungeon Heritage Association "MHA" and will join us for an interview on his chapter in the upcoming Goins Book to be published in 2015.
Scott Withrow will be representing the Goins men of the Revolutionary War era. Scott is currently researching at the library in Gaffney and found that that Goins was actually in today's Chester County, and that one son lived in Cherokee County south of Gaffney and was baptized in Skull Shoals Church.
Scott is also researching through the Genealogical Society of Old Tryon County publications, and have found 4 or 5 Goins listed in Dr. Bobby Moss's African-American Patriots in the American Revolution. He has also gone to the South Carolina Room, Greenville County Library, for information on "Buck" Gowan, but what is found was a collection for the most part of the Gowan Newsletter by Arlee Gowan.
Scott also plans to research in Chester County (library), SC State Archives (Columbia), Genealogical Society of Old Tryon County (library), Revolutionary War Pensions (online), the Native-American collection library at Univ. of SC-Lancaster and possibly again, the Caroliniana Room Library, Univ. of SC. Scott will be talking to us about some of the names, he has found regarding much migration after the Revolution.
Scott is a contributing author and the editor of the Backintyme.biz Publishing, Carolina Genesis, Beyond the Color Line. www.backintyme.biz
THE NEW NATIONAL ANTHEM IS THE FARMER IN THE DELL. OBAMA IS THE BIG CHEESE. NOW THE CHEESE STANDS ALONE. LIKE THE GUY WHO FARTED IN AN ELEVATOR. EVERYBODY IS WAITING FOR THE DOORS TO OPEN SO THEY CAN ESCAPE. AT THIS POINT IT MAY NOT ONLY BE GAS. IT IS THE ONLY GAS HE CAN'T CONTROL. DOCTOR BURN THAT SUIT.
SO HE BLEW IT. HE WENT A BRIDGE TO FAR. HE PUSHED THE ENVELOPE INTO THE BLACK HOLE OF SPACE. EBOLA IN THE USA IS ON HIM. THAT IS OBAMA'S BLACK PLAGUE. TURN ON THE TV ANY TIME AND SEE HOW WALL STREET IS MAKING MONEY IN MERGERS AND ACQUISITIONS. THE SAME THING IS HAPPENING TO THE AMERICANS. THEIR MONEY IS MERGING INTO GOVERNMENT WASTE RECEPTACLES. POLITICIANS ARE ACQUIRING YOUR SAVINGS. TODAY IN THE USA FORTY YEAR OLDS HAVE NO PENSIONS. A JOB TODAY HAS NO FUTURE. WE HAVE FORGOT HOW TO WORK TOGETHER. THE GOVERNMENT GROWS BIGGER AND THE PEOPLE GET SMALLER UNTIL WE ARE ALL TAX SLAVES WAITING TO BE FED BY THE GOVERNMENT. WHO FEEDS US WITH OUR OWN TAX MONEY. OH HOW THEY WASTE IT. NOT COUNTING LOBBY BRIBES AND WAR CHESTS.
TODAY THE DEMOCRATS GOT PINK SLIPS AND BRAS. NOW THE AMERICAN BATTING ORDER HAS A NEW LINE UP. THEY HAVE TWO YEARS TO CORRECT SIX YEARS OF MARXIST SUBVERSION. THE BEST WAY TO DO THIS IS HELP THE PEOPLE MAKE MORE MONEY. BEST WAY IS AN 80% TAX REDUCTION AND 80% LESS GOVERNMENT. 4 BILLION DOLLARS WAS SPENT IN ANNOYING ADS
TO BRAINWASH VOTERS. HOW MANY THOUSANDS DID YOU SEND? THE MAXIMUM CHAMPAIGN CONTRIBUTION PER CORPORATION OR INDIVIDUAL SHOULD BE ONE DOLLAR. OTHERWISE WE ARE NOT ALL CREATED EQUAL AS AMERICANS.
IF THE RINOS DO NOT DO THE RIGHT THING THEY TOO WILL BE GONE. WE CAN'T ALLOW THE COMMUNISTS TO GET BACK IN. NOW WHAT DAY IS THE TRIAL FOR ERIC HOLDER?
This show will focus on the issues in the accumulation phase of retirement financial lifestyle planning such as sources of retirement income that one must take into account when preparing for the three life events- old age, disability and death.
Sign up here for a FREE WORKSHEET on the 7 Sources of Retirement Income™ which an individual can use to identify their sources of retirement income in the event of disability, old age and upon death. The WORKSHEET will also provide guidance on how to establish one’s desired retirement guaranteed lifetime ‘indexed’ income goal. The information when completed by the individual will provide the guide to knowing where the income gaps are, which source of income can be truly relied on and therefore how much more savings and investments is required TODAY and into the future to achieve one’s desired guaranteed lifetime indexed income.
Join us again on Jan 30th at 10 am EST for the final in the series on Retirement and Lifestyle Planning. You are also invited to the Free Webinar which also has a giveaway on Feb 3, 2014. You can sign up using this link: http://bit.ly/LZmyyt
Get bite-sized tips and ready to implement strategies in your inbox when you sign up here http://bit.ly/KtnkCx
MyRA & GRA's vs. IRA's and 401(k)'s - The Wealth DNA radio show is dedicated to helping you increase your wealth, as well as educating savers & investors. One of the underlying questions for each topic on the show is whether it will help our listeners "Live the American Dream"? In past generations several retirement programs were introduced to provide a safety net as people retire. Among those were "defined benefit plans" like government Social Security and company pensions. Economic and financial uncertainties plus bankruptcies led to eliminating or dramatically reducing most company plans. Likewise we see Social Security plans throughout the world facing bankruptcy, depletion or a reduction of benefits.
In the meantime we've seen an expansion of "defined contribution plans" that put more control in the hands of the beneficiary. Those who learn to invest wisely have the opportunity become wealthy, those who would rather watch TV than learn about investing, will have to depend on the government Social Security during retirement. Our guest Teresa Ghilarducci has proposed an expansion of the US government's role in pension plans, probably at the expense of avid savers & investors.
Prof. Ghilarducci is the author of "When I'm Sixty Four", the Bernard L. and Irene Schwartz Chair in economic policy analysis at the New School, and a prime driver behind GRA's and MyRA's announced in the President's 2014 State of the Union address. What is a GRA? Should you setup a MyRA? What happens to the $17 Trillion currently invested in retirement plans? Will her proposal help you "Live the American Dream?" Or will it merely spread your wealth to others?
Grab a cup of coffee, or glass of wine and join the conversation …
Summer break is over and we return with a vengeance. The revelations about malfeasance by the Harper junta never stop. Let's look at a few items with the laser guidance from our guest Amy MacPherson, shall we?
- CSEC and their programs like "Landmark" continue to alert Canadians about their over-reach. Their unwarranted, indiscriminate spying continues unabated.
- As the Duffy trial nears, it's time to talk about Nigel Wright's true purpose in the PMO. The redirection and misguidance of the Canada Pension Plan, for what else but corporate advantage.
- Fracking will not go away any time soon. The shale along the Lake Huron coast is a prime target in Ontario. But it is also targeted by another industry, nuclear power. To deposit nuclear waste. What happens when these two get together? Who is really involved and how?
Liberal MP Joyce Murray has proposed a Private Members Bill C-622 that would go a long way to curbing the ever-expanding powers of CSEC. It is well written and inclusive. We will discuss it Hardly any attention has been paid by the so-called media in Canada to the profound changes made to the CPP on Emperor's watch. It has been irrevocably altered into something resembling a hedge fund, set up by his former Chief of Staff from Onyx, Nigel Wright. There are those that think his involvement in Duffygate was merely the opportunity to eject him from the Hill so he could return to his true calling. Profiteering. Ontarians aren't the only ones at risk in this dark marriage of convenience of Bruce Power and Dundee Energy Limited. Forty million people on both sides of the border may be at risk from this powerplay, orchestrated by a stunningly small circle of familiar players.
Amy MacPherson has investigated these matters to a severe degree and what she has found is not good news. And she has paid a steep price personally. Amy will tell us why it's all our battle.
"I have stood up to the president and my party when it's right for North Carolina, noting she supports building the Keystone XL pipeline and has opposed trade deals sought by the administration.Tillis was quoted as saying at a state Republican convention in 2011 that members of a state teachers' association don't care about children or classrooms — only about jobs and pensions. Hagan told the TV audience accusing Tillis of cutting education by $500 million and giving tax breaks to wealthy individuals while leading the North Carolina House. "And his priorities even speak louder than his words."
Tillis recalled Hagan's comments from her successful 2008 campaign, when she criticized GOP incumbent Elizabeth Dole for having voted 92 percent of the time with then-President George W. Bush. And yet, he said, Hagan has sided with Obama 95 percent. "Kay 1.0, Kay 2.0," he said unflatteringly, adding, "At the end of the day we need to say what we mean." http://www.newsobserver
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