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  • 00:36

    Bankruptcy Basics: February Bankruptcy FAQs Part 2 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    Am I liable for my spouse’s student loan debt? How can bankruptcy help me?
    How does reaffirmation of a car loan work in bankruptcy where you keep your car?
    Why would I file for bankruptcy if my income is exempt from wage garnishment?
    Can you get a Chapter 13 plan with no payments? I want to save my home.


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy Site. You may also contact Joseph Wrobel for more information at (312) 781-0996 and by e-mail at JosephWrobel@ChicagoBankruptcy.com

  • 00:35

    Bankruptcy Basics: February Bankruptcy FAQs Part 1 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    How much debt do I need to have to file for bankruptcy and what does it cost?
    If I have a money judgment entered against me can it be removed in bankruptcy?
    What happens to medical debts from one state in another if I file for bankruptcy?
    How does bankruptcy affect my taxes, since I received a form 1099 from a collector?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.


    Visit our Chicago Bankruptcy Site online for more about the firm or contact Joseph Wrobel for more information at (312) 781-0996.

  • 00:34

    Bankruptcy Basics: January Frequently Asked Bankruptcy Questions

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    What happens when you list non-dischargeable debts on the bankruptcy petition?
    How long is the statute of limitations for wage garnishments for money judgments?
    Can I file a bankruptcy petition after a judgment or wage garnishment order?
    How can I find out if I am eligible to file for bankruptcy?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.

  • 00:30

    Abundant Life After Bankruptcy

    in Finance

    Craig Fosset, founder of Fosset Financial, fought his way back from bankruptcy and discouragement. He spent many years in the financial industry. He grew up with financially responsible parents. He was a home and buisness owner. Yet, he still amassed an overwhelming amount of debt. He shares his decision to file and how he's bounced back to turn this test into his testimony.

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  • 00:34

    Bankruptcy Basics: December Frequently Asked Bankruptcy Questions

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.


    Topics covered in this 30 minute show:



    What happens with jointly held debts if one of the individuals files for bankruptcy?
    How does it work when someone wants to buy their car back from the trustee?
    I want to file bankruptcy but not include my wife on the filing. Do I have to?
    What happens with mortgage liens in a bankruptcy case and can I keep my house?


    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.

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  • 00:26

    Single Mom Dumps $130,000 in Debt

    in Finance

    Dumping debt can be a challenge for all family structures. The single parent household is a growing trend with 25% of American households being headed by single moms and 6% by single dads.


    Aja Williams is a single mom and was $130K in debt. She had the appearance of success, but couldn't afford to put gas in her luxury vehicle. She joins the Divas as we explore her journey to the debt free side of life. Trust us, single parent or not, her story will be the spark that gets you moving.

  • 00:28

    Freed From $103,000 in Student Loan Debt

    in Motivation

    Tim Otis and his wife are doing their debt free Happy Dance because they've sent off the final payment of $103,000 in student loans. Tim join us on the Midday Money Show to talk about the reason behind the dance moves. He really opened up and let us behind the scenes of a very personal journey that inlcuded ups and downs, tensions, and job loss. Who ever said the journey out of debt was a straight shot?


    Debt freedom is, however, doable.


    Just ask Tim and his wife. Better yet, tune into his story and be inspired! You can find the show notes with all links mentioned at www.debtfreedivas.org.


    "Why are people so okay with debt?" ~Tim Otis

  • 00:28