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Amy Mauer Creel, CEO of Smart Mom Jewelry has created an amazing and successful women owned business, She shares what are the key elements to her success and how others can emulate these practices.
Douglas Dubitsky, VP at Guardian Retirement Solutions, discusses the small business retirement crisis in America and the findings from Guardian's 2014 Small Plan 401(k) RetireWell Study SM: What's Working and Not Working for Small Businesses. One of the biggest impediments for most Americans when it comes to financial security in retirement is simply not having access to an employer-sponsored plan. In fact, in its annual Retirement Confidence Survey , the Employee Benefit Research Institute (EBRI) found that workers with some sort of retirement plan have significantly more in savings and investments than do those without a plan.
Greg Sullivan is Chief Executive Officer for Global Velocity, a company pioneering new approaches in securing information. Mr. Sullivan is recognized as an industry expert and visionary in the field of cybersecurity. His phrophetic warnings about cybersecurity has helped many small businesses.
The largest 100 public pension funds have around $1.2 trillion of unfunded liabilities, about $300 billion above the nearly $900 billion they reported themselves, according to a new actuarial study to be released on today.
Why is this happening and what can we do about it?
Read more: http://www.foxbusiness.com/government/2012/10/15/study-public-pensions-underfunded-by-12b/#ixzz29NbpObKe
This show will focus on the issues in the accumulation phase of retirement financial lifestyle planning such as sources of retirement income that one must take into account when preparing for the three life events- old age, disability and death.
Sign up here for a FREE WORKSHEET on the 7 Sources of Retirement Income™ which an individual can use to identify their sources of retirement income in the event of disability, old age and upon death. The WORKSHEET will also provide guidance on how to establish one’s desired retirement guaranteed lifetime ‘indexed’ income goal. The information when completed by the individual will provide the guide to knowing where the income gaps are, which source of income can be truly relied on and therefore how much more savings and investments is required TODAY and into the future to achieve one’s desired guaranteed lifetime indexed income.
Join us again on Jan 30th at 10 am EST for the final in the series on Retirement and Lifestyle Planning. You are also invited to the Free Webinar which also has a giveaway on Feb 3, 2014. You can sign up using this link: http://bit.ly/LZmyyt
Get bite-sized tips and ready to implement strategies in your inbox when you sign up here http://bit.ly/KtnkCx
http://divorce661.com - In this episode we talk about what a QDRO is or Qualfied Domestic Relations Order and if you may need one when going through a divorce.
Last free American here
changing the world since 1983
Im your host
Warren James Mann
On today's show
Are we seeing the next big internet bubble.
I think so, and its taking the computer industry with it.
Verizon wants to follow you everywhere.
The cellphone company is giving out invisible points to track your movement say they can sell your movements to advertisers.
An app that send the message ‘yo’ has somehow received 1.5 million from investors.
But first some headlines
Are we seeing the end of the 8 hour work day? A state prison in wisconsin aisnow scheduling 12 hour work days in an effort to save money.
Does a University have the right to investigate the claim of rape.
I would say no. That’s for the police. If the rape did occur, an arrest should be made.
male students are now filing lawsuits against Universities, saying they are not being treated equally.
Detroit is talking about cutting back on workers pensions.
All the more reason to never rely on your employer for your retirement.
A lot of folks say we are at the end of an era. That we have run the nation, the world, the earth, into the dirt and into the last chapter of our current, modern history. There is talk of our own nation freezing up financially, of banks and Wall Street ruining us, of our nation degenerating into a civil war. Desperation, War, Chaos.
We have alwasy been on the edge of- something-, since the beginning of history
But that does not mean we should not be working to insure we are watching what is going on around us and trying to stay engaged with safeguarding the rights and freedoms of America.
There has been a huge push to overide our rights of privacy in this country with the NSA accessing everything we do electronically now. And almost everything we do today has an electronic componenet to it.
Our law enforcement agencies across the nation have become increasingly militarized and violence againt citizens is now commonplace.
Our senators and congressmen are all racking up criminal charges and unethical behaviour violations. They have become career politicians with no real understanding of what the lives of regular citizens are like and they live under special laws they have enacted or exempt themselves from the laws everyone else must live under. They vote for special medical care for themselves and their families while soldiers die on waiting lists at goverment hospitals and the rest of us are forced by law to become part of a government run socialized medical program. Though they are paid for their service, they vote them selves pensions so that once they have served a term, they can have a pension for life.
Who else can get away with such behavior? Not you or I. They have become so disc onnected from what it means to live in the real world, that they can no longer make good decisions about what is right and wrong.
I do not have the answers, I hope some of you do and you will share them tonight
Welcome to Independent Underground Radio LIVE - MICHIGAN'S TOP POLITICO PODCAST - Aired each Tuesday & Thursday @ 11am ET.
On Today's Show:
-Attorney and Candidate for Washtenaw County 22nd Circuit Court, Patrick Conlin will visit our program to discuss candidacy along with what judas jurisprudence he would enact over the judical body if elected to the position.
-A groundbreaking decision upholding language protecting Public Pensions and Benefits was affirmed by the Illinois Supreme Court on Thursday, July 2, 2014. With less than six days before Detroit Retirees must vote for or against the Grand Bargain cutting pensions and benefits despite Michigan's Constitution - Article 9, Section 24 - should retirees allow fear over knowledge determine their final vote.
-The GOP is blaming President Obama for immigrants, and in particular Women and Children, crossing over the Southeastern Boarder to escape violence in South America countries. Yet the same GOP Legislators refuse to pass immigrantion reform. Why so? We'll Discuss!
Independent Underground Radio LIVE FEATURED FOUR YEAR ON BTR -Progressive Talk Radio- podcast based out of Ann Arbor covering Michigan and National Politics, breaking news and more. As Michigan's Top Politico podcast, IU Radio LIVE had over 200K podcast downloads in 2013 alone!
Host Monica RW is an owner/writer for the popular Independent Underground News website, media consultant for ROJS Media LLC, a experienced grassroots and elected local political leader, and brings her researched Independent opinions to the political issues of the day.
Call into the show with your thoughts and opinions at 347-934-0185 or tweet us @IUNewsTalk.
Join us on Saturday 7am GMT , 08:00hrs Zambian time when host ZCTU President Mr Leonard HIKAUMBA to discuss the new proposals on pensions .
To listen in click on www.blogtalkradio.com/politicalcrossfire
To participate call on 00 44 114 360 1992(UK) , 00 1 347 838 8065 (USA) , Skype : Mueti2004
Journalist David Dayen, explains how Illinois and other states are breaking contracts with workers and slashing pensions, why workers won’t be protected by Social Security, how large are the cuts workers are facing, why public sector workers are demonized, why … Continue reading →
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