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On the latest Heat Check podcast, Wes Goldberg and David Ramil talk about how David Blatt's firing reflects on Erik Spoelstra, Justise Winslow's improvement and if it's time to move on from Hassan Whiteside before getting to some trade rumors. They also answer questions from the Twitter mailbag.
Most of the people who come to see me regarding a credit issue never knew they had the issue until they needed a loan.
I will review why you should pull your credit report, how to obtain a free copy and discuss credit scores.
Email me me in advance any credit question you might want me to answer during this credit talk chat: JeanneKelly@kgroupconsulting.com
Hey..... you... Stop
Listen to how Mr. Credit Guru will be telling you how to build credit fast. You want to buy your home next year around this time. Now is the time to get cracking, and get the tips from a professional himself. You don't want to miss this, so tune in. You want to ask a question , here is the number to call (516) 418-5479
Host Dawn Davenport, Executive Director of Creating a Family, the national infertility & adoption education and support nonprofit, interviews Becky Wilmoth, an Adoption Tax Credit Specialist at Bills Tax Service, and Josh Kroll, Adoption Tax Credit Coordinator at the North American Council on Adoptable Children (NACAC).
For a discussion of this show, go to our blog tomorrow http://creatingafamily.org/blog/.
Creating a Family has many free resources related to this topic on our website at www.CreatingaFamily.org.
Please leave us a review on iTunes. Thanks.
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Show Highlights: https://creatingafamily.org/adoption-category/adoption-tax-credit-2016/
Credit has become the modern-day shackles that enslave many people, from Beverly Hills to Boc Raton. Our debt level and our lack of savings make the nine-to-five job mandatory. Between our mortgages, car payments and credit card debts, we can't afford to quit. We are minimizing our lives and financial potential by making minimum credit card payments.
Join Partners in Health and Biz talk show host Gail Dixon as we discuss why cash is better than credit and how to break your credit card addiction.
Call into the studio with your questions and/or comments: 347-945-7433.
In today's episode Cliffunya & Kisha will discuss what a credit charge -off is and how to dispute any inaccuracy on your credit report.
What is a Credit Charge-off? After a certian amount of time of non-payment creditors will write off an account balance.
Charge-off is difficult to remove but there are ways to dispute a charge-off which may result in it being removed from your credit report .
Unpaid charge-off can also lead to legal action (as long as the debt is within the statue of limitations).
If the statue of limitations has ran out a debtor can no longer be sued and the debt becomes uncollectable.
Account balance. Has the account been transferred or sold to a collection agency? If yes, the account balnce should show zero.
The original creditor who has sold or transferred cannot continue to report a balance owed.
Dispute the balance and ask for deletion.
Always ask for a deletion of the entire account because corrected negative informaiton doesn't improve your credit score. Keep in mind the creidt bureaus are not required to delete incorrect informaiton only to correct it.
Areas that can be disputed:
Open Date of Account
*Remember charge-off 48 months or older are no longer being used to calcuate your credit score.
Use caution when disputing charge-off you run the risk of lowering your credit score if the dispute returns verified as correct .
Most of us have been there: you've made some mistakes in the past, and now it's come back to bite you. The difference is that now you have the $$$ to afford a much better vehicle. What's a girl (or guy) to do? Well, if you're in the market for a vehicle, and you REALLY want to 'learn the ropes' on how to: (1) find a suitable vehicle; while, (2) making affordable payments - then YOU'RE JUST THE PERSON WHO NEEDS TO LISTEN TO THIS PODCAST!
Learn all you need to know from four women in the Harrisburg/Mechanicsburg areas on how to find BOTH - regardless of the numbers on your credit score. And get your questions ready...because we'll be here to answer them promptly on our PREMIERE BROADCAST, going LIVE at 7pm EST, Sunday, January 31, 2016. Hope you will, too.