SORT BY Relevancy
Sarae is joined by Melissa Duncan, Personal Finance Coach at mpowered, to weigh the benefits and drawbacks of Credit Karma for consumers. As a nonprofit Accredited Credit Counselor, she shares her insight and expertise to discuss how consumers can use Credit Karma's services to understand of their credit, and what considerations to keep in mind.
Most of the people who come to see me regarding a credit issue never knew they had the issue until they needed a loan.
I will review why you should pull your credit report, how to obtain a free copy and discuss credit scores.
Email me me in advance any credit question you might want me to answer during this credit talk chat: JeanneKelly@kgroupconsulting.com
Good Morning Family. Today we are talking Money In The News™. The powerball is over thank god, The president speaks aout our economy, the market is talking a noise dive. So much to talk about this week and so little time. Join me today and let's talk money in the new on The Cheap Cheetah Money Show. Your suggestions and money stories are always welcomed.
also for more great Cheap Cheetah tips visit me on
The Cheap Cheetah Money Show on youtube
We will be talking about the importance of managing our finances wisely. What is your relationship with money and how is it affecting your life and ministry? We will explore Money Relationships with our special guest, Raquel Hinkson. In addition to being a minister of the gospel, she is also an expert in Credit Restoration.
Moreover it is required in stewards, that a man be found faithful. I Cor. 4:2
Steward - manager of household, treasurer
So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? - Luke 16:11
In today's episode Cliffunya & Kisha will discuss what a credit charge -off is and how to dispute any inaccuracy on your credit report.
What is a Credit Charge-off? After a certian amount of time of non-payment creditors will write off an account balance.
Charge-off is difficult to remove but there are ways to dispute a charge-off which may result in it being removed from your credit report .
Unpaid charge-off can also lead to legal action (as long as the debt is within the statue of limitations).
If the statue of limitations has ran out a debtor can no longer be sued and the debt becomes uncollectable.
Account balance. Has the account been transferred or sold to a collection agency? If yes, the account balnce should show zero.
The original creditor who has sold or transferred cannot continue to report a balance owed.
Dispute the balance and ask for deletion.
Always ask for a deletion of the entire account because corrected negative informaiton doesn't improve your credit score. Keep in mind the creidt bureaus are not required to delete incorrect informaiton only to correct it.
Areas that can be disputed:
Open Date of Account
*Remember charge-off 48 months or older are no longer being used to calcuate your credit score.
Use caution when disputing charge-off you run the risk of lowering your credit score if the dispute returns verified as correct .
Host Dawn Davenport, Executive Director of Creating a Family, the national infertility & adoption education and support nonprofit, interviews Becky Wilmoth, an Adoption Tax Credit Specialist at Bills Tax Service, and Josh Kroll, Adoption Tax Credit Coordinator at the North American Council on Adoptable Children (NACAC).
For a discussion of this show, go to our blog tomorrow http://creatingafamily.org/blog/.
Creating a Family has many free resources related to this topic on our website at www.CreatingaFamily.org.
Please leave us a review on iTunes. Thanks.
Click to Tweet: http://ctt.ec/81Tnb
Share on Facebook: https://www.facebook.com/sharer/sharer.php?u=https%3A//creatingafamily.org/adoption-category/adoption-tax-credit-2016/
Show Highlights: https://creatingafamily.org/adoption-category/adoption-tax-credit-2016/
Hey..... you... Stop
Listen to how Mr. Credit Guru will be telling you how to build credit fast. You want to buy your home next year around this time. Now is the time to get cracking, and get the tips from a professional himself. You don't want to miss this, so tune in. You want to ask a question , here is the number to call (516) 418-5479
in Self Help
We continue with the theme of March Madness discussing matters with our money. One of the most significant issues with our money is our credit and the ability to maintain a decent credit score. One that allows you buying power and the ability to obtain mortgages, lines of credit, retail credit, house hold utilities and even employment. Join us as we chat with "It's All About Your Score" a credit team based out of Atlanta that educate and empower individuals to increase their credit score.