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  • 00:11

    Santa Clarita Lending - the approvals

    in Business

     


    Meet the approvals - there are three different ones - The pre qualification - the approval and the DU approval. These are great to know, because they mean way different things to some that are in the real estate business.


    We are local real estate agents head quartered in the Santa Clarita Valley Cities and we have a real estate radio show that we produce each day of the week in the SCV Cities.


    We have a seven day a week format and you can find more about our show at Paris911.com. Our Main Santa Clarita Real Estate Website.

  • 00:37

    Community Investor: Peer to Peer Lending Making Money Available When Banks Dont

    in Real Estate

    Joining host Larry Muck is Ron Suber, President of Prosper Marketplace Inc.  America's first peer-to-peer lending marketplace, with more than 2 million members and over $1,000,000,000 in funded loans.

    Before joining Prosper, Ron was Managing Director at Wells Fargo Securities. Prior to Wells Fargo, Ron served as the Head of Global Sales and Marketing and Senior Partner for Merlin Securities. Ron also served as President of Spectrum Global Fund Administration, and spent 14 years at Bear Sterns where he served as Senior Managing Director and Manager of Global Clearing Sales.  Larry and Ron discuss peer to peer lending and the opportunities it affords its members.

  • 00:37

    Community Investor: Peer to Peer Lending Making Money Available When Banks Dont

    in Real Estate

    Joining host Larry Muck is Ron Suber, President of Prosper Marketplace Inc.  America's first peer-to-peer lending marketplace, with more than 2 million members and over $1,000,000,000 in funded loans.

    Before joining Prosper, Ron was Managing Director at Wells Fargo Securities. Prior to Wells Fargo, Ron served as the Head of Global Sales and Marketing and Senior Partner for Merlin Securities. Ron also served as President of Spectrum Global Fund Administration, and spent 14 years at Bear Sterns where he served as Senior Managing Director and Manager of Global Clearing Sales.  Larry and Ron discuss peer to peer lending and the opportunities it affords its members.

  • 00:13

    Truth in lending what items do lenders need in order for a qualification

    in Business

     Good day everybody Connor MacIvor Remax is Paris 911 team we are local real estate agents headquartered in the Santa Clarita Valley serving greater Los Angeles cities. Today happens to be our truth in lending real estate radio show, we are coming at you from a parking lot at Starbucks. The reason for that is we happen to be going out this morning to meet clients and show real estate as our job entails. So here is the movie, or the radio show :)  we chose Remax for a simple reason, it lets us be outside of the box when it comes to marketing and advertising our sellers listings. It also allows us to do shows like this one, the daily Santa Clarita real estate radio show. On today's truth in lending broadcast we will talk about the things necessary for prequalification. What kind of paperwork do you have to give up when you're speaking with the lender, and some of the better ways to keep your personal and private information safe from the wrong hands.

  • 00:16

    Negotiating with Giants – Indemnification Language

    in Legal

    Indemnification can present a major risk with large numbers especially when contracting with large companies.Understand your risks and ability to push back when needed. Tune in to this podcast and listen to attorney Jim Voigt's helpful advice on the subject.

  • 00:35

    Economy, Bond Market, Fed & Housing Update - Nyitray, iServe Lending

    in Finance

    According to the Financial Post, U.S. economic growth slowed sharply in the fourth quarter as weak business spending and a wider trade deficit offset the fastest pace of consumer spending since 2006.


    The slowdown, which follows two back-to-back quarters of very strong growth, is likely to be short-lived given the enormous tailwind from lower gasoline prices. Most economists believe fundamentals in the United States are strong enough to cushion the blow on growth from weakening overseas economies.


    Even with the moderation in the fourth quarter, growth remained above the 2.5% pace, which is considered to be the economy’s potential. Economists had expected the economy to expand at a 3% rate in the fourth quarter


    Joining the broadcast to discuss the economy, bond prices, the Fed and housing is Brent Nyitray, Director of Capital Markets at iServe Residential Lending. 


    Brent is responsible for managing iServe’s origination pipeline and Ginnie Mae securitizations. Prior to iServe, was an analyst and trader at several hedge funds as well as ran the European Risk Arbitrage trading desk at Bear Stearns.  Brent is also the author of The Daily Tearsheet, a blog focused on the economy, financial markets and real estate.

  • 00:37

    Community Investor: Peer to Peer Lending Making Money Available When Banks Dont

    in Business

    Joining host Larry Muck is Ron Suber, President of Prosper Marketplace Inc.  America's first peer-to-peer lending marketplace, with more than 2 million members and over $1,000,000,000 in funded loans.

    Before joining Prosper, Ron was Managing Director at Wells Fargo Securities. Prior to Wells Fargo, Ron served as the Head of Global Sales and Marketing and Senior Partner for Merlin Securities. Ron also served as President of Spectrum Global Fund Administration, and spent 14 years at Bear Sterns where he served as Senior Managing Director and Manager of Global Clearing Sales.  Larry and Ron discuss peer to peer lending and the opportunities it affords its members.

  • 00:22

    MBA'S "Mortgage Banking Bound" program with Jeff Schummer & Brendan Barry

    in Finance

    This is a rebroadcast of the "Hot Topic" segment from the April 27th, 2015 broadcast regarding MBA's "Mortgage Banking Bound" program... http://events.mortgagebankers.org/MortgageBankingBound/default.html  Explaining this program, we had as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry, Director of Business Development for the Morgage Banking Bound program.  Developed by MBA Education and taught by industry experts, Mortgage Banking Bound is a unique education and certification opportunity designed to provide exclusive insight into the field of mortgage banking. In just six 90-minute webinars, participants will gain a solid understanding of standard industry practices. Additionally, program graduates earn a certificate of completion from the only national association that represents the entire real estate finance industry, the Mortgage Bankers Association (MBA).  Please download, listen and share this very important topic with others.  Thank you! 


    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. 

  • 00:59

    4-27-15 TOPIC: Recruiting and Equipping the Next Generation of Mortgage Bankers

    in Finance

    Do you know what the average age of those in the mortgage banking industry?  It's older than you might think... at LOT older!  It is so important that we be actively recruiting and equipping the next the next generation of mortgage banker/lenders. 


    Joining us on today's broadcast to discuss this important topic, we have as our special guests, Jeff Schummer, VP of Education Development with the Mortgage Bankers Association (MBA) and Brendan Barry also with the MBA.  On January 22nd 2015, the MBA launched their "Mortgage Banking Bound" program for college students... https://www.mba.org/2015-press-releases/mba-education-launches-mortgage-banking-bound   This program offers students attending community colleges and universities the chance to learn from real estate finance industry experts, network with leading organizations, and access the latest industry information, job boards, career events, and educational offerings with an MBA Student Membership.  Be sure to mark your calendars to join us for this important discussion and then down load the broadcast and share it on social media.  


    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program styled “podcast” hosted by mortgage veteran, David Lykken. 

  • 00:41

    Debunking the Myths About Women & Lending

    in Business

    Learn how to successfully Secure the Funding You Need!  


    Are you looking to expand your reach as an entrepreneur and business owner but unsure how to secure the necessary funding to take you to the next level?  Do you find the world of financing and small business loans to be overwhelming, confusing or otherwise difficult to understand?  If so, you won’t want to miss our guest Mary Holman, Senior Vice President and Manager of the Retail Lending


    Department for National Bank of Arizona, as she simplifies this process, debunks the myths and prepares you to secure the necessary funding that will catapult your business.  

  • 01:02

    4-20-15 ECONOMIC & MARKET UPDATE with Michael Fratantoni, MBA's Chief Economist

    in Finance

    PROGRAM UPDATE:   Due to a family emergency, Michael Fratantoni will not be able to join us today but we are fortunate to have Dr. Lynn Fisher, who serves as Vice President of Research and Economics of the Mortgage Bankers Association (MBA).  In this role, she is responsible for managing MBA's economic and mortgage originations forecasts and developing analysis on issues of importance to the mortgage industry. 


    We are honored today to have back as our special guest, Michael Fratantoni, Ph.D., the Chief Economist for the Mortgage Bankers Association of America.  For many mortgage lenders, 2015 has started off as a very good year, but what can we anticipate for the next three to six months?  Join us for today's broadcast as we discuss the latest economic data and trends.   Also, we will get an up on the recent MBA's Tech Conference in Florida and what we have to look forward to at the upcoming MBA National Secondary Conference in New York City in May.


    Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.  This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.