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  • 00:25

    TECH Talk from TECH Fort Worth - Risk Mitigation with Terri Walker from TriNet

    in Technology

    Welcome to TECH Talk, Texas Style – “Because Technology Doesn’t Commercialize Itself”! We’re broadcasting from the offices of TECH Fort Worth.


    We’re online to bring to you the best and the brightest: news and information, people and their experiences, expert advice and regional resources. We do this to link talent, technology, capital and know-how so that we can be agents of change to accelerate the development of new technologies and to strengthen Texas economies.


    CONNECT WITH US:


    Website: http://www.techfortworth.org


    Facebook: http://www.facebook.com/techfortworth


    Twitter: http://www.twitter.com/techfortworth


    LinkedIn: https://www.linkedin.com/company/127929


    CONNECT WITH TODAY’S GUEST:


    Terri Walker, SPHR - Principal Human Capital Consultant – TriNet (Dallas)


    LinkedIn: https://www.linkedin.com/profile/view?id=12568407

  • 00:10

    Disaster Awareness For Community Preparedness #DAFCP 323.927.2913

    in Education

    Hosted By: Rudolph T. Muhammad and Joseph Bridgers Muhammad


    The “Disaster Awareness for Community Preparedness” Program is dedicated to discussing the previously mentioned and other pertinent topics regarding proper planning before disaster strikes. The objective of the presentation is to identify problems, offer mitigating solutions to hazards, and share specific information essential to minimizing loss of life and maximizing faster rescue or recovery in affected regions or communities. There will be subject matter experts as guests in our future shows that will assist our listening audience with the latest knowledge, skills and ability to prepare for risk reduction and hopefully ensure our family’s safety.


    There are at least two things certain about any natural or man-made disaster; it does not racially discriminate and it impacts all areas of people activity, i.e., economics, education, labor, law, politics, etc. Please join us and feel free to call-in at 323-927-2913. Let’s engage in thought provoking topics and courageous conversations of “Disaster Awareness for Community Preparedness”.

  • 00:34

    Non Profit's Role In The Mortgage Industry, Zakowska, CEO-Home Means Nevada

    in Finance

    According to a recent article is DS News, NeighborWorks America , a Washington, D.C.-based non-profit  , has announced the awarding of $44.8 million to various organizations in the National Foreclosure Mitigation Counseling program to help distressed families and individuals whose homes are facing foreclosure.


    While foreclosure numbers have declined significantly since the peak years of 2010 and 2011, a recent uptick in foreclosure starts demonstrates the need still exists for loss mitigation programs and non-profit expertise.


    Home Means Nevada is another unique non-profit / governmental partnership created to assist struggling homeowners.  Home Means Nevada is a Nevada State affiliated nonprofit organization established for the development and execution of homeowner assistance and outreach programs and events to address the challenges and needs of distressed homeowners.


    Joining the broadcast to discuss the expanding role of non-profits in the mortgage industry is Anna Zakowska, CEO of Home Means Nevada.


    Anna launched the Nevada Home Retention Program designed to assist those individuals and families at risk of losing their homes who have not been helped by other housing programs. 

  • 00:10

    Alvarez v. BAC Home Loans case overview

    in Legal

    Loan Modification Negligence


    When you are trying to fight for your home in the loss mitigation loan modification process, it is no laughing matter.  You are submitting the documents being requested and hoping you will not be "dual tracked" by your loan servicer who is usually servicing your loan on behalf of an often unkown securitized loan trustee, and you wonder if you will get a fair shake, or a real opportunity to save your home.  This real estate podcast talks about what happens when your loan servicer is negligent in handling or reviewing your completed loan modification application.


    Introduction


    One of the legal cases every homeowner should have in their foreclosure prevention toolbox is the case of Alvarez v. BAC Home Loans, LP (Bank of America).  Some of the common things that can go wrong when you submit your financial documents to be consdiered for a loan mod are:


    1. False statements by the loan servicer's representative


    2.  Claiming your documents were never received ("missing tax returns" and "rental agreements" are two common ones)


    3.  Denying you based upon consideration of false information (ex. your income or property value)


    4.  Lies about postponing your foreclosure sale


    There are other types of things that can wrong in the loss mitigation department of large loan servicers such as Nationstar, Ocwen, Wells Fargo, Citimortage, and Bank of America, but this Alvarez case is a very important case that discussed "duty" and "damages" in regard to the tort of negligence against a loan servicer.  Give this real estate podcast a listen with Attorney Steve explaining and defining these important and complex legal topics.

  • 01:59

    Disaster Awareness For Community Preparedness #DAFCP 323.927.2913

    in Self Help

    Hosted By: Rudolph T. Muhammad and Joseph Bridgers Muhammad


    The “Disaster Awareness for Community Preparedness” Program is dedicated to discussing the previously mentioned and other pertinent topics regarding proper planning before disaster strikes. The objective of the presentation is to identify problems, offer mitigating solutions to hazards, and share specific information essential to minimizing loss of life and maximizing faster rescue or recovery in affected regions or communities. There will be subject matter experts as guests in our future shows that will assist our listening audience with the latest knowledge, skills and ability to prepare for risk reduction and hopefully ensure our family’s safety.


    There are at least two things certain about any natural or man-made disaster; it does not racially discriminate and it impacts all areas of people activity, i.e., economics, education, labor, law, politics, etc. Please join us and feel free to call-in at 323-927-2913. Let’s engage in thought provoking topics and courageous conversations of “Disaster Awareness for Community Preparedness”.

  • 00:39

    THE DAILY COMPLAINT (CALIBER LOANS/DUAL TRACKING/COMPLETE PACKAGE/CFPB/MHA HELP)

    in Finance

    TODAY'S SPOTLIGHT


    CALIBER HOME LOANS COMPLETE LOSS MITIGATOIN REQUEST FOR MORTGAGE ASSISTANCE (RMA) SUBMITTED DUAL-TRACKING LAWS FOR SALE DATE CFPB MHA HAMP ESCALATIONS HELP RESPA RULES


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


     


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA)

  • 02:00

    Disaster Awareness For Community Preparedness #DAFCP 323.927.2913

    in Education

    Hosted By: Rudolph T. Muhammad and Joseph Bridgers Muhammad


    The “Disaster Awareness for Community Preparedness” Program is dedicated to discussing the previously mentioned and other pertinent topics regarding proper planning before disaster strikes. The objective of the presentation is to identify problems, offer mitigating solutions to hazards, and share specific information essential to minimizing loss of life and maximizing faster rescue or recovery in affected regions or communities. There will be subject matter experts as guests in our future shows that will assist our listening audience with the latest knowledge, skills and ability to prepare for risk reduction and hopefully ensure our family’s safety.


    There are at least two things certain about any natural or man-made disaster; it does not racially discriminate and it impacts all areas of people activity, i.e., economics, education, labor, law, politics, etc. Please join us and feel free to call-in at 323-927-2913. Let’s engage in thought provoking topics and courageous conversations of “Disaster Awareness for Community Preparedness”.

  • 01:23

    #301 Critical Thinking Applied Cyber Security & Protecting Your Digital Identity

    in Technology

    Find out HOW to Be Smart About How You Use Technology and Use Critical Thinking to Make Smart Decisions!


    Risk-Based Security and Self-Protection with Gary Vause and Derrick Brown 


    All roads to the digital future lead through security. However, in a digital business world, security cannot be a roadblock that stops all progress. Organizations will increasingly recognize that it is not possible to provide a 100 percent secured environment. Once organizations acknowledge that, they can begin to apply more-sophisticated risk assessment and mitigation tools. On the technical side, recognition that perimeter defense is inadequate and applications need to take a more active role in security gives rise to a new multifaceted approach. Security-aware application design, dynamic and static application security testing, and runtime application self-protection combined with active context-aware and adaptive access controls are all needed in today's dangerous digital world. This will lead to new models of building security directly into applications. Perimeters and firewalls are no longer enough; every app needs to be self-aware and self-protecting.

  • 01:20

    Peekin' in the Attic

    in Training

    Peekin’ in the Attic: Discussion on recent Research Findings


    Join us Wednesday 04.01 at 8pm ET on FireFighternetcast.com for a live discussion on key elements of the recent published findings from the UL Residential Attic & Exterior Fire Hazards Research Study. Guests include Captain Joe Pronesti, who served on UL’s Technical Panel for Residential Attic Fire Mitigation Tactics and Exterior Fire Spread Hazards and Chief Doug Cline who served on the ISFSI/NIST Spartanburg Burns.USFA   Topical Fire Report Series; Atic Fires in Residential Buildings Study (2011)


    FULL PROGRAM LINK  http://www.firegroundleadership.com/2015/04/01/peekin-in-the-attic-discussion-on-recent-research-findings/

  • 00:33

    Short Refinances, Everett - Cairn Advisors

    in Finance

    In November, FHA extended the principal reduction loan program for two more years.  The FHA short refinance program was first authorized by Congress in 2008 to assist non-FHA borrowers that are underwater. It has evolved over time and is now being extended through 2016.


    The short refinance is an under-utilized tool for investors who are looking to monetize their performing loans at a higher yield than a sale of the re-performing note.


    Joining the broadcast to discuss short refinances is Craig Everett, principal at Cairn Advisors.


    Craig has over 20 years’ experience in the mortgage industry in a variety of lending environments.  Craig’s previous positions include Vice President of Distressed Originations for Lime Financial/Credit Suisse and Founding Partner of Wealthbridge Mortgage a 50 state originator and special servicer. Craig has spent the last 5 years as principal of Cairn Advisors working in the distressed origination space where he has helped hedge funds, servicers and other clients maximize the return on their assets through unique loss mitigation strategies. 

  • 01:59

    Disaster Awareness For Community Preparedness #DAFCP 323.927.2913

    in Education

     Hosted By: Rudolph T. Muhammad and Joseph Bridgers Muhammad


    The “Disaster Awareness for Community Preparedness” Program is dedicated to discussing the previously mentioned and other pertinent topics regarding proper planning before disaster strikes. The objective of the presentation is to identify problems, offer mitigating solutions to hazards, and share specific information essential to minimizing loss of life and maximizing faster rescue or recovery in affected regions or communities. There will be subject matter experts as guests in our future shows that will assist our listening audience with the latest knowledge, skills and ability to prepare for risk reduction and hopefully ensure our family’s safety.


    There are at least two things certain about any natural or man-made disaster; it does not racially discriminate and it impacts all areas of people activity, i.e., economics, education, labor, law, politics, etc. Please join us and feel free to call-in at 323-927-2913. Let’s engage in thought provoking topics and courageous conversations of “Disaster Awareness for Community Preparedness”.